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Nordstrom prices are expensive for a reason – they offer high quality merchandise with high quality service. If we do end up shopping there, we don’t need to spend any more money than we already are. This is why we put together these steps to help you save 16% on all Nordstrom purchases.
Just be sure to follow these steps in order to maximize the amount of cash back earned.
1. Get A Cash Back Credit Card
All of our cash back guides regarding particular retailers always start with a cash back credit card. Credit cards are safe and can give you benefits that cash and debit cards won’t.
In order to maximize our cash back, we need a card that gives us the most cash back on all purchases. We suggest using either the Visa Blispay Card or the Citi Double Cash Back Card since they both offer 2% in cash back. Both come with no annual fee, and there’s no cap on cash back earned. We’ve laid out a couple of key differences:
- Citi gives 1% upon purchase and the other 1% when you pay your bill. If you want cash back quicker, go with the Blispay Card.
- Blispay applies your earned cash back to your credit card statement automatically
- Citi waives your first late payment
- Blispay gives you 6 month interest-free financing on purchases of $199 or more
Both of these cards work well and give a total of 2% in cash back. If you need another option, the Discover It Cash Back Card is also great option. The card gives 2% in cash back for your first year and all purchases with 5% cash back in specific categories.
2. Buy A Gift Card Through Cardpool
Cardpool is one of the most popular online gift card resellers, and they currently have the best deals on discounted Nordstrom gift cards at around 7% off. You get a $5 bonus just for registering as a new member. Just be sure to use your cash back card on your final purchase to add an extra 2% to your savings.
Make sure to buy only electronic gift cards. Physical gift cards can take up to a maximum of 7 days to arrive. E-gift cards will take a maximum of 24 hours to appear in your inbox, but usually show up within a few.
If you want to increase your cash back by an additional 2% on your Cardpool purchase, we recommend going through the portal site called TopCashBack. When you use their affiliate link to make a purchase at Cardpool, you can earn up to an additional 2% in cash back. This will turn your 9% off purchase into an 11% off purchase.
Each time you make a purchase going through TopCashBack first you get a certain amount of cash back that’s deposited into your portal account. Once you reach a minimum of $10 in earned cash back, you can withdraw it to your PayPal account or in the form of gift cards. You also get a $10 bonus just for signing-up. If you’re still confused on how this works, feel free to read our full portal guide.
Keep in mind that the discounted rates on these gift cards may change depending on their stock. If you’re reading this post later down the road, you can easily compare gift cards across all resellers by reading this post.
3. Go Through Ebates
Now that we have our discounted gift card in hand, we can finally make our final purchase. In order to maximize our cash back, we need to make our final purchase online. Using a shopping portal can once again increase our cash back.
We can’t use TopCashBack again since they aren’t partnered with Nordstrom (unless you count Nordstrom Rack), but we can use another one called Ebates is. They’re one of the most popular shopping portals on the web. Right now they’re offering 6% off all Nordstrom purchases when you go through their page.
Create a new account and get a free $10 gift card once you earn $10 in cash back. Type in “Nordstrom” in the search bar and the results should display that you can 6% in cash back on all purchases at Nordstrom by using their “Shop Now” button.
All cash back earned through Ebates is placed into an account and automatically sent to you via PayPal or by a check in the mail once every 3 months. You need to have a minimum of $20 in cash back in order to claim the cash.
When you click the “Shop Now” button you’ll automatically be redirected to the Nordstrom page. Be sure to make your purchase with the gift card that you purchased in the previous steps.
Things To Keep In Mind With Ebates
If you do decide to use coupons or discount codes on your Nordstrom purchase, make sure that they’re also displayed on the Ebates portal page. If not, Ebates will not award you with the cash back that you deserve. You’ll only receive the discount from the code that you used. If you see the code advertised on their page, it means that you can use it with the portal and still get cash back.
There is one downside to the Ebates portal. In order to maximize your cash back, you’ll have to make the purchase online. If you prefer to go shopping in-store, you can always try on your clothes first and then order online.
Let’s do a quick recap on the total amount of cash back earned.
- 2% by using our cash back credit card on a gift card purchase
- 7% discount on Nordstrom gift cards at Cardpool
- 2% in cash back using TopCashBack to buy the gift card at Cardpool
- 6% discount by using Ebates to make our purchase on the Nordstrom page
Add up all of these numbers and you get a total of 16% in cash back on any Nordstrom purchase. Keep in mind that this doesn’t apply to certain products such as Nordstrom Gift Cards.
This article covers how to save at Nordstrom, but keep in mind that you can use these exact same steps at any retailer. If you can think of a store that you want to maximize your cash back at, let us know! We’ll be more than happy to help. Thanks for reading and happy frugaling!