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Trader Joe’s is one of my favorite grocery stores due to their low prices and great-tasting food. Since they’re already so inexpensive, it would be incredible to get an even bigger discount. If you follow these 5 steps in order, you can save up to 9% on all Trader Joe’s products.
1. Get A Credit Card With High Cash Back
When we say get a credit card that gives you a high amount of cash back, we mean a card that gives it for all purchases, not just specific to groceries. The card that we recommend is the Blispay Visa Credit Card.
It gives you 2% cash back on all purchases with no annual fee. Not only that, your cash back is automatically applied to your statement credit, forcing you to use your earned money to pay off your bills instead of purchasing something else. There’s no minimum cash back required to use your balance and there’s no annual fee. Let’s take a quick look at the card below:
- 2% cash back on all purchases
- Cash back immediately applied to your account after purchase
- No annual fee
- Cash back automatically claimed as statement credit during each billing cycle
- 6 months interest free on purchases that are of $199 or over
- No cap to amount of cash back earned
This is a new credit card on the market, and in our eyes ranks as the best in terms of cash back – you won’t find any other card that beats 2% on all purchases (unless you count airline miles). If you’d like to try another cash back credit card, we also recommend the Citi Double Cash Card that also gives 2% back.
2. Sign-Up For TopCashBack
We talk a lot about shopping portals on FFL, and that’s mostly because they’re such an incredible resource for increasing your savings. These portals are websites that consist of thousands of affiliate links to thousands of retailers across the web. Some popular ones include Walmart, Target, Amazon, etc.
When you click on one of their affiliate links, you’ll be redirected to that retailer’s website. Make a purchase and they earn a commission and give the majority of it back to the consumer, or in this case you. The amount of cash back you earn entirely depends on the retailer you’re shopping at.
We’re going to be using the portal TopCashback to aid with our Trader Joe’s purchase. Registration is completely free and you even get a $10 sign-up bonus as a new member. Once you reach a minimum of $10 in earned cash back you can cash out for either Amazon Gift Cards (3% bonus) or a direct deposit deposit to your PayPal account.
3. Go To Raise
Next we’re going to be using our portal to redirect ourselves to a gift card reseller called Raise. You can sign-up for a free account here. In the TopCashBack search bar, type in “Raise” and you should notice results stating that you get 2% cash back on all gift card purchases (with a few exceptions).
Click on the “CashBack” button and you’ll automatically be redirected to the Raise website. TopCashBack will keep track of your purchases, and your 2% cash back will be deposited to your account automatically. It may
4. Make The Purchase
Now that you’re on the Raise website, search for “Trader Joe’s” in the search bar and you should see a list of gift cards available, anywhere from 6% – 8% off. For calculation purposes, we’re going to average this number out and go with 7%.
Add the card to your cart and make the purchase using the 2% cash back credit card we mentioned above to make your final purchase. Electronic gift cards can take up to 24 hours to appear in your inbox, but usually you’ll receive it within a couple of hours.
Let’s Recap Our Cash Back
- 2% using the Blispay Cash Back Credit Card
- 2% going through the TopCashBack Portal
- 7% buying a discounted gift card through Raise
Add these numbers all up and we get a total of 11% saved at Trader Joe’s.
5. Set An Alert
We’re adding an extra step specifically for Trader Joe’s Gift Cards because they tend to get snatched up quickly. Raise only has a limited stock available, and when they’re posted they can be gone within minutes. That’s why we recommend to setup alerts.
Search for Trader Joe’s in the Raise search bar and click on the set alert button. This way you’ll be sent an email notification when a gift card is available. Be sure to act quickly or by the time you get to the site it will be gone, even within just a few minutes.
You can also search on other gift card reseller websites to see if they have any in stock as well. However, we’ve found Raise to typically have the highest discount.
Trader Joe’s is a great place to go shopping due to their inexpensive prices and great-tasting, fresh food. Saving 11% may not seem like much, but for every $100 you spend that’s $11 in savings – this can easily be used to cook a few extra meals. If you have any other ways to save money at Trader Joe’s, we definitely love to hear about them. Thanks for reading and happy shopping!
My name is Jason Wuerch and I'm currently located in Madrid, Spain running a personal finance blog called Frugal For Less. My goal is to help everyone and anyone willing to make and save money through easy and simple ways that don't require much effort. Just because you're frugal doesn't mean you have to give up life's luxuries.