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Toys R’ Us is one of the most popular toy stores across the nation. If you’re not getting 14% cash back on all purchases you’re definitely missing out on some cash back. Make sure to follow these steps in order to maximize your cash back.
1. Get A Cash Back Credit Card
We usually start off our cash back steps by suggesting a good cash back credit card. We want to make sure to get one that gives us a high amount of cash back on all purchases rather than just at toy stores (you’ll see in detail why this is below). The credit card that we recommend is the Citi Double Cash Card.
It gives you 2% cash back on all purchases and there’s no annual fee. Not only that, but your first late payment is waived and there’s no annual fee. You most likely won’t find a credit card that gives you a higher percentage back. Let’s take a quick look at the card below:
- No annual fee
- 1% cash back when you make a purchase
- 1% cash back when you pay your bill
- No cap on total amount of cash back
- Incredible Citi Benefits
- Highest percentage cash back card for all purchases
If you don’t want to apply for the Citi Double Cash Card, we also recommend the Discover It Card. It gives you 2% cash back on all purchases for the first year, and then from there you get 1% back. However, you get 5% cash back on certain categories.
2. Sign-Up For TopCashBack
Next we’re going to sign-up for a cash back portal. These portals are online websites that partner with thousands of retailers across the web and place their affiliate links all on one site. When you click a link and make a purchase online, they earn a commission and give a portion of this to the consumer, or in this case you!
The portal that we’re going to suggest is called TopCashBack. You get a $10 bonus just for signing-up and registration is completely free. When your account reaches a minimum of $20 you can cash out to PayPal or for gift cards to popular retailers such as Amazon.
We’re not going to want to do anything with TopCashBack yet. This step only requires you to register.
3. Sign-Up For Raise
We’re going to sign-up for a gift card reseller called Raise. These resellers sell gift cards to popular retailers at an extreme discount, getting you anywhere from 5% – 30% off depending on the store.
This site is where we’re eventually going to buy our discounted gift card, but first all we want to do is register.
4. Go Through TopCashBack To Raise
Now that we’ve signed-up for both TopCashBack and Raise, we can finally get to making our purchase. Go back to the TopCashBack site and log-in. Type in “Raise” in the search bar and you’ll see that for all gift cards you buy on their site, you’ll get 2% in cash back.
Click on the “Cash Back” button and you’ll automatically be redirected to the Raise website. From there you can search for a Toys R’ Us Gift Card and you’ll see that you can get gift cards for up to 8% off.
Keep in mind that these rates frequently change, so be sure to check across all gift card resellers for the best discounts. It might not always be the case that Raise has the highest discounts for a particular store. Just be sure to use your cash back credit card that we mentioned above when you checkout to get an extra 2% back.
It will only take up to 24 hours for you to receive the gift card in your inbox, but it usually comes a lot sooner.
5. Go Through TopCashBack To Toys R’ Us
Now that we have our gift card in hand, we can go through the TopCashBack portal again to save another 2%. In order to get this, we have to make our final purchase online as opposed to purchasing the product in-store. You can always request in-store pickup if you don’t want to have your item shipped to you.
Go back to TopCashBack, but this time type in “Toys R’ Us”. The results should show that you’ll get 2% off all purchases when you shop at Toys R’ Us using the portal. Click on the “Cash Back” link to be redirected to the store’s page and make your final purchase with the gift card that you just bought.
Let’s do a quick recap on the amount of cash back we earned.
- 2% through TopCashBack to Raise
- 8% off the Toys R’ Us Gift Card
- 2% using the Citi Double Cash Card
- 2% through TopCashBack to Toys R’ Us
If we add all of these percentages up, we get a total of 14% off any Toys R’ Us product.
You can use the steps outlined in this article to get the highest amount of cash back at any retail store. The only difference might be the amount you get due to different discounts depending on the retailer. Keep in mind that you can use the cash back portal on all retailers in order to get the minimum cash out amount much sooner.