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25 Best Apps That Make You Money

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Sometimes, we need a little extra money in our life. Okay, in fact, extra funds are always appreciated.

While your regular day job is helping cover the bills, there are a few ways to earn additional money that you can use for whatever. 

Maybe this will help cover that vacation you’ve been wanting. Or maybe you simply need a new pair of shoes or jeans. Whatever you need, making more money is the first step.

I like to use several different apps as a way to make more money. You can choose from receipt scanning apps or cashback apps or even investment apps. There are a lot of options available. 

This list of the 25 best apps that make you money is guaranteed to find you a way to earn some extra cash quickly. 

1. Ibotta

  • Registration Bonus: $10 after scanning first receipt 
  • Join Ibotta

Ibotta is one of my favorite receipt scanning apps. It is probably the most popular of its kind too. 

With Ibotta all you have to do is shop as normal and then scan your receipt. In fact, with some of their retailers, you don’t even need to scan a receipt.

If your favorite grocery store has a rewards card, you might be able to link your account directly with Ibotta. That way, when you make a purchase, Ibotta can track it directly. 

Now you don’t have to worry about forgetting to scan your receipt in time. Though remember not every store will have this option.

And sometimes the system gets a bit funky and you may need to scan a few receipts until any bugs are fixed. 

Take advantage of Ibotta today by signing up and earning a $10 bonus. From there you only need $10 more before you can cash out to your PayPal or for a gift card. 

2. Pinecone Research

I will never miss an opportunity to gush about Pinecone Research. There’s a reason that it is my favorite survey app. 

I find their surveys to be interesting and I love that with each survey completed, I am guaranteed to earn 300 points or $3. The length of the survey doesn’t matter. 

Another thing I love about Pinecone is their consistency. I know I will get at least one survey a week. This means I can earn $12 in a single month from doing pretty much nothing. 

Another perk about Pinecone Research is that there is no minimum requirement to cash out. Earn 300 points ($3) from a single survey and you can redeem your cash as soon as it clears your account. 

3. Fluz Cash Back

  • Registration Bonus: Get up to 35% cashback on your first 3 purchases
  • Join Fluz

Fluz is a network based rewards app that lets you earn cashback from different retailers. When you join Fluz you can link a debit or credit card. 

Once linked, you can start selecting offers from different merchants in order to earn cashback. 

What makes Fluz unique is their global cashback network. When you have friends join, you can earn cashback based off of their purchases. And even from purchases their referred friends make. 

You need to earn a minimum of $26 ro cash out to your PayPal account or you have the option to receive your earnings as cryptocurrency. 

4. Shopkick

I like how simple Shopkick makes earning cash. Basically, every time you shop or complete certain tasks, you earn kicks. 

You can earn kicks by walking in stores, scanning receipts, scanning barcodes of select products, watching videos and a lot of other different ways. It really is as easy as it sounds. 

Once you have enough kicks, you can redeem for a gift card. The lowest gift card available costs around 500 kicks. Most rewards are 250 kicks per dollar. 

With very little effort, you could find yourself redeeming a gift card once or twice a week. 

5. Pei

  • Registration Bonus: use promo xfaytz upon sign-up get a $5 bonus when linking your first card
  • Join Pei

What I like about Pei is that you have the option to earn Bitcoin or cash. Like many cashback apps, Pei works but letting you earn cash when you link your credit or debit card.

From there you just need to make qualifying purchases at any of their affiliated retailers. You could earn as much as 20% cashback. 

The best part about Pei is that it’s not limited to just popular stores, but the app works on a local level. You could earn cashback at your favorite brewery or non-chain restaurant. 

Each Pei point is worth $.01. And you need 1500 points or $15 before you can cash out your reward. 

6. Fetch Rewards

Similar to Ibotta, Fetch Rewards is a receipt scanning app, except Fetch Rewards only accepts scanned grocery receipts.

With Fetch Rewards you earn points with every receipt that you scan. So even if you only buy a carton of milk, you can earn a little something. 

I like that you aren’t bound to a specific grocery store with Fetch Rewards. Every grocery receipt counts. 

Another great thing about Fetch is their low payout threshold. You only need to reach $3 to cash out, versus the $20 required by Ibotta.  

7. TopCashback

TopCashback is a cash back app that pays you when you shop. They definitely have a lot of other cashback apps beat because of their high percentage of cash back options. 

TopCashback is partnered with thousands of retailers and merchants so that you can get the best deals and cash back options available. 

Plus, TopCashback doesn’t have a minimum payout, so you can collect your cash whenever you get it. Payout options include PayPal, direct deposit, and gift cards.

The only downside to not having a minimum is that it does take a few days before your cashback earnings show up as cleared in your account. 

8. Triaba

Technically Triaba isn’t an app, but it does have surveys available through OpinionApp. This app lets you take a limitless amount of surveys. 

Despite that, Triaba is worth checking out because you can earn anywhere from $.50  to $5.00 on a single survey. 

If you take surveys via the OpinionApp, your earnings become available right away. You need $12.50 to redeem your cash via PayPal, or $10 for an Amazon gift card or GCode.

9. Charlie Penguin

Technically Charlie Penguin isn’t an app, but since it does require a smartphone, I’m counting it as one.

Charlie Penguin functions as a money saving Penguin that sends you text messages. Charlie’s sole purpose is to chat with you about your finances and ways you can save.

Saving money and cutting costs where you can automatically means you’re making money. Charlie helps you to be smarter about money. 

Friends of Charlie are claiming to save an extra $80 a week!

10. BeFrugal

BeFrugal is another app that pays you to shop. They are affiliated with several thousands of  retailers and work to offer you some really great cash back rates. 

I love that they offer new members a $10 sign-up bonus and there’s no code required. Once you join, you can begin shopping and earning money. The more you shop, the more you can expect to earn.

BeFrugal has some really great cashback rates, sometimes as much as 40%. Plus, there is no minimum to cash out to your PayPal account. 

11. Trunow

  • Registration Bonus: $2 bonus when you scan your first receipt using promo code TO1F19
  • Join Trunow

If you love you love earning cashback on your groceries, then you will love earning cashback on your gas too. Trunowt allows its users to save money at the pump. 

For each receipt you scan, you automatically get a 1% cash back bonus plus an additional 2% toward rewards. Plus, it doesn’t matter where you fill up, just remember to hit “yes” when it comes to printing your receipt. 

Trunow also helps you out by telling you where you can find the cheapest gas nearby. And once you’ve earned cash you can get paid via PayPal or use the app to purchase more gas.

12. Swagbucks

With the Swagbucks app, you can surf the web, shop online, watch videos or complete surveys to earn your swagbucks. 

Every 100 swagbucks earns is the equivalent of $1. And they make earning Swagbucks incredibly easy. 

Though one thing to note is that it can take a few days to receive your reward. But on the plus side, you only need 450 Swagbucks to earn the lowest gift card, which is $5 to Amazon. 

13. Twine

One of the first steps to making money is saving more money. Saving means your bank account automatically starts to look a little fuller. 

Twine is a savings and investing app that lets you and a partner, friend, or family member join forces to meet your financial goals. 

All you need to do is link your bank account or credit union and choose your saving goal. Or choose what you would like to invest. 

The app is simply designed and easy to navigate, and makes saving money a seamless process. Plus, the sweet $10 sign-up bonus makes the app worth checking out as that’s $10 saved right there. 

14. Receipt Hog

  • Registration Bonus: Get 5 FREE hog slot spins with code zuss1319
  • Join Receipt Hog

I like how simple Receipt Hog is. All you have to do is go to any store and buy something. From there you just need to scan your receipt and earn rewards. 

In addition to scanning receipts, you can also take advantage of hog slot spins or take paid surveys. Those hog slot spins can result in more spins and even cash prizes. 

You need 1000 points to cash out via PayPal, which equals to $5. Or choose something like an Amazon gift card to earn your reward that much faster. 

15. Checkout 51

For those looking for a grocery store only receipt scanning app, then Checkout51 is it. It doesn’t matter where you make the purchase as long as you’re buying a qualifying item. 

New offers come out every week at midnight on Wednesday, giving you ample opportunity to find products to purchase and upload your receipt.

You could earn as little as $.25 or as much as $4 from scanning a single receipt. Plus you can scan several receipts a week if you want to. 

You need a minimum of $20 in your Checkout 51 account in order to request a check. Or you can choose to cash out via PayPal or choose a gift card from a favorite vendor. 

16. GigWalk

Sometimes in order to make more money you need to supplement your income. That is where apps like Gigwalk come in. 

Gigwalk lets you easily pick up a side hustle that fits your lifestyle. Some of the easiest tasks only require that you snap a picture of a price tag at a store. Or ask an employee a few questions.

Choose the gigs that you want and you can earn anywhere from $3 to $100 when you complete a single task. 

17. Drop

  • Registration Bonus: $1 when you link your credit/debit card
  • Join Drop

If you don’t want to deal with scanning receipts to earn cash, then check out Drop. Drop is the go-to app for those individuals that want to earn easy money by simply shopping.

All you have to do is link your credit or debit card. After that, you will automatically earn Drop points when you shop at one of their affiliated retailers. 

You can then redeem your points for cash to places like Stabucks, Target and even Netflix. 

18. Dosh

Dosh works by letting you save and earn money from your everyday shopping. This could be grocery shopping, travel, entertainment and more. 

To start off with Dosh, you’ll need to link your credit card. From their Dosh will give you cash back when you shop at one of their partnered retailers. You could get as much as 10% in cashback.

When you reach $15 you can cash out to your PayPal or bank account, or even donate to a charity if you so choose. 

19. Acorns

Investing money sounds tricky, but Acorns makes it easy to get started with investments in a small way. 

To get you started, they offer a $5 sign-up bonus and from there you can start investing with just as little as $5 into your stock portfolio. 

When you make a purchase with your linked card, Acorns will automatically round up the purchase price to the nearest dollar and invest that spare change in your portfolio.

In most instances, we’re talking a few pennies. Acorns is a great starting point for anyone new to investing. 

You aren’t required to put out a lot of money up front and they will walk you through the best portfolio type for you. 

The only real con is that you do pay $1 a month to maintain your portfolio if your assets are over $5,000.

20. InboxDollars

InboxDollars is an app that allows you to earn points from doing everyday tasks on the internet like watching videos, shopping, or signing up for offers. 

You can also earn cash by taking surveys, playing games and even by responding to emails. 

After completing these tasks, you earn cash. Once you reach a minimum of  $25, you cash out via check, prepaid Visa or gift cards. 

21. Ipsos i-Say

Ipsos i-Say pays you for sharing your opinion. Ipsos is one of the top survey taking sites out there and their handy app makes everything that much more convenient.

After signing up for free, you just need to complete your demographic profile so that you can receive surveys tailored to you. 

Once your profile is complete you can start taking surveys to earn points. Even if you don’t qualify for a survey they will give you a few points for your efforts. 

100 points is the equivalent of $1 and you can cash out with as little as 500 points for a gift card of your choosing. 

22. Ebates

Ebates is a cash back app that pays you to shop. Ebates is affiliated with thousands of retailers, so really anyone can find a store they are interested in shopping with. 

Cash back percentages will vary from store to store, but you can expect to see anything from 2% to 10% cash back offers. The more you shop, the more you can expect to earn and save. 

You can redeem your cash to your PayPal account or receive a check in the mail. You just have to wait for the cash to clear your account first.  

23. FusionCash

FusionCash pay you for performing specific tasks. You can watch videos, download apps, click on adds and even take surveys.  

If you want to earn cash quickly, your best bet is to take advantage of all of the different ways to earn. 

You’ll earn the most from downloading certain apps to your tablet or phone, but you can still earn passively by watching videos or letting the radio play in the background. 

To cash out, you’ll need to earn a minimum of $25 and unfortunately that amount cannot be made up of sign-up bonuses or referral bonuses. 

24. YouGov

What I like about YouGov is that it gives you an opportunity to express your opinion on interesting subjects.

 YouGov is a survey site and app that pays you to give your honest opinion. Plus you’ll get to see other’s thoughts and opinions on certain political topics.

Your opinion could even be featured in the news as YouGov regularly has their data shared with different news outlets. 

You’ll need to earn 35,000 points before you can cash out. This is the equivalent of $25.

25. Nielsen Computer and Mobile Panel

Nielsen Computer and Mobile Panel is an affiliate of Pinecone Research. 

Nielsen is a company that collects data usage. They monitor what sites you visit and how much time is spent there. They do not collect information like your username or password.

So how do you earn rewards? Just download the free app and let it do its thing. You’ll earn rewards by continuing with your run-of-the-mill web browsing. 

You can later redeem your points for gift cards to some popular places like Starbucks, Target, Walmart or Amazon. 

Or you can use your points like cash via their online shop, where you can snag items like cameras and televisions.

The minimum point payout is $5. According to their website, active members who register just one mobile device can expect to earn up to $50/year. 


Hopefully this list of 25 apps gives you a starting point on some different ways you can start making money. 

I would suggest you try several different apps to get a feel for them and to increase your earning potential. Sometimes combining multiple apps can really increase your monthly income.

Since all of these apps are free, there is no harm in trying them. If you don’t love them, go ahead and cancel and try something else. 

Let me know in the comment below if you decide to try one of these apps. If you are already regularly using any of these, let me know that too!

As always, thanks for reading and happy frugaling!

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