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10 Best iPhone Apps That Pay You

10 Best iPhone Apps That Pay You
Amy Baum May 30, 2018
Want to Earn Some Extra Money?

If you’re like most people, having some extra money on hand is great. Unfortunately, picking up a part-time job isn’t realistic for everyone.

That’s largely why money-making apps and websites are so popular. But there are hundreds of thousands of options to consider. Needless to say, this can be confusing.

This post highlights the top 10 iPhone apps for making money. We’ve picked these based on many different factors and our experiences with them.

Below you’ll find info about each option, how you get paid, and much more. Read on to discover some great iPhone apps that pay you.

1. Ibotta

What Is Ibotta?

Ibotta is a receipt scanning app, and it’s a super easy way to get paid. You earn money by purchasing certain items and taking a photo of your receipt. I use it regularly, and it only takes a few seconds each time.

You can also earn money by linking cards, referring friends, special bonuses, and more. You’ll get a $10 bonus if you sign up using the link above.

I’ll give a quick example of how Ibotta works. You start by selecting the store you’re going to shop at. You’ll see a list of products that earn you cash back when you buy them.

Recently, I purchased a box of tea and got $0.75 cash back in my account. You can quickly earn a few bucks each time you shop with Ibotta. To learn more, read our in-depth Ibotta review.

Ibotta Payment Methods

Ibotta pays through PayPal or gift cards. They have a pretty good selection of gift cards for major retailers. I cash out through PayPal, and it always takes less than 24 hours.

Ibotta Payout Minimum

To get a PayPal payment or gift card, you need a minimum account balance of $20. This is pretty simple to meet, especially with referrals and bonuses. Each time you refer a friend to Ibotta, you get $5. Depending on your shopping habits, it’s easy to cash out weekly or bi-weekly.

2. Swagbucks

What Is Swagbucks?

Swagbucks is an all-in-one app that pays you to do dozens of different tasks. You earn money by taking surveys, watching videos, playing games, shopping online, and much more.

I recommend reading our Swagbucks review for tips on how to earn money fast. Quickly get your first $5 by signing up using the link above.

Swagbucks uses a point system, and every task is worth points called SB. For example, a survey might be worth 100 SB. Watch a 30-second advertisement video might be worth 5 SB.

There are thousands of options available at any given time. This makes it easy to rack up points pretty quickly. Swagbucks referral system gives you 10% of the earnings for every person you refer, too.

Swagbucks Payment Methods

With Swagbucks, you can choose PayPal or gift cards. They offer a huge selection of gift cards. It can take up to 10 business days to get paid, but many people say it doesn’t take that long.

Swagbucks Payout Minimum

The payout minimum totally depends on the payment method you choose. For example, you can quickly get a $3 Amazon gift card with 300 SB. PayPal payments of $25 require a minimum of 2500 SB. Swagbucks also offers special deals and discounts pretty often. Right now, a $25 Wal-Mart gift card is 12% off, so you only need 2200 SB to get it.

3. Shoptracker

What Is Shoptracker?

If you shop on Amazon, you can earn money almost passively with Shoptracker. I say “almost passively” because all you’ve got to do is take a quick survey once per month.

To earn money, you securely link your Amazon account to Shoptracker. They collect data about your spending habits, and it’s used for market research. Shoptracker only sees your purchase history – not your address or any confidential info.

The survey you take each month should only take about 2-3 minutes. When you complete it, you instantly receive payment.

Signing up is easy and quick, and you can get a $3 bonus using our referral link above. Read our detailed Shoptracker review for more info about this money making option.

Shoptracker Payment Methods

Shoptracker pays through Visa e-gift cards. Each time you complete a survey, a $3 Visa e-gift card is sent to you via e-mail. Shoptracker states that you’ll get paid within 48 hours of completing each survey.

Shoptracker Payout Minimum

There’s absolutely no payout minimum for Shoptracker. You get paid automatically after completing your monthly survey. This really makes Shoptracker stand out from other iPhone apps that pay you.

4. Shopkick

What Is Shopkick?

Shopkick is another app that rewards you for shopping at major retailers. It’s one of my personal favorites because it’s actually pretty fun to use.

Shopkick uses a point system to pay you for different tasks. You earn points called Kicks through four main methods – walking into stores, scanning barcodes, scanning receipts, and linking your card. You also earn 250 Kicks for each person you refer to Shopkick.

Each task I mentioned is worth a certain number of Kicks. In my experience, you typically earn 25 Kicks just by walking into a store. Barcode scanning usually earns me between 15 to 50 Kicks per product.

If you buy the product and scan your receipt, you’ll earn an average of 100 to 500 Kicks. Lastly, linking your card earns you a few Kicks per dollar you spend. Read all about my experience in our Shopkick review.

Shopkick Payment Methods

Shopkick pays through e-gift cards, and they have a pretty good selection for you to consider. I usually get Amazon or Target gift cards. It typically takes a few minutes or less to receive your gift card. You just redeem your Kicks within the Shopkick app.

Shopkick Payout Minimum

Shopkick gift cards start at a minimum of 500 Kicks per $2 gift card. It doesn’t sound like much, but the gift cards add up fast. Using the app regularly pretty much guarantees you’ll get a few gift cards per month.

5. MyPoints

What Is MyPoints?

MyPoints is a GPT (get paid to) app that’s a lot like Swagbucks. You get paid for taking surveys, reading e-mails, using search engines, watching videos, printing coupons, and more.

Each task is worth a certain number of points. A survey may be worth 500 points, while watching videos may be worth 15 points. Since your options are so diverse, you likely won’t get bored quickly.

Referrals are a great way to earn extra points for free. You earn 25 points for each MyPoints referral. Additionally, you get 10% of the points each referral earns. You can also earn bonus points by completing simple daily tasks. Read our MyPoints review to learn everything you need to know about this iPhone app that pays you.

MyPoints Payment Methods

MyPoints pays through PayPal or gift cards. You can choose from digital or physical gift cards. Some of their gift card options include Amazon, Starbucks, and Wal-Mart.

MyPoints Payout Minimum

Each payment method is worth a specific amount of points. For example, $3 Amazon gift cards are available for 480 points. PayPal payments are available starting at $25, which is equal to 3,970 points. It typically takes a few days to receive your payment or gift card. In some cases, it can take 1-2 weeks to receive a gift card.

6. Pinecone Research

What Is Pinecone Research?

Pinecone Research is a  survey company with an excellent reputation. You get paid to take surveys through their website or smartphone app.

There are a few things I really like about Pinecone Research. You get paid very fairly for the time spent taking each survey. You don’t get screened out of surveys, which is a common and frustrating problem with paid survey apps.

Each survey is worth $3 and takes about 10 to 15 minutes to complete. The surveys are used for market research. For example, I’ve taken surveys about the household cleaning products that I use. You can read more details in our Pinecone Research review.

Pinecone Research Payment Methods

Pinecone Research pays through paper checks, PayPal, and gift cards. You can also shop for miscellaneous rewards like electronics and household products. Once you choose your payment option, it’s usually processed within three to five business days.

Pinecone Research Payout Minimum

Pinecone Research has a payout minimum of only $3, which you’ll earn by taking a single survey. You can get paid cash in increments of $3, $5, or $15. You simply use the ‘Redeem My Points’ link/button to get paid.

7. Nielsen Computer & Mobile Panel

What Is Nielsen Computer & Mobile Panel?

With Nielsen Computer & Mobile Panel, you earn rewards by providing data on how you use the Internet. For example, the company collects information about which browsers you use.

Major companies use this data to improve their products and/or services. Your personal details are kept confidential – it’s all about your Internet usage.

This is a very passive way to earn rewards because all you have to do is download their app. It’s safe and secure, and you can download it on multiple devices to maximize earnings.

You go through a quick process to make sure the app is active, and then you’re all set. You’ll automatically earn points just by using your devices. You can get more details by reading our Nielsen Computer & Mobile Panel review.

Nielsen Payment Methods

Nielsen offers gift cards such as Amazon e-gift cards. The company says it only takes about one business day for you to get your reward.

Nielsen Payout Minimum

You need to earn a minimum of 805 points to redeem for $5 gift cards. Gift cards are available for any amount between $5 to $50.

8. Drop

What Is Drop?

Drop is a unique shopping app that pays you for making everyday purchases. You simply earn a percentage of the money you spend at various stores.

Drop easily tracks your purchases when you link your credit or debit cards. You can select five of your favorite retailers from the list of Drop options. You’ll earn rewards every time you shop at those stores.

For example, you can earn 20 points per $1 you spend at Most options range between 10 to 20 points per $1 spent.

There are a few dozen retailers for you to choose from. You also earn free bonus points through referrals and other methods. You can learn all about these bonuses by reading our Drop App review.

Drop Payment Methods

Drop pays in the form of digital gift cards. There are tons of different options including Amazon, Starbucks, Apple, and Best Buy. You’ll receive your gift card within three days of redeeming your points.

Drop Payout Minimum

The Drop payout minimum is 5,000 points for a $5 gift card. Gift card amounts range between $5 to $100 depending on the retailer you choose.

9. PointClub

What Is PointClub?

PointClub is a simple app that pays you to take surveys. Each survey you take is worth a certain number of points. The amount ranges between 200 to 2,000 points per survey.

There are also several ways for you to earn bonus points. Signing up nets you a 5,000 point ($5) bonus, and you can earn another 1,500 points throughout the signup process.

PointClub has a pretty neat bonus points feature that’s based on how often you use the app.

You go through 10 levels, and each level gives you free bonus points. For example, you reach Level 2 by using the app for five days straight. At Level 2, you earn a 20% bonus on every survey you take. Check out our PointClub review for more details.

PointClub Payment Methods

PointClub pays you via PayPal or gift cards for Amazon or Tango. Many users say they get paid within a few days of redeeming their points.

PointClub Payout Minimum

PointClub has a payout minimum of $25. How quickly you reach this minimum depends on how active you are. By taking surveys every day, you can likely cash out once per month or more.

10. Toluna Opinions

What Is Toluna Opinions?

Toluna Opinions is a well-known survey company that’s been around since 2000. You get paid to complete market research surveys that ask you about different products and services. Each survey is worth a certain amount of points.

The pay per survey ranges between 15 to 15,000 points. You’ll see how many points a survey is worth before you take it.

You get 500 bonus points for signing up with Toluna Opinions. You also get 15 points for taking one question polls called Quick Votes and 500 points for each referral you make. You can read about additional ways to earn points in our Toluna review.

Toluna Payment Methods

Toluna pays through PayPal or digital gift cards. Gift card options include Starbucks, Wal-Mart, and Fandango. The Toluna FAQ page doesn’t state how long it takes to receive payment.

Toluna Payout Minimum

The Toluna payout minimum is based on the reward option you choose. To get a $30 PayPal payment, you need 90,000 points. Gift card minimums typically start at 30,000 points per $10 gift card.

Final Thoughts

As you can see, there are some pretty great iPhone apps that pay you. But there are dozens of additional ways to make money online or with your smartphone. These Frugal For Less posts feature many great examples:

Now you’ve got hundreds of different money making apps and websites to choose from. The options are very diverse, and each one has unique benefits. You can easily pick the best paid apps to suit your preferences.

Amy Baum


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