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Shopping portals are a great way to get some extra cash back on almost anything online, saving the average consumer around 7%. One of the best portals that many tend to look over is Discover Deals, a portal that’s exclusively available to their card holders.
What Is Discover Deals?
Discover Deals is an online shopping portal that is only available to Discover Card holders. They offer some of the highest amount of cash back deals across the web, and right now they’re giving $10 back when you make a $30+ purchase at Kohl’s. This offer expires May 31st, 2016. After that it will go back to 5% cash back.
Here are also some other great offers with Discover Deals:
- 5% cash back at Walmart online
- 5% cash back at Starbucks online
- 15% cash back at visiondirect.com
- 5% back at Kmart
- $10 off $25+ purchase at JCPenny’s
- Free Upgrade with Avis Car Rental
Most of these offers apply to almost any type of purchase, but it’s usually best to read the fine print to check if they’re are any exceptions (such as gift cards). The only requirements you must fulfill in order to receive the cash back is to use your Discover It Card during the checkout process and use the links found on the portal when making a purchase. Cash back can take up to two billing cycles for it to appear in your account, but it always does.
What’s The Best Discover Card?
If you want to be apart of Discover Deals, you’re going to need one of their credit cards. The one that we highly recommend is the Discover It Card. It comes with no annual fee, and you can earn anywhere from 1% – 5% in cash back depending on what product you buy.
However, for the first year, they double all of your cash back, meaning you’re actually getting anywhere from 2% – 10% in cash back on all purchases. This turns the $10 in cash back at Kohl’s deal into $20 when making a $30+ purchase.
Here’s a quick glance at the card and what it has to offer:
- 1% in cash back on all purchases (2% the first year)
- 5% in cash back on certain categories (10% the first year)
- No annual fee
- Discover Deals shopping portal
- Free overnight card replacement
Keep in mind that the double cash back deal is only available to new members, but if you ask kindly enough existing card members can also get put on the deal (at least I did).
What Are Other Ways To Save At Kohl’s?
Let’s say you didn’t want to get a Discover Card, or you’ve already used up your $10 cash back deal on Discover Deals. There are still other ways to save at Kohl’s, and much higher than 5%.
One of the most overlooked ways at saving money online is purchasing a discounted gift card. Right now an online gift card reseller called Cardpool is selling discounted Kohl’s gift cards at 12.5% off their retail value. The only requirement to sign-up is your name and email address, plus you get a $5 bound just for registering as a new member.
Electronic gift cards can take up to 24 hours to arrive in your inbox, but usually they will be there within a couple of hours.
Use A Different Cash Back Portal
After purchasing your discounted gift card, we can use a different cash back portal and save some additional cash. The shopping portal with the highest cash back rate at Khol’s at this moment is Ebates. Keep in mind that these rates may change, so be sure to check different portals to see which one is offering the highest savings.
Ebates also gives you a free $10 gift card when you sign-up as a new member. Registration is completely free. You’ll also be able to find coupon codes to each retailer. From the image above, by entering the code EBATES15 at checkout you get 15% in cash back when you make a purchase of $100 or more at Kohl’s online. Just be sure to use the discounted gift card you purchased above when going through checkout.
While Ebates is offering the highest cash back rate at Kohl’s today, we typically find that TopCashback is the highest at 5%.
If you’re not using cash back portals or gift card resellers when making purchases online, you’re missing out on a lot of savings. While it may seem like a lot of work at first (because it is), once you get in the habit it shouldn’t take longer than just a couple of minutes each time. If you have any questions or can offer other ways to save at Kohl’s, we’d love to hear about it in the comments below. Thanks for reading and happy frugaling!
My name is Jason Wuerch and I'm currently located in Madrid, Spain running a personal finance blog called Frugal For Less. My goal is to help everyone and anyone willing to make and save money through easy and simple ways that don't require much effort. Just because you're frugal doesn't mean you have to give up life's luxuries.