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10 Simple & Easy Tips On How To Budget For A Honeymoon

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how to budget for a honeymoonFor most soon to be married couples, planning a honeymoon is more of a migraine inducer than a joy. The stress it brings is unbelievable.

They spent most of the cash on the wedding and the thought of splurging on another expense discourages them. This explains why many people skip the honeymoon part.

No matter how tight you might be, don’t think of passing on that special moment to be with your significant other.

There are many reasons why you should go on a honeymoon. The most important one is to connect with your soul mate on an intimate level.

Imagine how awkward it is to come home from a blissful wedding only to get into marriage life immediately.

No time to enjoy the fact that you’ve finally tied the knot.

It might sound insignificant, but such a step could possibly drain all the romance from your sacred union. So what if you’ve exhausted all your finances? A honeymoon shouldn’t be all about throwing money at some exotic destination.

Planning ahead and budgeting is the best way to go about this. It helps you escape the headache that comes with putting everything together for your honeymoon. Here are some great and simple tips on how to budget for a honeymoon:

1. Know What Your Significant Other Prefers

Getting married to your special one doesn’t necessarily mean that you know every detail about them. It’s those differences that brought you together in the first place.

That’s why when planning for your honeymoon, it’s important to know what your partner prefers. Take some time to think outside beyond the beauty of your special holiday together. Address all concerns that come to mind regarding the honeymoon.

They might prefer keeping it local while you would prefer an international honeymoon. Who knows? They could be of the idea to do away with the honeymoon.

Or, they’re the spendthrift type who would love a couple of nights at an exclusive five-star-hotel while bed and breakfast would work for you just fine.

Whichever you both prefer, it’s important to come together and discuss what will work for both of you. This makes planning easier because you’ll know what amount of money you need to set aside for the adventure.

Plus, if something is far-fetched, you can jointly agree to do without it, for the sake of your finances.

If you’d both love an international honeymoon, you can make an early booking to avoid last-minute inconveniences.

What’s more, you will both answer questions that are sure to pop up during the discussion like how you both expect to stay at your preferred destination and if you plan on visiting family and friends during your time together.

Developing the planning habit while you’re in the early stages of your union is a great way to kick start your marriage life because it makes the life you have ahead together easier to live.

2. Get Some Pointers from Friends and Relatives

If you’re new to the whole traveling and planning thing, doing research online is alright. The only problem is that it might not provide all the answers you need. It’s fast, sure, but how often does it give you your desired results in your time of need?

Travel agents and other experts might have the skills, but you don’t know how to reach any of them. It could cost you to get some advice from them anyway.

How about seeking some advice from friends and family? Getting help from them is a quick way to receive the push you need to move forward because most of them have gone down that path and have the experience.

Others might be professionals in the honeymoon planning field and they could have details of crucial information. Such information includes when it’s the right time to travel, how much you should set aside and so forth.

After getting all the information you need, analyze and identify what works for you best.

When seeking advice, it’s essential to have a preference of your own. That way, you won’t easily get tossed around. Plus, you can build upon your own idea from the advice you receive.

Some relatives and friends might take it to heart if you don’t go with their recommendation. Don’t feel obliged to give in. At the end of the day, it’s your honeymoon. If need be, gently remind them that.

3. Invest in Travel Insurance

Traveling insurance is something that most people take for granted. If you’ve chosen to go abroad for your honeymoon, it’s one of those crucial things that you can’t do without.

Sure, it’s not good to be negative, but it pays to look at things from a realistic angle. Anything could go wrong while you’re abroad. And, you might not have the money at hand to make everything alright. That’s where traveling insurance comes into play.

When applying for insurance, it’s important to read all the policies carefully. This helps you find out if the cover you need is part of the package. Here are some of the pluses of having traveling insurance:

You Won’t Lose Your Money In case of an Interruption

With traveling insurance, you get the money you paid back in case of any eventualities. Ordinarily, you’d count losses and hope for a better chance in the future.

It Handles Your Medical Expenses

If you get into an accident, you don’t have to worry about spending money. After paying for treatment, you get reimbursement of your cash.

Additionally, if you need transportation during a medical emergency, you don’t pay for it if your insurance covers medical evacuation.

24-Hour Help is Available

Most insurance companies offer assistance at any time. This means that you won’t have to suffer in silence or wait forever to receive the help you need while you’re on vacation.

4. Plan Your Wedding and Honeymoon at Once

It might seem hard to do, but why not combine your wedding and honeymoon planning? With pressure to give your wedding your best, overspending on nuptials is bound to happen. Sometimes, you spend more than what you can afford.

Choosing to include the honeymoon into your wedding plans is a significant step as it takes a huge load off your shoulders. Also, you’ll be more focused on knowing where to draw the line when it comes to expenditure. Think of a honeymoon as a finance saver.

When you take out stuff from your wedding that isn’t necessary, you’ll realize that planning helps. It always makes a way.

Come to think of it, you might have some more cash left after setting up the budget and you could use it to spoil yourself a little during your honeymoon.

Take those scuba lessons you’ve always dreamed of or that luxurious honeymoon suite that tickles your fancy. Overlooking the honeymoon part often than not brings a colorful ceremony to a dull end.

It’s a better and more worthwhile move than having to borrow a loan from a bank or, having to bother your loved ones and friends by asking them for cash.

Crunching numbers for both events may be difficult at first, but in the long run, you stand to gain more.

A great way of looking at it is you get to kill two birds with one stone, which is a win for you, right? That should be what propels you to push forward whenever you feel like giving up.

5. Include a Buffer in Your Budget

You’re determined to have your honeymoon on a budget and that’s good. But, let’s not downplay the beauty of a honeymoon. It’s a special moment and the urge to get a little extreme might be a trifle too hard to resist.

Besides, sticking to a budget is hard work no matter how much hard work you put into it so it’s no guarantee that you’ll stick to it during the honeymoon.

This isn’t to discourage you from planning for your cash. Absolutely not. There’s a nice way of dealing with that desire to overspend: have a buffer in your budget.

During your honeymoon, when you come across something cute, you can buy it with all the confidence because the cash comes from your buffer.

You can choose how much you’d like to put into it. A tip to help you out is where you decide to spend your holiday. If it’s within your state, set aside something substantial.

If you’re going international, you’ll need a whole lot of green to spend. With all the goodies, it’ll be impossible to pass on the temptation of getting some for yourself.

One of the benefits of having a buffer is that you get to relax. You don’t need to have a mental calculator that automatically does the math every time you buy something. Plus, you’ve got some extra cash to cover you in case things don’t work out as planned.

Having a buffer brings with it a nice feeling of success. No matter what comes your way, you’re assured that you’re financially capable of dealing with it.

6. Check in on Your Expenditure

When you choose to travel abroad, there are so many fun and romantic things like massages and exchanging gifts. Checking your progress with your budget isn’t one of them. It may be a spoiler, but for the welfare of your cash, you just have to do it.

There’s no limit to how much you might spend within a short while. Although it’s great to close your eyes and enjoy your honeymoon, it’s also important to keep track of how much you’re spending.

Ignoring the fact that you should regularly monitor your spending will obviously lead to you exhausting your budget cash and this includes that amount you had set aside for the buffer. Now that would be one mess you wouldn’t want to get yourself in, would you?

Choose how often you’d like to review. A few minutes for starters will do.  Whether it’s after a week or at the end of every day? It’s all up to you.

To make things easier and bearable, you could choose to go in turns with your partner. Take care of it today and they can handle it tomorrow. If you notice any excessive spending, you can take the necessary steps to control it.

It may not be the most enjoyable task in the world but look at it from the bright side. Making it a practice from the time you’re on your honeymoon helps as it enables you to be better planners when you begin your life together.

7. Pick Cash over Credit Cards

Credit cards are an easy way to buy stuff. When compared to cash, they’re more comfortable to walk around with. And, they can store large amounts of money without making it uneasy for you to move around. That might be the case, but if you’re on a budget, it should be your worst enemy.

Whether or not you’ve got control over your finances, credit cards can dent your budget — most times in more ways than you can imagine.

That’s why you need cash. Not only does it get you what you want faster, but it’s also a great budget companion.

You can take the amount of money you need, do your shopping with it and come back without spending any extra money.

Some retailers offer their customers a discount on items when they pay with cash. The discount is less than the fee charged to process a credit card,  but it still counts for something.

While on your honeymoon, you’d want to enjoy yourself while making sure that your budget is in check. Achieve this by leaving your credit card at home every time you’re going shopping.

You could make shopping with cash easier. Try allocating a specific amount of money for different needs. Once the money runs out, it’s an indicator that you need to switch.

Don’t go to the extreme when using cash. For example, it would be crazy to buy a hotel room with cash. This is one of those exceptions where you can use a credit card. And, try as much as possible to keep your money to a minimum amount.

8. Do Your Homework

To get fast and reliable information, you need to make use of all the sources at your disposal. If you prefer brick and mortar sources, check out the library for some informative books to read.

There could also be other tools you could use. For instance, an audiobook would be a valid choice if you don’t want to go through the hassle of reading so much within a short time.

For a more comprehensive option, try online research. Although it has its drawbacks, it’s one of the most excellent ways to get some fast information so far. They update pages, and you can verify the truth of specific sites via the reviews of other users.

Use this to your advantage when planning a budget for your honeymoon. Read reviews of destinations that you would wish to visit. You could also know how much you should set aside for any expenses while you’re on holiday.

Don’t limit your research to hotel prices and flights. Do some digging on buying items while you’re abroad. How much will they charge you for shipping items to your country of residence? What are the customs of the country you intend to visit? These are some of the areas that you need to get more in-depth details on.

Once you have the necessary information, you can find a way to merge your budget and the total expenses.

When carrying out your research online, try and get information from more than one site. This helps you confirm the authenticity of prices, arrival and departure times. You also get help with other queries you might have.

9. Compromise if Need Be

Being on a budget doesn’t mean that your honeymoon has to be boring. You can add some thrill to it by compromising on stuff without upsetting your budget.

Let’s say you’ve set a particular amount of money for food and transport. You could apply the compromise principle to make things a little exciting. You could eat at an expensive hotel and choose to use public transportation.

Most of the cash that would have gone to transport goes to food. Since you’re able to afford fare at the end of the day, it means you haven’t messed with your finances.

Or, how about splashing some cash on shopping for whatever you want, but eat a simple home-cooked meal at the end of your shopping spree? The idea is to have as much fun as you want while sticking to your budget.

Identify stuff that you can easily switch and make it work for you. If you’re new to it, start by compromising on minor things.

As you gain experience, you’re free to move to major issues. Don’t forget to let your partner in on the fun. Find out what they would love to splurge on.

If there are any differences, there’s always a way to make it work. The greatest advantage of compromising is that you learn to get creative.

As you experiment with new stuff, your life becomes easier and sticking to your budget becomes a breeze. You may even have some green left to spare after compromising.

There’s also a feeling of achievement and satisfaction once it works. This is especially true if you’re skeptical about it at first.

10. Hire a Travel Agent

Traveling has so much that comes with it. If it’s your first time or if you aren’t used to it, you could get stressed out as you try putting everything together. Try working with a travel agent instead.

Though their services aren’t free, there are plenty of reasons why they’re the ideal pick for fast results.

They Can Offer Personalized Assistance

If you experience some issues, they can help. They can assist you in finding another flight fast. What’s more, they can assist you to get transportation to your hotel since the designated transportation will most likely fail to arrive.

They Save on Money and Time

Finding someone with the skill to help you out might take a while. You could also ask around for recommendations but it could equally take a little longer than you expected.

Travel agents have valuable information such as promotions from travel providers. Also, they’ve got all the details on routes and rates that you’ll find useful.

They Help You to Plan a Trip According to Your Budget

Some agents have experience in a specific travel area. They can help you find something that matches your budget.

If, for instance, you’d like to take a cruise, they can help you spot a cruise line that goes where you’d want to visit. This saves you from the agony of looking for a reliable cruise line.

They’ve Got Access to Perks

Experienced agents have access to perks. Some of these perks are a fee waiver and a room upgrade that you may have difficulty getting without their help.

They can connect you to perks that are in line with your needs at a specific time. Of course, this is what you and your partner need for your honeymoon.

Have Some Fun

Paying attention to your honeymoon shows how dedicated you are to your marriage. If you’ve already walked down the aisle, having a cost-effective honeymoon is possible.

If you’re planning your wedding, there are more tips on having an affordable honeymoon than those discussed in this blog post. You just have to be open minded and ready to try out something new.

It’s not about how much money you have. It’s about how far are you willing to go to add some spice to your marriage? An enjoyable honeymoon would be the ideal place to start.

Don’t pay too much attention to your finances. Whoever said that planning for a honeymoon is an unnecessary waste of time and money wasn’t sure about themselves.

If you’ve always wanted a memorable honeymoon, then you’ve got all the help you need here. Apply these tips and you’ll be glad you did.

Go out and be the beautiful pair that you both are. Be happy in each other’s arms as you celebrate your union on a budget.

Strengthen your love and the beautiful bond that brought you two together. Have all the fun you can and create lovely memories without breaking the bank because it’s your time to shine.

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