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How to Invest Small Amounts Of Money And Get A Good Return

How to Invest Small Amounts Of Money And Get A Good Return
Quinlan Vowles Mar 22, 2020
Want to Earn Some Extra Money?

Want to start investing? It’s easier — and more affordable — than you think. If you know how to invest small amounts of money, you can get a great return on any budget.

The sooner you start investing, the sooner you’ll be on your way to building your wealth. All it takes is a little motivation and some expert advice — luckily, all the information you need to get started is out there!

Ready to learn more?

This article will tell you all about how you can invest small amounts of money and start acquiring wealth, even if you think you’re on a tight budget. It’s an easy, smart, and practical way to plan for the future.

Just read on for some basic information on investment, advice on getting started, and expert tips on how you can invest small amounts of money and get a good return.

Investment 101

Investment can sound like an intimidating idea. It might make you think of confusing stock exchanges and cryptocurrencies. It might sound like something you can’t afford.

But don’t worry, investment is actually a lot simpler than you might think — even for a beginner. And practically everyone can afford to do it.

Before I get into some of the best investment platforms and opportunities for investing small amounts of money, let’s cover the basics.

So, what does investment mean, exactly?

In the simplest terms, an investment is anything you put money into in order to get a return, or turn a profit. It can be something physical, like a house, or something intangible, like a bond or share in company.

Even putting money into a savings account is an investment.

So when we talk about investing small amounts of money, we’re talking about putting that money somewhere it can eventually grow into a larger amount of money. That’s what it means to get a good return!

How much money do I need to start investing?

Not very much.

As a general rule, the more money you invest, the greater return you can get. But that doesn’t mean you need a ton of money to start investing.

Experts say that by investing just $10 a week (less than the price of an Uber ride), you can start building wealth, and get a decent return within a year.

Think of it this way: if you could spend one dollar and get two dollars back, would you do it? It may not seem like much, but it’s a good return — and now you have twice the money to invest again.

The same goes for larger investments. You can start out with just a few hundred dollars, and end up with a much larger sum.

Of course, you could also end up with a smaller sum, depending on what kind of investment you’re making — that’s why it’s important to do your research and play it safe at the start. (But I’ll get more into that later on).

So, it doesn’t matter exactly how much money you have. What matters is that it’s money you’re willing to invest. In other words, money you don’t need for your regular bills and necessities.

That’s why savings and investment go hand-in-hand. Financial success starts with not spending all of your income at once. With a little excess income, you can start putting a portion of it into savings, or investing it.

Investment and savings — what’s the difference?

When you get right down to it, saving money is a form of investment. By setting money aside in a savings account, you’re investing in your financial future — small amounts can add up to a much larger amount later on down the road.

That said, most forms of investment are about getting back more money than you put in. A savings account will collect all the money you put into it over time, but an investment will grow your money into a larger return.

The other key difference is that there is some risk involved with most investments. Whether it’s flipping a house or investing in the stock market, there’s not always a guarantee that you will get back more money than you put in.

Saving, on the other hand, is pretty much the safest thing you can do with your money.

Considering that, should you be saving your extra income, or investing it?

The answer is, both. You should start by saving up your money until you have a comfortable amount to start investing. A stable savings account is crucial (particularly when planning for retirement), so you should never invest all your savings at once — especially in a high-risk market.

Is investing gambling?

While there is some risk involved with investing your money, it’s definitely not the same as gambling.

Gambling means making an uninformed investment, and hoping it will pay off. That’s what people do when they play poker or bet on sports games. Even if you have a good poker face or a hunch about a certain team, it’s mostly up to chance.

Investing, on the other hand, should be an informed decision. Financially successful people don’t invest their money into something unless they are really confident it will have a good return. Smart investments involve plenty of research and skill.

That doesn’t mean you need to be a financial expert to successfully invest. But you should use all the resources available to you, learn as much as you can about what you’re investing in, and make smart decisions!

As a basic rule of thumb, if an investment feels like a gamble, you should reconsider it. Never invest your hard-earned money unless you are completely confident that it will pay off.

10 Ways to Invest Small Amounts of Money

So, now that we’ve covered the basics of investment, let’s talk about what it actually means to invest your money.

There are a lot of ways you can start investing small amounts of money for a good return. Some of them are obvious, but some you might not have thought of before.

A few of the options on this list involve a little risk, but they are all affordable and safe for beginning investors. On top of that, some of these options will really improve your life, and help you to prepare for the future.

Here are 10 simple, stress-free tips on how to invest small amounts of money and get a good return.

After going through these, check out the FAQs at the bottom of this page for a little more information on making smart, profitable investments.

1. Pay off your debts

Let’s start at the very beginning. If you’re interested in investing your money, the first thing you need to do is to pay off your debts.

Paying off debt may not sound like an investment, but it is the first (and arguably most important) step toward financial stability. When you make a payment toward a debt, you are making an investment in your future security.

A lot of us are in debt. And when I say a lot of us, I mean most of us. The average American Millennial has around $28,000 in debt, from student loans and credit cards.

So, debt is totally normal. But that doesn’t mean you shouldn’t be working hard to pay it off. If you’re interested in becoming financially independent and being able to retire young, getting out of debt should be your primary focus.

How to tackle your debt with small payments:

Debt can feel overwhelming. It might seem like little monthly payments won’t make any difference. But they do!

The key is to make a plan. Set up regular payments and stick to them.

There are two main methods people use for tackling their credit card and loan payments. The “avalanche method” means tackling the problem head-on — prioritizing your debts with the highest interest rates and chipping away at them first.

The “snowball method” is the opposite: it means paying off the smallest, manageable debts first, and gaining momentum as you see the progress you’re making. This method is generally recommended for people who feel overwhelmed by their debt (baby steps are the best way to make progress!)

Most importantly, don’t try to go at it alone. There are plenty of resources available to help you pay off your debts, both online and in your community.

Do your research, start small, and don’t panic! The more progress you make toward paying off your student loans or credit card debts, the more money you’ll have to comfortably invest.

Can investing help to pay off debts?

If you’re struggling to keep up with your debt payments, you might be tempted to try to make a return on an investment, and use that to get out of debt.

That’s generally not recommended.

First of all, high-return investments generally come at a high cost, and a high risk. You’re better off putting that money directly into your debt payments, instead of taking the risk of losing it on a costly investment.

Second, getting a high return on a small investment takes time. And if your loans have a high interest rate, you may end up owing much more money by the time you can get a reasonable return on your investment. Again, you’re better off just putting those spare funds toward your debt payments directly.

That said, the case can be made for investing in a retirement fund even while you’re paying off debt. If you have a 401k plan with your employer, for example, it might still be worth it to invest a small percentage of your income to get the maximum employer match.

There’s no harm in tucking away a little money in a retirement fund or savings account while you’re paying off your debts. Just make sure you prioritize those debt payments, and don’t make any major or high-risk investments while you’re still in debt.

2. Open a savings account

Remember, saving is investing, too.

If you don’t already have a savings account, you should seriously consider it. It’s more than just a safe place to stash your savings — you will actually earn interest on the money in your account.

You can open a savings account through a bank or credit union. While some banks require a high minimum deposit to get started, others will let you deposit as little as $100.

Make sure to find out all the details of your bank or credit union’s policies before you open the account. The best thing to do is to read unbiased reviews online, and then go talk to a teller in person.

Why invest in a savings account?

For one thing, there is no safer place to store your money while you’re saving up. Keeping cash in your home is risky — it can get damaged or lost. And keeping it in a checking account comes with monthly fees, along with the risk of overspending.

But with a savings account, your money is perfectly safe until you decide to make a transfer.

On top of that, savings accounts actually grow your initial investment. The return isn’t very high, but it’s always better to have your money somewhere it can increase, instead of in a checking account where it will be slowly drained.

How much interest do savings accounts pay?

A savings account will pay interest on the money in your account. In other words, you’ll gain a small percentage of your savings every year.

To find out how much interest your bank or credit union pays on savings account, check for their APY (annual percentage yield).

Most banks have a really low APY — the average is about .06%. But some banks will pay as much as 1% APY.

That may not sound like much, but it can add up. With a 1% APY, an investment of $1000 will pay back $10 in a year. An investment of $10,000 will pay back $100 in a year.

Remember that most checking accounts charge a monthly fee if you’re not using your debit card. A $5 per month fee adds up to $60 per year. A savings account lets you avoid those fees, on top of earning interest.

Earning interest shouldn’t be the main reason you choose to open a savings account. But it is a huge perk!

3. Invest with a robo-advisor

So you want to invest in the stock market, but you have no idea where to start?

That’s pretty common. If you’ve never invested before, it can seem like a big, intimidating task. Fortunately, the online tools available to us today make investment easier than ever before.

Introducing the robo-advisor, an online digital platform that helps with your financial planning and lets you automatically invest.

Robo-advisor platforms take most of the hard work of investing out of your hands. It’s a good way to make safe, confident decisions without wasting hours on research or paying for a real-life financial advisor.

There are a ton of great robo-advisors out there to choose from. Most of them charge a small annual fee, and offer different features depending on the kinds of investments you want to make and how hands-on you’d like to be.

The main advantage of choosing a robo-advisor to handle your investments is the convenience. With a simple, easy to navigate app right in your pocket, the stock market doesn’t need to feel so intimidating.

How to choose a robo-advisor:

There are a lot of options out there, so be sure to take your time in choosing the right platform for you.

The first thing to consider is your financial goals. Are you investing to save up for retirement? To plan for a vacation? Just for the fun of it? Whatever your end goals are, try to find a platform that suits them best.

For example, Wealthfront is a reliable, simple platform for long-term savings and planning for retirement or a family. Acorns is a great app that lets you invest little amounts, as low as $5, to get the hang of it.

The next factor to consider is fees. Robo-advisors generally aren’t free, but most of them charge low annual fees on the money you invest. For investing small amounts of money, be sure to pick an affordable option.

Also, don’t forget to check the minimum deposit amount. While some platforms let you invest super small amounts, some require much higher deposits to get started.

4. Invest in your employer’s retirement plan

Investing to save up for retirement? The smartest way to do that is with the retirement plan provided by the company you work for.

Employer-provided retirement plans make it super easy to invest a small portion of your income into retirement. Even putting just 1% of your annual salary can help you to start saving. And as your pay increases every year, you can increase the amount you invest — without even noticing.

Does your employer offer a 401k retirement plan? Most large companies do. In some cases, even part-time workers can access their company’s 401k.

If a retirement plan is part of your employee benefits, you should absolutely take advantage of it.

What is a 401k, exactly?

A 401k is the most popular type of employer-sponsored retirement plan in America.

It’s a qualified retirement plan, which means it’s eligible for certain tax benefits. It works by investing a portion of your salary every year into a retirement fund. Unlike with a savings account, you won’t have access to that fund until you reach retirement age.

Some 401k plans are “employer match” plans. That means that your employer will contribute to your retirement fund, proportional to what you invest. In other words, for every dollar you save, they’ll provide a dollar.

There is usually a limit on employer contributions. For example, many companies won’t match higher than 6% of your annual salary. Still, that doubles your investment with no risk at all on your part!

Ask your employer about 401k retirement options available to you. If you work part-time or full-time for a major company, it’s a fantastic, easy way to start saving up for retirement.

What happens when you leave your job?

If you leave the job where you have a 401k account, you won’t lose that money you’ve saved.

There are a few options. In some cases, you can just leave that account as it is, and still access it when you get to retirement age. You can also transfer that money into a new 401k with your next employer, or transfer it into another retirement savings account.

It is possible to cash out your 401k before you reach retirement age, but that’s generally not a good idea. Not only will it drain all that money you’ve worked so hard to save, but it will also be taxed heavily when you withdraw it.

5. Start investing in real estate

Other than stocks, real estate is one of the most profitable investments you can make.

And, believe it or not, you don’t need to have a ton of money to invest in real estate — there are platforms that let you invest small amounts, and make a good return.

Fundrise is one of those platforms. It’s an example of real estate crowdsourcing.

Here’s how it works: you invest your money in a portfolio of real estate projects. It’s super easy to get started — just provide your money-making goals, and the platform will specially select projects for you to invest in. Or, if you’re a little savvier in the real estate industry, you can choose the projects for your portfolio yourself.

The minimum investment for Fundrise is $500. Returns can vary, but the average investor gains about 11% in a year. Over time, as you invest more, you’ll get more back.

It’s the perfect first step into the world of real estate investing!

Are there other ways to invest in real estate, outside of an online platform?


In fact, the very simplest, and most rewarding way to invest a small amount of money into real estate is to rent out your own space.

Becoming a landlord takes a lot of effort and money. However, vacation or short-term rental is easy, profitable, and a great low-risk investment.

If you own your property, you can rent out a room or extra space with Airbnb, or another home-sharing platform. You’ll have to invest a little money in maintaining the space and providing some amenities for your guests, but the return is definitely worth it!

Interested in investing in real estate? It’s never to early to start learning. Get to know your local housing market, invest on Fundrise or other platforms, and keep saving up to buy your own home someday.

Investing in new projects and flipping homes are among the best ways to build your wealth — once you’re ready to start investing larger amounts of money.

6. Put money into low-investment mutual funds

A mutual fund is a way to pool your money with other investors on a secure portfolio.

When you invest in a mutual fund, you don’t actually own a share of the stocks or assets in the portfolio, but a share of the fund itself. That means that the decision to buy and sell isn’t up to you. Managers of the portfolio make those decisions to get the best returns for everyone invested in the mutual fund.

Mutual funds are awesome for first-time investors. They’re super low-maintenance, managed by professionals, and relatively low-risk because they are so diverse (by buying a share in a fund, you’re not putting all your eggs in one basket with a single stock).

Unfortunately, a lot of mutual funds come with high minimum investments. But not all of them.

There are a few companies out there that offer low-investment mutual funds. Better yet, with some companies, you can get around the minimum initial investment by committing to a monthly investment — as low as $50 or $100 per month.

Finding the right low-investment mutual fund:

The first step in investing in a mutual fund is finding the right broker or robo-advisor — in other words, the right platform to invest with.

Consider how involved you want to be with managing your investments. For “hands-on” investing, you might want to open an account with a brokerage firm like E-trade, Fidelity, or Charles Schwab (those are just a few of the most common). Be sure to consider fees and minimum investments before you make your choice.

For more “hands-off” investing, you should use a robo-advisor. We’ve already covered a few of the best options for robo-advisors out there.

If you are already using a robo-advisor to invest, chances are you have already put some money into mutual funds.

7. Buy savings bonds

Buying savings bonds, also known as treasury securities, is one of the safest ways to invest a small amount of money.

The return isn’t as high as some other options, but you can make a decent interest on the bonds you buy, and you won’t have to worry about any of the risk involved with buying stocks or other types of bonds.

What is a savings bond, exactly?

Essentially, a savings bond is a loan you pay to the government. When you redeem it, the government pays you back, plus interest. You can buy them online at the US Treasury Department’s portal for as low as $100 at a time.

There are two main types of savings bonds. Series EE bonds, or patriot bonds, will send interest to your bank account automatically as it accumulates. Then, when you redeem the bond, you get the same value you paid back.

Series I bonds work a little differently. Interest accumulates over a period of years, adjusting for inflation. When you redeem the bond, you get the original value, plus all the interest that has built up. This is the better long-term option.

Why buy savings bonds?

Sort of like a savings account, savings bonds are a safe, low-risk way to store your money and allow it to collect interest while you’re not using it.

A savings bond can’t be redeemed for at least a year, and you get the most out of them after at least 5 years. So it’s not helpful for storing money you might need in the short-term, but perfect for savings you don’t want to be tempted to spend at all.

If you have kids, savings bonds are a great way to set aside a little money for their future. The longer they wait to redeem them, the more they’ll get out of them.

Again, the return isn’t as high as investing in stocks — but the risk is much, much lower.

8. Invest in peer-to-peer lending

Ever heard of peer-to-peer lending? It’s a simple way to invest, or take out a loan.

Peer-to-peer lending is essentially banking without the bank. Borrowers come to the platform to apply for a loan, supplied by investors. As an investor, you can purchase “notes” — tiny pieces of loans — and get paid back with interest.

It’s pretty simple, and can provide a really high return. As high as 36% of your initial investment!

Best of all, you really don’t need to invest much money to get a good return on a peer-to-peer lending platform. Notes can sell for as little as $25.

Sounds awesome, right?

Well, there are pros and cons to peer-to-peer lending.

In the pros category, investing in a peer-to-peer platform is easy and straightforward. You don’t need to invest much to start with, and you have a good chance of earning an awesome return in a relatively short amount of time.

The biggest con is that peer-to-peer loans are risky. With most lending platforms, there is no collateral — that means that if a borrower doesn’t pay back their loan, there is basically nothing you can do to get your money back.

So, I definitely don’t recommend investing in peer-to-peer lending if you’re looking for a secure, safe investment option. But if you’re willing to take on a little risk in order to get a great return, this is a great option.

Lending Club: the most popular peer-to-peer platform

While there are a few different online platforms for peer-to-peer lending out there, Lending Club is definitely the most common.

Lending Club requires an initial investment of at least $1000, but that can be spread out through several smaller notes. It’s a reputable platform, and the majority of investors are super happy with their returns within their first year.

If you’re interested in peer-to-peer lending, take a look at Lending Club reviews to find out if it’s right for you.

Remember, there is some risk involved, but putting small amounts of money into a platform like Lending Club is an easy way to get a high return, quickly.

9. Open an account with an online brokerage firm

We already covered online brokerage forms as a platform for buying mutual funds, but there’s more to them than that.

An online brokerage form is a platform for investment and trading. It comes with tons of options, unlike a direct investment, and you can use your account to create your own diverse investment portfolio.

What sets a brokerage firm apart from a robo-advisor?

While they are both online investment platforms, a robo-advisor is for “hands-off” investments. It diversifies and invests your money for you, so that you don’t have to spend time on research or take risks on a stock you’re not confident about.

A brokerage firm, on the other hand, is for “hands-on” investments. This is for investors who want to put the time in and make their own choices.

If you’re interested in the stock market, want to get active and learn more, opening an account with an online brokerage firm could be a smart way to invest your money. Just be prepared to commit some time into learning, and be ready to take a few risks with your investments.

To open an account or become a member, some firms require a minimum investment of $1000. However, some will waive that fee if you commit to smaller monthly payments. Others have lower minimum investments, or no minimum at all.

Choosing the right brokerage firm

Want to get started with online investing?

The first step is picking the right platform. Consider your investment budget, your knowledge, and how active you want to be with your account.

Some platforms are easier to navigate than others. Some come with automated features that take the work out of your hands. For example, SoFi is a good choice for beginners — it comes with some of the automated features that you get with a robo-advisor, while the decision-making is ultimately up to you.

10. Start your own business

Finally, if you want to turn a serious profit on a small investment, why not take things into your own hands?

Making money off your own business is easier than a lot of people think. You don’t need to open a restaurant or buy a storefront — your business can be as simple as yourself, your laptop, and an internet connection.

Tech savvy? Creative? Consider starting your own blog.

A successful blog can make enough money to get you started in some of the other investment options on this list. A really successful blog can provide a full-time income! (But it takes some time to get to that point.)

For the best return, you should invest a little money into your blog. At the minimum, you’ll have to buy your domain, and should consider taking an online course to sharpen your skills.

In that same vein, online content creators can generate a ton of income from home, or anywhere else in the world, just by investing some time and money into their platform.

And it doesn’t stop there. There’s always mowing lawns, walking dogs, moving assistance and construction, etc. — if you have a personal business you can make a profit with, it’s absolutely worth the investment!

Building your business: when is it a risky investment?

While investing in your own business sounds pretty safe, there are always some risks involved.

With a blog, for example, there’s no guarantee that the money you pay for your domain will be worth it. You might not end up making money with it. The same can be said if you buy a lawnmower, but can’t get any of your neighbors to hire you to work on their yards.

The key to getting a good return on that investment is putting in the time, as well as the money. Stay motivated, use all your resources, and devote some time every day to growing your business. Eventually, your investment will pay off — and even make a serious profit.

Looking for some easy side-hustles to help you make money, without having to invest too much? Get online, read some freelancer blogs, and ask around in your community. The opportunities are out there!

Bonus tip: Invest in yourself

Remember, an investment is anything that you put money into for your future benefit. It doesn’t have to be stocks, bonds, or rental properties. It can be anything that will help you grow your wealth.

That said, when you’re searching for your next investment, don’t forget about your number-one asset: you!

An investment in yourself means an investment in a better, more financially stable future. Paying off your loans, for example, or putting money into your retirement account, are investments in yourself.

So are tuition payments, online classes, textbooks, a new outfit for that big job interview… the list goes on.

The point is, before you put money into an online brokerage account or invest in peer-to-peer lending, ask yourself if that money might be better spent on your personal growth and career path. Take care of the things that will boost your financial future first, before taking a risk on other types of investments.

Investing in your skills

When it comes to investing in yourself, one of the best things you can do is to learn a profitable skill.

Did you know that computer and software proficiency is one of the top skills employers are looking for in their employees? These days, a good understanding of the digital world is a basic requirement for most jobs.

Fortunately, computer proficiency is an easy skill to learn! Consider investing in a coding or computer programming course, especially if you want to pursue a career in tech or business.

That said, great communication skills are even more important than computer skills. You can take a communication course online to improve your communication skills and get a competitive edge in the workforce, no matter what industry you work in.

Currently job hunting? Resume writing, interviewing, and applying for jobs are incredibly important skills, too. Don’t be afraid to invest in resources that will help you land that dream job.

Investment FAQs

Investing your money for a good return can feel like a daunting prospect. But it doesn’t have to be like this.

If you’re a careful, well-educated investor, you can get a good return on small investments in no time. Just use your resources, find the platform that’s right for you, and don’t invest until you feel confident in your decision.

The first step is learning as much as you can. With that in mind, here are answers to some of the most frequently asked questions regarding investment.

Q: Can I invest in the stock market while I’m still paying off my debt?

A: Yes — but I don’t really recommend it. If your debts are collecting interest, the best thing to do is just to try to pay them off as quickly as possible. Otherwise, they’re just going to keep hanging over your head.

One of the most important financial rules of thumb is to regard your debt — whether it’s from credit card payments or student loans — as a part of your regular monthly payments. And investments, especially in something risky like stocks, should be saved for that extra cash leftover from all your routine bills.

I get it; investing in the stock market is a much more exciting prospect than paying off a debt. So use that as your motivation and get all those debts paid as soon as possible, so you can start building toward bigger, more profitable (and more fun) investments.

Q: When should I open a retirement account?

A: As soon as possible! It’s pretty much never too early to start investing in a retirement fund.

If your employer provides a 401k plan as a part of your employee benefits, take advantage of it. You won’t even notice the tiny percentage of your annual salary that goes into it, and it will start building up to a huge return in the future.

If you don’t have access to a 401k, consider setting aside some money in a personal savings account or retirement fund. Investing just a few dollars each month will make a difference in the long run.

Q: How are my investments going to be taxed?

A: That depends on what you’re investing, and where. Different investment platforms and funds come with different tax policies.

Taxes should be one of your considerations when choosing an investment platform. The smartest investment tip experts will give you is to research, research, research — make sure you’re clear on the fees and tax policies of a bond, stock, or trading platform before you buy in.

Q: I recently received an inheritance. Should I invest it?

A: Again, it depends on your situation.

Receiving an inheritance can be a little overwhelming — you suddenly have this large chunk of extra cash, and you want to handle it as smartly as possible. Consider talking to a financial advisor before you make any big decisions.

If you don’t need all of that inheritance money to pay your bills or debts, you might want to invest at least a portion of it. It could be a great way to grow that fund and get a higher return in the future.

Whatever you choose to invest that extra money in, make sure that part of it (I recommend half) goes toward a retirement fund. Trust me, you’ll thank yourself later!

Q: How can I make sure I don’t lose all the money I invest?

A: Want to be a smart, safe investor? It’s all about diversifying!

You know that old phrase “don’t put all your eggs in one basket?” That’s the basic idea with investments. You don’t want to sink all your funds into a single project / stock / property.

That’s one of the reasons mutual funds are such a safe option — they allow you to diversify your investment portfolio just by buying into a single fund.

And that doesn’t just go for your online brokerage or robo-advisor account. Consider diversifying your investments in other ways, too. For example, you can put money into Fundrise while you’re building up a profitable blog, or rent out your room on Airbnb while taking an online marketing class.

Diversifying is one of the key steps toward becoming financially independent and retiring young. By spreading your funds into several investment opportunities, you seriously lower your risk of losing it all on one bad day.

Ready to get started?

Considering all that, it is totally possible to get a good return on any investment, no matter how small.

Younger generations are stereotypically scared of investing. It seems like such a “grownup” thing to do. Well, it is — but that doesn’t mean it’s complicated or costs a lot.

The key takeaway here is that investing will help you to prepare for a more stable and profitable future. Even tiny investments here and there will make a difference. The sooner you can start, the better.

To sum it up: pay off your debts, open a savings account, consider retirement, and then you can start making smart, well-informed investments in riskier markets.

On top of that, invest in yourself! Take a class, learn new skills, raise your employability, and consider starting a profitable business.

We hope you’ve enjoyed this article on how to invest small amounts of money.

Looking for more advice on smart investing? Check out these simple tips on long-term investments for beginners. Remember, it’s never too early to start!

Quinlan Vowles

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