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How To Make Money From Home Without Investing: 10 Easy Ways

How To Make Money From Home Without Investing: 10 Easy Ways
Diana Star Feb 3, 2019
Want to Earn Some Extra Money?

how to make money from home without investingHave you tried to make money many times before but with little to no success? Don’t stress yourself any longer. Contrary to what you’ve always been told about investing, you don’t need money to make money.

To earn extra cash with no investment whatsoever, you need the following:

  • A fast and stable internet connection
  • A desktop or laptop
  • PayPal account (or any other online payment platform)

All the methods listed below are reliable and 100% effective. All you have to do is pick the one you’re most comfortable with. Start earning extra cash without having to put in too much energy or a single cent.

The best part is that, if you have a daytime job, you can do any of these as a side hustle. With that said, here are some ideas on how you can make money with no money at all.

1. Fill Out Online Surveys

The reason this option is first on the list is that it is easy to manage and incredibly simple – so much so that anyone can do it.

There are dozens of research companies in need of public opinion from people of all walks of life.

The surveys are based on general stuff – from the latest phone to Donald Trump – which earns you rewards as soon as you’re through.

So, you’re set to start filling out online surveys, but where or how exactly do you start? If you have a functional email address and a valid opinion, you’re good to go. These three steps are applied to whichever survey site you want to be a part of:

Sign Up.

If you wish to receive surveys electronically, you’ll need to sign up with an online service. Becoming a member is a relatively quick and straightforward process.

All you have to do is have your account registered, which won’t cost you a penny. You’ll be required to provide your first name, last name, along with your email address.

Most sites will need little extra information such as your region of residence, gender, and age. Why do they need this kind of vital information? They will need to get a rough idea of which demographic you fall under.

This data will be used by businesses to attract specific consumers and learn a little more about how your opinions fit into your country’s border trends.

The moment you’re done signing up, you will either be qualified or disqualified, depending on the information you offer.

To be on the safe side, sign up on more than one platform. This will maximize your chances of getting surveys in your inbox from more than just one survey site.

 Start Answering Questions.

From here, it’s just a matter of clicking on the survey links and giving your honest opinion. There are tons of businesses that structure online questionnaires.

Your questions will more often than not be based on household items, gadgets, advertisements, medicines, and many others.

Aside from general questionnaires, you may also participate in product surveys. What happens is that the company or business in need of your opinion will send you a product that is yet to hit the market shelves.

You will use it for a while, then complete a detailed survey on your positive or negative experiences with it. In some cases, you get to keep that product.

 Get Rewarded.

When you’re through with a survey, you’ll be rewarded with a certain amount of points, which you can redeem for various rewards.

Once you reach a certain amount, you have the option of having the points converted into gift cards or exchange them for real cash using PayPal. These will ensure that you collect your rewards most effectively and as quickly as possible.

Top 10 Survey Sites to Try Out

This is a full review of these and more legit survey sites that pay better for your time and effort.

Always Remember:

No matter the survey you fill out, ensure that you’re offering your honest opinion. Your feedback will be used by companies and businesses to enhance their products or services to suit the needs of consumers of your age demographic.

Don’t rush. Take your time and answer the questions on a candid level. Additionally, since you’ll be doing this in your spare time, you might as well have a little fun with it.

There’s no point in being upset about undertaking an online venture that will pay you for directly answering a couple of questions.

2. Sign Up for an Online Transcriptionist Job

Transcription involves listening to an audio file and transforming it to a readable format by typing what you hear. It’s generally easier to start with general transcription than medical transcription.

The latter requires some serious experience along with a hard-to-attain transcription certification, while the former involves recorded audio files such as college lectures, court hearings, business meetings, and personal conversations.

What You’ll Need:

  • Reliable internet connection
  • Good understanding of the English language
  • Foot pedal – Enables you to play, stop, fast forward, etc. with your feet
  • Express Scribe software
  • Headset

Transcription may be a worthwhile job for you if you’re a decent typist with an excellent ear and patient in nature. While there are companies that are in need of on-site transcriptionists, there are many others that are comfortable with the idea of working from home.

If you’re a beginner in the realm of transcription, no need to worry, there are companies out there that will take in transcriptionists with no previous experience. You can get a job, however, if only you can pass their preliminary transcription test(s).

Payment rates vary from company to company. On average, most general transcribers will pocket anywhere between $10 – $20 or more on an hourly basis.

If you’re starting, it’s best you start with a low-paying company for practice purposes. Sites like TranscribeMe,, Quicktate, Tigerfish, SpeakWrite, Verbal Ink, Scribie and Daily Transcription are all legit sites for both pros and beginner transcriptionists.

3. Make Use of Money-Making Apps

Money-making apps? Sure, it sounds like a dream, but they do exist. Of course, these apps won’t make you super-rich, but they can earn you a decent side earning with not much effort.

From mobile advertising apps to market research apps to sharing economy apps, these apps can be downloaded on both iOS and Android platforms. As you have some downtime or lazying around, you can freely engage with your app.

A common downside of the existence of money-making apps is scamming. There are potential scams in the name of a money-making app that may ask you for a registration fee.

Keep off from such sites. Money-making apps were intended to be a no-investment venture. If you doubt one or two sites you may stumble upon on the internet, consult the Better Business Bureau to check the business’s ratings and reviews.

To save you from fraudulent sites and apps, these are legitimate money-making apps that you can try today: Money App, iPoll, and many others. Using any of these apps, you can earn up to $10 within the first five days. That’s pretty impressive for spending most of your day on the couch, wouldn’t you agree?

4. Create a Blog

Online writing is among the best ventures to make money from home with little to no budget at all. Starting a blog can help you to uniquely express yourself, establish yourself as a professional, assist others with issues you’ve overcome and of course, earn you some extra cash.

If you’re new to blogging, it would be wise to have someone with a little more experience to steer you clear from costly mistakes by pointing you toward the right direction.

Starting a blog is not as complicated as most people make it out to be. With these five simple steps, you’re well on your way to earning a few bucks:

  1. Identify your niche
  2. Choose a name for your blog
  3. Get your blog up and running by having it registered
  4. Make your blog’s layout appealing yet straightforward.
  5. The fun part: Creating and publishing your first post.
  6. Promote your blog on social media

Equip yourself with detailed expert advice on everything you need to know about starting a blog. Gather up all your elements and begin the creation and monetization process.

Not sure where to start the blog creation process? All you need to sign-up is to get started with a hosting and a domain. When you use our affiliate link, you get Bluehost for just $3.95 and a free domain your first year – that’s under $50 your first year to start your blog.

You’ll not be expected to put in a hefty investment, but rather a whole load of hard work. As for how much you can make, again, it depends on the effort you put in. Expert bloggers make a little over $10,000 while newbies will earn approximately $1,000.

5. Download Receipt Scanning Apps

Grocery shopping is a universal activity that we do on a regular basis. Did you know that you can make money from scanning grocery receipts? This is made possible with the use of unique receipt scanning apps.

Scanning your receipts is an easy-to-do task that does not take much of your time. It gets better when you’re paid to do it.

Most of the receipt scanning apps go beyond groceries and extend to other products including food & alcohol purchased at restaurants, electronics, etc. There are countless benefits of using receipt scanning apps:

  • Save tremendously on groceries every year.
  • You can use the same receipt on more than one app, thereby doubling/tripling/quadrupling your monthly savings. This concept is referred to as deal stacking.
  • No matter what store you visit, a couple of these apps will work perfectly fine.
  • They are 100% free.
  • Most of them offer a free sign-up bonus in the form of points or cash ($1-$10).

The following are some of the best free apps that will pay you for scanning grocery receipts:

  1. Ibotta
  2. Shopkick
  3. Trunow
  4. Fetch Rewards
  5. Makeena
  6. Checkout 51
  7. BerryCart

To learn more about these apps and what they involve, read more about them and try them out yourself. There are other things you can do to maximize your cash back efforts even more:

6. Get Paid Just to Read Emails

The internet is full of unbelievable ways to make money – this being one of them. No investment, no strings attached.

There is no guarantee that you’ll be filthy rich just by going through random mail, but you’re better off having a few extra bucks that you can channel into your bills, something you’ve been saving for, etc.

You have nothing to lose considering it takes a few seconds or minutes to read a single one. Reading emails is not a particularly scam-free money-making online tactic.

Scam GPT sites will promise a significant compensation for your hard work only to leave you to your own devices later on.

Don’t be a victim of such sites. Here are a couple of legitimate sites you can sign up for and be assured of making at least $5-$25 in your free time:

As it goes for all GPT sites, maximize your income from reading emails by signing up on more than one website. Each of these are trusted sites with positive reviews and varying payout rates.

Set up an individual email account that you will use to sign up on these sites. By doing so, you will keep a collection of your paid emails in one place.

7. Review New Music

Do you enjoy listening to music? Lucky for you, some of sites are willing to part with their cash to know what you think about an individual track, band or artist.

Music Xray is among the few sites that pay loyal music fans to listen to new music. Becoming a part of the whole process is pretty fast and straightforward.

Once you sign up (which is free, by the way), you’ll give the site a little info about yourself and your preferred music genres. You will then receive tracks based on your musical preferences in your account.

Whenever you receive a new track to listen to, the site’s software will notify you via a link in your email address. Once you click on this link, you will automatically be directed to your account.

You don’t have to listen to the entire song – 30 seconds is enough. This will earn you 10 cents, or 12 bucks per hour. No need to compose an essay-like review or fill out feedback forms. Listen for the specified time and move on.

The number of songs you receive will depend on the tracks submitted by the bands and the strength of your profile. If you like a particular track, click ‘Fan.’ If you’re feeling philanthropic enough to support a band, you can leave them a tip.

The maximum payout rate is $20. Once you achieve this, you can request for payment through PayPal. Other sites that pay you to listen to music include Earnbly, RadioLoyalty, Slice the Pie, FusionCash,, and InboxDollars Radio.

8. Become a Part-time/Full-time Virtual Assistant

The title ‘virtual assistant’ in itself sounds very professional, but very few understand the vital role VAs play in the growth of a business – be it online or brick and mortar.

Simply put, a virtual assistant is a skilled individual who offers their services to business owners from far off distances at a fair price.

As a virtual assistant, you will offer an incredibly diverse list of services. Based on your interests and skills, you’re sure to find something that potential clients may find appealing. The following are a few examples of on-demand skills:

  • Video editing
  • Proofreading and editing
  • Website design
  • Processing online orders as well as refunds
  • Customer support
  • Social media management
  • Data entry
  • Content research etc.

The list doesn’t end there. If you plan to work online, a vast understanding of all-things-internet is the best place to start.

Although having unique skills in different online fields may be helpful, lacking the necessary know-how should not be a deterrent. Just go for it. Here are some steps to consider if you wish to set up a virtual assistant business:

  1. Be clear on the business structure you want.
  2. Decide on the services you can offer potential clients
  3. Outline your pricing structure
  4. Launch your website
  5. Pitch and network your services
  6. Build lasting relationships

Looking at these steps in greater detail will give you a deeper understanding of what it means to be a virtual assistant. If you’d instead be employed rather than start your own business, you can find work at Elance/oDesk, TaskRabbit, Craigslist,,, PeoplePerHour, Zirtual, and

9. Sell Your Personal Belongings Online

We all have a couple of t-shirts, sweatshirts, jeans, bow ties, leggings, pocket squares, office supplies and other basic stuff that we don’t consider to be valuable anymore. Why not sell it online?

Before selling any of your belongings online, it is crucial that you determine both market demand as well as potential. A quick tip to garner more sales in a day is to focus your attention on the small stuff.

Selling clothes or kitchenware can add up at an exponential level. From this, you can earn an extra $50 – $100. Be sure to give more than enough detail on the product(s). Never forget to mention the item’s brand. The likes of Patagonia, Lululemon, and Nike sell like hot cakes.

No matter how old or ugly it is, you got nothing to lose just by uploading detailing it. On the contrary, you have $50 – $100 to gain. It’s just a matter of being open-minded. Just by selling things online, you can make up to $2,400 or more.

Make it a point to sell one item every day. Don’t hold back on stuff and don’t sell everything either. Have a clear line between what you need and what you don’t.

To complete the sale, you need nothing more than a smartphone and a reliable internet connection. There is a countless number of apps out there that bring decent selling options to the table and connect you to nearby potential buyers.

These are some of the best mobile apps you can download to sell stuff around your area: eBay, Etsy, CPlus for Craigslist, Carousell, LetGo, OfferUp, Vinted, Depop, 5miles, Boxes, Wallapop, SocialSell, Shpock, Trove, and many others.

10.Become a Telecommute or Freelance Resume Writer

You may not have anything to sell, but you have an exceptional hand at putting resumes together. It may not have hit you, but that is a skill that can earn you lots of money at no cost at all.

You have the option of offering your services to a resume company or develop your own resume-writing business. As a freelance resume writer, you don’t necessarily have to have a certification to be considered for a job.

Most resume writers today got their jobs via word of mouth referrals, smart marketing, and impressive portfolios. If you have a few bucks to spare, it won’t hurt to get some training and get certified. With certification, you stand a better chance of getting hired.

Though an ordinary resume is typically 300 words in length, it’s more complicated to write than you may think. Even though you use a resume writing software, you still require acute communication skills and research to end up with the most professional resume.

You may spend 24hrs at most to craft a single resume, ensuring you’ve put in all the specifics that result in a strong resume. Over time, you will develop a unique skill of knowing the most appropriate phrases for showcasing work experience and qualifications in any resume.

There are specific groups that will hire you to come up with a resume of a particular niche. They include:

  • Business executives
  • New graduates
  • HR groups
  • Individuals seeking employment
  • Laid-back individuals

If you have what it takes to venture into resume-writing, submit your application to RiseSmart, Talent, Inc., and Contena. If you wish to start your own business, there is nothing wrong with that. It would be best to hone your skills by writing for these companies while simultaneously earning something from it.

What are You Waiting For?

Making money from home without investing a dime of your hard-earned cash has never been easier. If you’re unemployed, a single mom, or a college student, working from the comfort of your living room can prove to be an ideal situation.

The possibilities of earning money online with no upfront investments are endless. Depending on your hard work, you stand to pocket a few hundred dollars each month, which will add up to a full-time income. 

Diana Star

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