Join our mailing list to find out more ways to make and save money with little time and effort.

How To Save Money Using Apps: 7 Different & Easy Methods

Some of these links may be affiliate links and we may receive compensation when you sign-up for offers. See our disclosure policy. All information on this site is for educational and informational purposes only.

how to save money using appsAll application development newbies have the same question: ‘how possible is it to make money using free smartphone apps?’

The answer is always the same – there’s an app for everything these days.

There’s no denying that smartphones have become an integral part of our everyday lives.

As expected, these handy gadgets come with readily installed apps that, apparently, aren’t enough.

Thanks to entrepreneurial mindsets and unmatched creativity, we now have apps we can use to make extra cash on the side.

The app market is expanding at an exponential level.

Developers step into the market with fresh ideas for the benefit of consumers and to make an extra buck for themselves as well.

Luckily, most of the apps that make their way into the market are 100% legit.

There are endless ways to make money using apps.

What you may not know as a consumer is that there are tons of apps you’ve probably never heard of that are worth your while.

For this post, we’ll focus on how you can make money using the rich variety of money-making smartphone apps. Let’s get to it, shall we?

1. Take Surveys with Survey Junkie

Getting paid to fill out surveys online using survey-related apps is among the most popular ways to make money.

Survey Junkie is one of the best online paid survey sites with a free app that provides a unique opportunity for users to make money directly from their phones.

Survey Junkie has been around since 2013. Considering it’s been in existence for a while now, there are probably no doubts about its legitimacy and whether it pays or not.

The surveys you’re supposed to fill out come from brands and companies that do market research based on their services and products. The answers you provide will help them improve their operations and get more customers.

Though you won’t get paid in cash, you’ll get points that are redeemable for cash and gift cards. The rewards you get will depend on the complexity of the survey you fill out.

Most surveys offered on Survey Junkie are relatively short and will take you just a few minutes to complete.

To start filling surveys on Survey Junkie, you need to first to register on the official website. You can do this by using your Google Plus, Facebook or email account. After doing so, you’ll need to confirm your email address, which will earn you 25 points.

Proceed to fill your profile i.e your contact info, age, address, and personal information. You’ll also need to answer a few questions that will enable Survey Junkie to send you personalized surveys from different companies.

The minimum amount required for you to redeem the points you accumulate is $10, which is approximately 1,000 points.

What that means is that to get a dollar, you need to raise 100 points. You have to complete at least two surveys to get that amount.

Other survey sites you can use to make money include InboxDollars, MySurvey, Swagbucks, Prize Rebel and Global Test Market.

Don’t limit yourself to just one app. The more survey apps you sign up on, the higher your chances of receiving new surveys in your mailbox. More surveys mean more cash.

2. Do Your Shopping Online

Ever wondered the best way to keep your money in your pocket when shopping around for groceries and household goods? Believe it or not, there are apps just for that.

To enjoy your shopping, all you need is a legit mobile app from trusted portals. Although it may take a while before you make something substantial from the following apps, they’re totally worth taking a shot at:


Ibotta is a shopping tool that helps you earn money when you buy stuff. It partners with well-known brands and retailers to provide cash back or discounts each time you shop. This money-making app has partnered with groceries, bars, restaurants, etc.

When you shop from the associated online retailers, Ibotta receives a small commission which is then distributed among its active members.

Walmart Savings App

This app is available for download on all major smartphone platforms including iOS and Android. The Walmart Savings App is basically an app developed for your convenience as you shop. To use the cash back offer, scan your receipt using the app after checkout at the store.

If you’ve shopped at a participating store, the Walmart Savings app will give you back the amount you spent. You have to buy groceries and other household goods to enjoy this feature.


Ebates has partnerships with hundreds, if not thousands, of commercial and online stores. It is accessible on both iOS and Android platforms and offers some of the best deals of all the cashback apps.

When you sign up, you get a free $10 bonus. Additionally, you stand to gain a 40% cashback offer when you shop from any of the 2500 affiliate stores.

As you save money, you also get to make money. Compared to most other apps, shopping apps are known to reward you with actual cash – not points or other gimmicks.

3. Take Photos and Sell Them Online

We have come a long way since the unveiling of the first smartphone camera years ago. We’ve captured the best memories from selfies with families and friends to visiting exotic places.

The digital revolution has come up with a way to make money from the photos we take almost every single day.

Modern-day photography has gotten a well-deserved boost not because of the vibrant megapixels, but due to the multiple photo editing apps on the Play Store.

Whether you’re just a hobbyist or a pro photographer, there’s an ever-growing market for earning money from the photos you take. This is a splendid way to make money on the side.

With a little experience, you will not only boost your skills but make money from it using photo selling apps like FOAP, Dreamstime, Snapwire, Adobe Stock, Shutterstock Contributor or Clashot.

Once you know where to sell your photos, you can easily start your own business and earn some cash from the side.

Recently, there has been a growing demand for photographers from graphic designers, small/medium size businesses, large corporations, bloggers; the list goes on.

Foap, for example, is among the best apps to have on your phone if you’re into taking photos in your free time. You can upload photos on the app for the general market as well as for individual clients.

Each time someone purchases (licenses) any of your photos, you make $5. The good thing about it is that there’s no limit to how many clients can license your photo.

There’s also no exclusivity. You own the rights to your uploaded images and sell it for as many times you want.

For any of these apps, ensure you read through the terms and conditions. Every site has its own rules – It’s up to you to agree to the app with the best guidelines and working conditions.

4. Keep Fit

Unbelievable as it sounds, there are smartphone apps that pay you to lower your stress levels, lose weight and generally keep fit. Probably like most people, you want to shed a few kilos or just boost your fitness levels or lose weight.

The only problem is that you don’t have an incentive. Despite the numerous workout tracking and diet planning apps, most people still find it challenging to get off the couch and hit the gym.

Fortunately, there are apps where you can earn money from keeping your body in tip-top shape. HealthyWage is one of these apps that rewards you to lose weight.

To start earning, you first need to create an account, then go through a verified weigh-in. Proceed to set a purely time-sensitive weight goal, then place a wager with your own money. You essentially bet to be rewarded with money for the weight you lose within a stipulated timeframe.

If you’re consistent enough and you win the wager, your Amazon credit or PayPal account will automatically be credited.

The good thing about it is that you can add a timeframe for your weight., participate individually, or compete as a team.

This weight loss tool has been featured on mainstream media outlets such as Fox News, The Today Show, and Good Morning America.

Alternative workout apps to make money with include DietBet, Pact, Charity Miles, FitCoin, Fitstudio and so on.

Most of these apps pay via PayPal. Before signing up on any one of them, ensure you have a functional PayPal account to receive your hard-earned cash.

Some of them will reward you based on the calories you burn in a week or the number of miles you walk in a single workout.

5. Offer a Ride to Strangers

Based on a study conducted by AAA, owning and managing a car costs a driver about $706 a month. In a year, that’s a staggering $8,472.

However, imagine using your automobile to raise just enough money for repair, gas or even to clear your monthly car payment fee.

Getting paid to pick up strangers from one point to another is as real as it gets. That car you leave in the driveway or in the garage every morning is your ticket to earning hundreds of dollars every day. You can make a full-time driving with the help of compatible smartphone apps.

You probably give people rides for free without asking for anything in return. Now’s the time you started cashing in on all your hard work.

Numerous apps and companies are willing to pay you for your time and effort. When you get approved by any of the drive apps, you can set your own work hours.

Few apps require that you follow a certain criterion for you to be eligible to drive for cash. Some require that you be within a certain age while some expect you to have a clean driving record.

If you meet all the requirements of the app you want to apply for, don’t think twice about getting your car on the road.

Uber is one of the most popular transportation apps right now. Anyone can make money with Uber. The app provides you with a clear platform where you can get directions to locate your clients in the shortest time possible.

Uber drivers can earn anywhere between $11.75 – $14.79 per hour – according to Glassdoor. That said, it’s no surprise that Uber drivers make good money compared to average taxi drivers. How much you make will depend on where you live, how high the demand is, and so on.

6. Deliver Groceries

If you’re not comfortable with strangers in your car, you can probably spare a few seats in your car for fresh groceries.

Most people consider grocery deliver a less daunting task compared to ride sharing. In both cases, you still stand a chance of making a substantial income on the side.

Different grocery delivery apps have varying rates of pay. The amount of income you can make in a month will depend on important factors such as where you live and how many trips you make in a day.

To help you in earning something extra from your hourly drive around town, there’s more than one driving app you can download and install on your smartphone.

These are six of the best grocery delivery apps to have on your phone if you have what it takes to deliver goods from one point to the next:

Of all these apps, Postmates is the delivery app that pays the most; it’s also a bit different. When you deliver groceries, you’ll take home the full amount without unnecessary deductions that end up taking a huge chunk of your earnings.

Like any other side-gig app, you can choose which task to take up and which one to leave out. You don’t have to worry about getting hit with fees for doing so. On Postmates, you can deliver goods by foot, a car or even a bicycle.

When you create an account, check your mailbox in exactly seven days for a prepaid card and a free delivery bag. Link your card to the Postmates Fleet app, and just like that, you’re good to go.

Delivering groceries is a good pass-time gig, especially if you’re always on the go. You get easy money from doing what you do every day.

7. Listen to Music and Get Paid on SlicethePie

Speaking of easy money, you can literally make money from listening to music with the right smartphone apps.

One of those apps is SlicethePie. It’s basically an app where you get paid to listen to the first one or two minutes of a song from an up-and-coming artist, then give your honest review after that. SlicethePie claims to be the most prominent paid review app on the web at the moment.

Considering It’s a listen-to-music app, SlicethePie is focused entirely on music. The purpose of its existence is to boost the careers of new musicians by getting their music reviewed by a worldwide audience.

If you’re an aspiring artist, you can submit your song to the official site and have your music sampled by listeners who give their unbiased review.

To make money with SlicethePie, all you need to do is write a brief review of music you listen to and get paid. Before downloading the app, head on to and create a free account.

The moment you log in to your account, you’ll be asked to pick the various categories you’d like to review.

Music, fashion and mobile are the main categories you can choose from. When you pick music, you have to stick around for 90 seconds of one track and write what you think about it.

SlicethePie’s cash-out threshold is $10. Payout is via PayPal. Take note: before you get paid, they will read your reviews and determine whether you qualify for a payment or not.

8. Get Paid To Browse

Yes, you read that right; getting paid to visit one site after the other is a reality. Lots of companies are ready to pay you to do this kind of job online.

Who would have thought that you can actually make a quick buck from sharing vids on social media, checking your mail or read through blogs?

The following are some of the apps where you can sign up and start making money from browsing online:


Aside from browsing, Swagbucks also pays you to do basic stuff like watching videos, taking surveys and playing games.

Accomplishing any of these tasks earns you Swagbuck points (known as SBs) and are redeemable for PayPal, Starbucks, and Amazon gift cards. In a month, you can make up to $50 or more.

Nielson Digital Voice

By using the Nielson app, you agree to take part in continuous market research programs. This research aims to analyze the different preferences of television viewers over the years.

The sites you visit also count as market research. You earn points for surfing and all other related tasks on the app.


InboxDollars is one of those apps that lets you engage with other users to win cash prizes from friendly competitions. You also earn points for shopping and watching your favorite TV networks online. For signing up, new members get a free $5 bonus.


You’ve probably heard of Qmee before. This app operates in association with search engines such as Bing or Google.

When searching for sites, Qmee brings up the relevant results on your screen’s sidebar. Any result you click on earns you points that can be traded for gift cards and cash.

Other sites you can visit include Leapforce, Appen, UserTesting, Ask Wonder and Clickworker. All of these apps are entirely legit and free to use.

9. Sell Stuff You Don’t Need

We all have a single item or a motherload of stuff just lying around the house that we don’t need. Your first instinct is probably to sell them locally – and you’re right to do so.

Not only will you save on shipping costs, but you’ll also have more money in your account. Today, there are more apps to sell stuff online than ever before.

What you sell doesn’t necessarily have to be in tip-top condition. The ‘one man’s meat’ policy applies in most, if not all selling apps.

Next time you have something to sell, consider doing it on these platforms: Decluttr, Letgo, Poshmark, Facebook, OfferUp, eBay, Trove Market, Chairish and many others.

Selling stuff has always been the best and easiest way to reach financial goals like working to achieve financial independence, saving for something important, and paying off debt.

The whole selling process, depending on the app you’re using, is relatively smooth. The plethora of stuff people buy and sell elsewhere and online are simply endless.

What a small minority of buyers don’t know is that purchasing goods directly from sellers is an excellent way to get what they need at a discounted price.

If you h selling to make money, you also get to declutter your house and earn something extra for it. There’s no limit to what you can sell online – from clothes to cars and electronics to toys. The popularity of smartphone apps has impacted online sales in a big way.

Take advantage of this opportunity and start a business of selling stuff right from the comfort of your home. Giving away stuff to charity is noble, but selling them with trusted smartphone apps is a great move for your pocket.

Final Thoughts

The tips mentioned above aren’t necessarily ways you can use to earn an actual living from home. However, if you use them sensibly enough, they could help greatly in paying your bills. You could also get to pocket a few extra dollars.

As it goes with other smartphone money-making ideas, the whole point of using apps is to make extra cash. Be extra careful not to lose money while at it.

All these tips don’t need a bachelor’s degree in marketing or any other fancy accomplishments. The only thing you need is some spare time, a stable internet connection and that fancy smartphone you keep close to you ever so often.

Earn Free Cash Online: The Survey Junkie survey site is a FREE survey site that pays you to take surveys online. There's absolutely no cost to join, and payouts can be made to either PayPal or for a gift card of your choosing. The best part? Some people are earning at a rate of up to $15 - $20 per hour. It's 100% free to join. We've partnered with Survey Junkie to give you a 25-point sign-up bonus when you register using our link and complete your initial profile information.

Leave a Reply

This site uses Akismet to reduce spam. Learn how your comment data is processed.

Secured By miniOrange