Join our mailing list to find out more ways to make and save money with little time and effort.

Save Money

11 Insane Ways to Save Money While Paying Off Debt

11 Insane Ways to Save Money While Paying Off Debt
Diana Star Mar 18, 2019
Want to Earn Some Extra Money?

In this day and age, living on a single income is risky, if not financial suicide.

From the inevitable bills to be paid, lifestyles to be financed, to all sorts of money guzzlers, it’s become almost impossible to live life without having some negative signs next to the figures on your budget list.

You have things to sort out but the money left after you’ve bought this, and paid for that, is barely enough. This leaves you with no choice but to borrow from the nearest lender you can think of.

Convenient at that time, but it’s bound to be a source of desperation and misery if not dealt with sooner rather than later.

Looking at your not-so-satisfying payslip, it is obvious that you need another source of income, if you are going to satisfy all those needs and save regularly. It’s what the millennials call ‘side-hustling’ or simply hustling. It is the most productive and the surest way to deal with these kinds of situations with your sanity intact.

A considerable number of people love being on the internet.

While you’re whiling your time away there, why not grasp all the opportunities that are right under your nose and pick the one that works best for you? You are guaranteed to be spoilt for choice.

Here are some simple methods to earn that much-needed extra dollar.

1. Make YouTube Tutorials

Social media is one of those too-good-to-be-true, get-rich-quick platforms that has the highest number of legitimate opportunities for you to make some serious cash. If you’ve got no clue how it works, it’s about time for you to take some classes.

People are always trying to learn new skills, crafts and hobbies, and what better way to capitalize on that need than to show them practically?

All you have to do is share your creativity with others. Record high-quality tutorial videos and share them on your YouTube channel. Give your audience some simple yet practical ways to solve some everyday problems. It is so convenient that you can do it from anywhere.

The secret is to make your channel a one-stop haven for quality videos that touch on popular topics. A viewership of over a million people, for example, guarantees you of around $4,000 to $8,000 or more in your bank account.

The downside of this is that it takes quite a while before viewership reaches payment-worthy heights, especially if you’re starting. This means that you have to market your channel extensively for more views.

2.Charge Clients to Market their Business Online

Handling social media accounts of clients with products or services offers is a unique yet viable opportunity to make extra money off social media.

Reach out to potential clients, find out the product they’re selling, Agree on how much your budget will be for the marketing campaign and let them measure your services.

Market those products on their behalf, and be sure to give it your all. It’s pretty simple if you’ve got the marketing skill.

If they love what you offer, that tidy sum you have always dreamed of won’t be so elusive anymore. Determination and hard work always yield good results, and good results equal to satisfied clients that could add a bonus for you as a boost for your morale.

3. Get Cashback Offers from Online Sales

Sounds too good to be true. I know. That’s one of the many perks of doing your shopping online. Countless sites pay you to sign up with them.

Before going any further, understand that you’ll not get your money back. You get cash back on those items that you didn’t buy. With that out of the way, here’s why this is something you need to start doing ASAP.

The most that you can make from this method is $200 a year or $100 on the lower side. It is worth noting that you cannot grow rich from this, and neither can you make a career out of it, but you can pay your debt off, slowly but surely.

4. T-shirt Design and Sale

If you’re into art or are interested in trying something new, t-shirt designing, printing and selling can work for you. You don’t need classes, just some inspiration, patience, a few useful ideas here and there and you’re good to go.

You’ll need a warehouse or center where you conduct your hustle. Your garage space will do. Then, identify a company or individual that can help you out with the printing and marketing.

After expenses, the profit you gain from this is not so bad for a start. Being consistent and coming up with even better designs will grow your hustle over time.

That means good money, even better than what you had in mind in the first place. That humble beginning could be the start of your debt-free life.

5. Sell Shop Items for More Than Their Original Price

There’s no dishonesty here. It’s a genius way to earn some quick extra bucks. If you’re a shopaholic, you’ve definitely been to those stores or markets where they sell great items at low prices.

Buy those items, as many of them as you can, and sell them at a price that matches their worth. For added benefit, shop for things that most people want.

They could be shoes, furniture, phones or books. Ask around for how much the items go for. Better yet, do some research. Refurbish some of them for aesthetic value if need be.

Place the items for sale at just over the price you bought them for, and watch the magic happen. Of course, this doesn’t come easily, so a little patience goes a long way.

More products sold equals higher profits. Many people are living great lives with money from this kind of venture.

6. Try Fiverr

It’s amazing how many opportunities are out there waiting for you. One of them is Fiverr, an online marketplace that allows people to offer services to other people at a fee.

This convenient marketplace began in 2010. It is home to millions of buyers and sellers of all kinds of virtual services, and it is almost always guaranteed to get what you’re looking to trade in.

To get started, sign up to create an account. Afterwards, look around for people who are interested in the services you’re offering.

An excellent way to do this is by sending proposals to prospective clients who could be looking for someone to write an article, design a website or company logo, or write code. The opportunities are endless. The least you can get for these jobs, called gigs, is $5.

Once you land a gig, and the client is satisfied, you earn your first $5, plus bonus if the client is feeling generous. One satisfied client after another earns you good reviews. These garnish your portfolio such that it speaks for itself and makes client-hunting a lot easier, and more rewarding with time.

A benefit is you can access your account at any time of the day, and however often you wish, and payment isn’t delayed. It is also possible to get more than one client at the same time. This helps in raising your earnings.

7. Request for a Raise

The word is ‘request’. Many employees fail to get that raise because of how they approach their boss. If you’ve got a job and haven’t received a raise since you began work, it’s time you had a word with your boss.

As you approach your boss, think about why you’re requesting for that income. If it’s urgent, then you’ll have the courage to contact them. You need to get your facts together so you can be ready for anything during the conversation.

Your punchline should be that you’ve given your best to the company for a long time. Working overtime is an added advantage. If you’ve got a good record and deliver every time it’s required of you, then expect that raise.

8. Rent Out Your Home as a Vacation Rental

Your home doesn’t have to be a mansion for you to pull this one off. Most travelers are wary of hotels and want that home away from home experience.

If you boast a clean, safe and ambient home, consider renting it out to these kinds of people. It’s sure to earn you some money if you live in an area that attracts visitors to events or sightseeing.

You don’t have to rent out your whole house (you can if you want). Just a room will do.

For all the information you need to get started, visit Airbnb’s website. It’s going to take loads of work from your end, but the great reward ahead makes it all worthwhile.

9. Dog Walking

Who knew love for canines would pay? You don’t need to train or wash them. Walking them is what is required of you. Remember to pay attention to their feeding habits and medication if they have any.

Dogs need sunshine and exercise for good health and general well-being. Truthfully, to the modern-day dog owner, this is a difficult feat to achieve, what with a demanding job/career with deadlines left, right and center. That leaves a wide niche in dog-walking and overall minding.

You need to love dogs if you want a job here. Proper care for them and a genuine interest in walking them will land you an instant job. You can earn a lot more if you agree to walk more dogs than one at once.

Walking dogs involves letting them enjoy the outing. If they’re well-behaved, take the leash off of them and let them move as you supervise them. Clean up after them if they poop and see to it that you return them home on time.

There are a couple of dog walking sites and applications that pay you to walk dogs. They need you to have a genuine passion for dog walking, and that it shouldn’t be all about the money. Anyway, here are some of the most trusted and most visited by dog-owners:

1. Pawshake

This website aims to make it easy for dog owners to spot willing dog sitters and vice versa. It is based in Britain, so it’s most likely to be of help if you’re from there or the neighboring countries.

Services that its clients need include dog walking, dog sitting and doggy daycare. The good thing with it is you can save it as an application on your phone. Then, you can send owners pics and videos of their dog while you’re with it.

Plus, you can work at your own pace and organize a schedule that suits you. All you need to do is sign up, and the rest falls into place.

2. Second City Pet Care

Clients who use this website are after the medical and physical welfare of their dogs. The least time for you to walk a dog before you get paid is 30 minutes. Most is an hour, but you can exceed that if you want.

Passion is key. You can make a tidy sum by walking as many dogs as possible in a single day. In estimation, annual earnings are about $20,000.

3. Sitter4Paws

Based in Los Angeles, this site connects clients to professional dog walkers. As soon as you sign up, you’re exposed to hundreds, if not thousands of dog walking and/or sitting opportunities.

You can earn up to $80 in a day in estimation. And that’s only when you’ve taken care of a couple of dogs.

4. Rover

This well-known site offers a variety of services, like dog boarding and house sitting. As soon as you sign up, you’re free to choose a job that’s convenient for you.

It is also available in the app store of your Android or iOS device. The team behind the site takes time to go through your profile. They will add you to their list of workers once you’re approved.

You get to work when you feel it’s convenient and get paid at least $10,000 on average in a single month.

If you do a great job and show real enthusiasm, you can earn roughly $11 to $15 on average in an hour. You’ll love the website’s fast response rate and smooth services.


The name on sums up what the site is about. They pay keen detail to your profile, so it has to be convincing if you want a job here.

Signing up enables them to link you to clients, mostly from within your neighborhood.

6. OutUGo

The cute company logo is something that cannot go unnoticed. You can apply to join this Chicago-based firm, on the condition that you are a licensed professional.

Passion may not be all you need to succeed here. They need all dog walkers to have a dog walking certification. You also need to be trained and supported.

Pay ranges from $900 to $1500 per month on average. Once you make it, they’ll connect you to a dog owner or two almost immediately.

7. Wag

Wag is an app that requires interested dog walkers to be 18 and over. It needs you to be interested in dogs and animals in general.

It gives you the option to work according to your schedule, whether part time or full time. And, it pays roughly $25 on average in an hour.

An added advantage is you get to work for clients within your neighborhood. This means that you don’t have to put in so much work, but you’ll get paid for it.

8. PetSitter

PetSitter is a website that is committed to finding dedicated pet sitters for clients with dogs. What makes it unique is that it is a link between dog owners and pet sitters in different cities and countries.

You get access to loads of jobs from companies and specific individuals. You then get to go through them at your pleasure and go for the one that is in line with your schedule.

Payment details vary, depending on the number of dogs you pet sit in a day. One thing is for sure; it’s a site worth your time and attention.

9. Pet Sitter’s Center

This site doesn’t give dog walking jobs, but it guides on how you can have a successful dog walking business.

It is ideal for you if you don’t mind waiting to earn some money. It’s got some cool tips and guides that you can apply.

It also offers mentoring and consulting services. These are pretty reliable when it comes to running your own business. It might be difficult at first when you choose to invest in it, but the results will prove that you made a worthy choice.

10. Brookhaven Dog Walker

This company is based in Brookhaven, Atlanta. It offers dog walkers within the area countless job opportunities.

Payment starts at $17. It rises as you walk more dogs. You have the freedom to choose a job that’s within your schedule.

Choosing this company has its advantages, as you can pocket approximately $29,000 in a year. Its convenient location makes it popular among dog owners in the Brookhaven area.

11. Doggie Walks Houston

As its name suggests, Doggie Walks Houston serves residents in west, north and central of Houston.

It requires interested dog sitters to have the most vital asset when it comes to caring for dogs: experience. An excellent point to notice is how reasonable they are when it comes to walking dogs. The least amount of time you should walk a dog is 15 minutes before you’re paid.

Payment is $30,000 an approximation for a whole year. You can make extra cash if you wish to spend some time with the dogs on holidays and weekends.

If you’re a dog walker but aren’t skilled at it, they give you some support and training on how to get better at it.

These are some of the dog walking sites out there. If you took your dog for walks every day and didn’t realize you’re sitting on a gold mine, now is your chance to act.

10. Freelance Writing

Does the idea of writing about topics that you are good at appeal to you? At your own pace and convenience, you can make some extra side money with freelance writing. There are millions of clients online on various sites who are looking for qualified writers.

All you need to start you off is a computer (laptop or desktop), good quality internet connection, and an excellent command of the language that the client requires you to write in.

Online writing sites such as Upwork and iWriter are great sites to look for jobs. Clients in these sites are willing to pay good money for professionally-written articles.

It will help if you took language and/or writing classes for exceptional mastery of language. It will set you back a few hundred dollars, but the returns will be long term and entirely beneficial, even beyond online writing.

You will gain more experience as you continue to write and rack up good reviews, and your earnings will most definitely rise steadily as long as there is a stable workflow. A seasoned writer can earn approximately $200,000 in a year or more.

11. Let Your Car Earn for You

You may choose to use it as a cab, that’s fine, but there’s a better way to rake in cash: lending your car. A trustworthy site like Getaround makes it easy for you to do this.

All you’re required to do is visit the site to sign up. Afterwards, give details about your car, such as its brand, and state where you are. Someone will see it and rent it via the app.

If you’re wondering how safe your car will be, be rest assured that it will be safe. Getaround will send you $1 million for insurance coverage. In case anything happens to your vehicle, you’ve already received payment beforehand.

Payment rates are impressive. You can earn up to $5 every hour for lending your car to a client.

Final Thoughts

Making those extra dollars isn’t as hard as it seems. Opportunities are all around you, and the tips mentioned above have only scratched the surface.

With commitment and dedication,  saying goodbye to a life of debt and worry will become a reality sooner than you think. Keep your head up and start living your best life now because you can do it!

Diana Star

Leave a Reply