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Sometimes we find ourselves in a tight spot and need to come up with some money fast. If you need some extra cash, we found 11 ways to make $200 fast.
You Can Do A Lot With $200
You might need an extra $200 because you ran your air conditioner 24/7 during the month of August and your electric bill is much higher than normal. You might need it for a car repair. And you might need it for something fun like concert tickets.
Or maybe you don’t “need” it in the sense something bad will happen, or you’ll miss out on something fun without it, but you want to build your emergency fund or finally pay off the last of your credit card debt.
Even if none of these apply to you, there’s no downside to having an extra $200 in your wallet. We spend five hours a day watching TV. Instead, why not use some of that time to make $200 fast.
Earn Some Big Bucks
If time really is of the essence, you need some ideas that are going to pay off big. These might do the trick.
1. Get a Room
The average Airbnb host makes $924 a month. That’s more than the $200 you’re looking for in a single week! And don’t assume that it’s only places in cities with a big tourism industry that can make money on Airbnb.
People need housing in all sorts of places for all sorts of reasons. If you have a college in your town, families doing a campus tour or parents visiting their college kid need a place to stay.
People who are moving for a job and have not yet found a home or an apartment need a place to stay. People who will be working away from home for an extended period and don’t want to spend so long in a hotel need a place to stay.
Where will you stay? Get a (cheap) room, crash with a friend, or even sleep in your car if you’re really desperate for that $200.
2. Sell It
Most of us have a house full of stuff we don’t need and don’t use. It’s taking up space both physically and mentally. You can lift those burdens and make some money when you start selling some of that stuff.
There are so many ways to sell stuff, but if you need to make $200 fast, you’ll want to do it locally which you can do via a yard sale, Craig’s List, Nextdoor, or a local Facebook group.
You can sell anything at a yard sale or on these sites. Clothes, electronics, furniture, appliances, musical instruments, and children’s toys all sell well.
If you have old devices like cell phones, you might be able to sell them instantly for cash with Gazelle. In the past you had to send in your devices and Gazelle would send you the payment. This could take a few weeks so wasn’t necessarily a great option for people who needed cash fast.
But now Gazelle has kiosks throughout the country where you can sell your devices and get cash immediately. We did a full review of Gazelle recently.
Almost any article about fast ways to make money is going to list driving for Uber or Lyft as a good way to do it. And for a good reason. While it’s debatable if driving for a ride-sharing service is profitable long term, it is definitely a good way to make $200 fast.
The average Uber driver makes $15.68 an hour before expenses and Lyft drivers a bit more at $17.50 an hour before expenses. If your city has a fairly steady demand for ride-sharing, you could make that $200 in a week if you worked a few hours each evening and full days on the weekend.
The flexibility that driving for a ride-sharing company is one of the biggest benefits. Sure you can get a part-time job doing something like retail, serving, or bartending but those kinds of jobs require you to be on someone else’s schedule. If you drive for a ride sharing company, you can do it whenever you want.
4. Don’t Drive
You can make money with your car even without being the one doing the driving. You can rent out your car just like you can rent out your home. Turo lets car owners list their vehicles on their site for free. You get to choose the price you want to charge and the days and times your car is available.
If someone wants to rent your car, they contact you and the two of you arrange to meet so you can give them the keys. When the rental period is over, you meet the renter again to pick up your keys. It’s as easy as that!
Turo covers your car for $1 million in liability insurance. The average car owner who lists with Turo makes $720 a month.
5. You Like Kids?
If you like kids and teaching, you can make some really good money with QKids. QKids is an online learning platform that connects native English speakers with Chinese children between the ages of 5-12 who want to learn English.
You don’t have to be a certified teacher, just a college degree, be currently enrolled in college, and be an American or Canadian citizen. You will also need a computer equipped with a webcam, a reliable internet connection, and a microphone headset.
Teachers agree to teach between 6-19 hours per week. Each lesson lasts 30 minutes and the pay is $16-$20 an hour. Teachers are paid once a month through a bank transfer. We did a full review of QKids.
Babysitting is another great way to make money. Times have changed since I was a teenager and charged $1 per hour per kid. Babysitters now make more than $10 an hour! You can advertise your services on local sites like Craig’s List, Nextdoor, and Facebook parent’s groups.
You can also work through a service like Sitter City or Care.com.
Every Little Bit Helps
None of these ideas alone are going to make you $200 fast but paired with some of the other things we’ve already suggested, they can help you get there. When you badly need money, every little bit helps.
6. You’re Opinionated
Do you have strong opinions? If you do, there are companies who will pay you for them. Some pay better than others, and these are our favorites.
If you concentrate on taking the surveys with high payouts, you can earn as much as $12-$18 an hour on Survey Junkie. New surveys are added to the site often so you’ll have lots of opportunities to earn money.
There is a minimum payout of $10, and you can have your earnings sent to your PayPal account. We did a full review.
Pinecone Research pays a flat fee of $3 each for most surveys so it’s easier to calculate how much you’re earning on their site than most others who often use a point system. You can earn $12-$18 an hour with Pinecone.
Pinecone allows users to cash out in increments of $3, $5, and $15 and the money can be sent to your PayPal account or you can choose to receive a paper check.
At Opinon Outpost, members can earn an average of about $10 an hour. Typically though, this site has fewer surveys available than either Survey Junkie or Pinecone Research. You need just $3 to cash out and the money can be sent to your Paypal account. Check out our full review.
7. Pick Up a Freelancing Gig
There is a lot of money to be made on freelancing sites like Upwork and Guru and a lot of ways to make it.
I put this idea under “Every Little Bit Helps” because while you can make some pretty good money on these sites, it can take some time to get established and land the higher paying gigs if you’re new to whatever kind of assignments you’re applying for and don’t have a big portfolio to post or any reviews to boost your profile.
If you’re new, the key to making money is to bid ridiculously low or to apply to jobs offering really low pay. I have used these sites in the past, but even when I first started, I already had a big portfolio so I would never take low paying jobs.
But if I had been trying to build a writing career exclusively through freelancing sites, I would have worked for a lot less than I can make now to gain some experience.
If you need to make $200 fast, check out these sites and see what kinds of jobs you might be able to do. There are so many categories to choose from that you’re bound to find something. People turn to these sites for all kinds of things including book keeping, video editing, researchers, data entry, and marketing.
Make Some Cuts
Saving money is just as good as making more. Individually these cuts won’t get you to $200 but added together; they might.
8. Cut Cable
My total monthly bill for internet, cable, and phone is $173.41. I don’t even use the phone portion, I have a phone number but no phone, but it’s supposedly $40 cheaper to “bundle” it in with the other two services than not to have it.
The cable portion of my bill is a whopping $113.98. And this is after I had Billshark negotiate a better deal for me (more on that below!). This is ridiculously expensive especially since the only things I watch on television are college football and pro cycling.
And for years, this is why I and every other sports fan had to keep paying for cable. Cable companies basically had the market cornered on broadcasting live sporting events. But those days are over.
Streaming services like Fubo, Sling, and Hulu Live offer loads of channels that show live sporting events for about half of what cable will cost you. I use Fubo because they show a ton of cycling.
The base price is about $45 a month, and I pay another $12 for the cycling package. Even with the added package, it still comes out about $55 cheaper than cable. And Fubo lets you DVR shows and events to the cloud so you can watch them at your convenience.
If you like sports, especially international ones, check out Fubo. I love it!
We all know that we can usually get a better deal on stuff like our cell phone and cable bills if we shop around but we don’t. We would have to do the research to find out what our current company’s competitors are offering and then call up and see if they will match or better that deal.
And if they refuse, we either have to call their bluff and switch over the service, which could mean two appointments, one for the current provider to come and collect their equipment and the new provider to install it, or we can keep paying more than we have to.
So it’s no wonder most of us can’t be bothered! But we really love saving money. It’s a conundrum. That’s where Billshark comes in. Billshark can negotiate a better price for your cable, wireless phone, satellite TV and radio, internet, and home security system bills.
If the company is successful, your fee is 40% of what they saved you for one year. So if they saved you $100 a year on your cell phone bill, you would owe Billshark $40. Could you save even more if you did it yourself? Yes, of course. But if you know you won’t actually do the research and make the calls, saving something is better than saving nothing.
I have used Billshark twice, both times for my combined, cable, internet, landline bill, seven months apart and I saved a total of $422.11. I have been really happy with Billshark’s service and the money they saved me.
10. You Could Use a Trim
Of all the personal finance related services I have used, this is my favorite. How many of us keep paying for expenses we don’t really use?
Maybe because we forgot about them like an old Pandora account. Or we tell ourselves we are going to use them like a gym membership. Or maybe you signed up for a free trial offer of something and didn’t want it but forgot to cancel it before the free period ended.
Sometimes even when we realize we’re still paying for these things and not using them, we don’t bother to cancel because the cost is relatively small or like with the Billshark example, we just don’t feel like calling up (or even log in) to cancel.
When you use Trim, you don’t have to. When you make your account you connect your checking and credit card accounts, it’s read-only, so your information is safe. Trim goes through your transactions and looks for recurring ones.
When they spot one, they message you and ask if you want to cancel it. If you do, you tell them to cancel it, and that’s it! Trim does the rest. I’ve used Trim, and they saved me about $20 a month on services I wasn’t really using and another $35 on a jewelry subscription service I decided to cancel.
11. Your Landline
I just assumed that no one was still using a landline. I haven’t had one since 2002. True I still have a landline number since it’s bundled in with my internet service, but I don’t use it, I don’t even have a phone apart from my cell phone. But I was wrong.
Almost half of Americans still have a landline, 45.9%. Maybe some are like me, and it’s cheaper to have it than not, but that isn’t true for everyone.
If you still have a landline, why? You don’t need it. People cling on to them in the event of an emergency but I’ve lived through a few since 2004, and it’s never been an issue apart from the 2003 blackout when my cell phone didn’t work. Not all landlines worked either though so having a landline might not have made any difference.
Landlines cost $15-$30 a month. Get rid of that unnecessary expense already 45.9%!
Get That Money
We hope some of these ideas will help you make that $200 fast, but we also want to make sure that in the future, you aren’t scrambling for extra money. Once you have some breathing room again, take a look at your finances and see how you can do better.
Make and stick to a budget, cut out unnecessary spending, save money when you can on things you do have to spend money on like food and utilities, and most important, start an emergency fund.
Having an emergency fund is one of the most important things you can do to make sure that you’re never Googling “11 Ways to Make $200 Fast” ever again!