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20 Best Money Making Apps 2019

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Money making apps are a popular and convenient way to get free cash, free gift cards, and other rewards.

There are thousands of apps that pay you, but some are certainly better than others.

We’ve done the legwork to find you the best money making apps for 2019.

The 20 apps below feature many unique ways to make money.

You can take surveys, scan receipts, play games, and so much more.

There’s zero commitment required and every app is 100% free.

It’s possible to make a few hundred dollars per month using these apps regularly.

Below you’ll find tons of information about each app.

From major highlights to exclusive bonuses, this guide makes it easy to see what suits you the most.

Read on to discover how you can start making money from your smartphone today.

Want to skip the reviews and get straight to it?

Here’s a quick list of our top 5 favorites:

  • Swagbucks ($5 sign-up bonus with lots of way to earn)
  • Ibotta ($10 bonus after you claim your first offer)
  • Drop ($1 bonus when you link your first debit/credit card)
  • Acorns ($5 sign-up bonus)
  • Shopkick (250-point sign-up bonus)

1. Swagbucks

About Swagbucks – Swagbucks has been around for nearly 20 years, and millions of people use this GPT (get paid to) site and app. Swagbucks rewards you for completing short and simple tasks. You get paid to take surveys, watch video advertisements, complete trial offers, read e-mails, and more.

Each short task is worth a set amount of points (SB). You typically earn a few points per task because they’re so easy to complete. However, you can often find tasks that are worth a few hundred SB.

Swagbucks Signup Bonus – The signup bonus for Swagbucks changes frequently. There is currently a $10 signup bonus for new users. You’re eligible for this bonus when you complete certain tasks within the app. There is frequently a $5 bonus with similar requirements, too.

Swagbucks Referral Bonus – When you refer a new user to Swagbucks, you’ll automatically receive 10% of your referral’s earnings. This bonus is completely unlimited, so you’ll earn money every time your referrals do.

Swagbucks Payment Options – Swagbucks pays you through PayPal in increments starting at $25 (2,500 SB). You can also choose gift cards starting at only $3 (300 SB) for Amazon and dozens of other popular stores.

Read Our Swagbucks Review

2. Ibotta

About Ibotta – Ibotta is consistently our top pick for receipt scanning apps, and it’s easy to see why. Use this app to get cash back on products you already purchase. Ibotta is partnered with hundreds of merchants, so you can choose from thousands of cash back options.

Ibotta also allows you to earn cash back when you shop online. You’ll also find monthly and weekly bonuses for buying certain items. These make it easy to boost your earnings quickly. Overall, Ibotta is a great way to make money when you shop.

Ibotta Signup Bonus – You’ll receive a $10 signup bonus when you download the app and redeem your first offer. Your bonus will appear in your account balance once you’ve scanned your first receipt.

Ibotta Referral Bonus – You’ll receive a $5 referral bonus each time you refer someone to Ibotta. You can find your unique promo code in the Ibotta app. The bonus appears in your account once your referral scans their first receipt.

Ibotta Payment Options – You can cash out your earnings through Paypal and Venmo. You can also purchase gift cards for Amazon, Target, WalMart, and dozens of other retailers.

Read Our Ibotta Review

3. Shopkick

About Shopkick – Shopkick is another one of our favorite receipt scanning apps, but it really stands out from others. Shopkick is a bit more fun and interactive. You earn points called Kicks when you purchase certain items at various retailers. Once you scan your receipt, your Kicks appear in your account.

You can earn Kicks simply by walking into certain retail stores like Target and Best Buy. You instantly get Kicks when you scan barcodes for items featured in the app, too. At some stores, you can link your card to earn a certain amount of Kicks for every dollar you spend. Our Shopkick review features example scenarios to show you how much you can earn.

Shopkick Signup Bonus – You’ll get a 250 Kick ($1) bonus when you sign up for Shopkick. The Kicks will appear in your account balance if you use the app within seven days of creating your account.  

Shopkick Referral Bonus – You’ll earn a 250 Kick ($1) bonus every time you successfully refer a new user to Shopkick. If your referrals use the app within seven days of signing up, the bonuses will appear in your account balance.

Shopkick Payment Options – Shopkick pays via gift cards for major retailers. Some popular picks include Amazon, Target, Walmart, Sephora, Best Buy, and many more.

Read Our Shopkick Review

4. Drop

About Drop – Drop is a convenient cash back app that’s very easy to use. You simply link your credit and debit cards to the secure app. When you make purchases at certain retailers, you’ll automatically earn cash back. You choose five retailers whenever you download the app.

For every dollar that you spend, you’ll earn a certain amount of points. The amount varies with each merchant, but the points usually equal 0.5% to 2% cash back. You’ll also get free points when you complete one-time tasks. For example, you earn points when you follow Drop on Twitter or you make your first purchase with a linked card.

Drop Signup Bonus – When you sign up for Drop using a referral code, you’ll receive a 1,000 point ($1) bonus. The bonus appears in your account once you’ve linked your first credit or debit card. You can download the app, create your account, and use our code frugal4less.

Drop Referral Bonus – For every person you refer to Drop, you’ll earn a 1,000 point ($1) bonus. You can find your unique referral code in the app. Your bonus appears once your referral links their first credit or debit card.

Drop Payment Options – Drop pays via gift cards for major retailers. Some current options include Starbucks, Amazon, AMC, Best Buy, Groupon, and more.

Read Our Drop Review

5. Acorns

About Acorns – Acorns is a user-friendly app that lets you automatically invest your spare change. The app does all of the legwork for you by choosing which stocks and securities to invest in. You can invest by rounding up your purchases to the nearest dollar, so you just need pennies to get started.

If you’re new to investing money, Acorns is pretty ideal. The process is explained in terms that are easy for anyone to understand. There are also different investment levels, options for savings accounts, and more. Our Acorns review offers helpful details and step-by-step instructions.

Acorns Signup Bonus – You’ll receive a $5 signup bonus when you register as a new user.

Acorns Referral Bonus – The referral bonus for Acorns changes from time to time. During the latter half of September 2018, users received a $500 bonus for making five successful Acorns referrals. In July 2018, users received a $50 bonus for making three successful Acorns referrals.

Acorns Payment Options – Acorns users earn money based on their investments.

Read Our Acorns Review

6. Pinecone Research

About Pinecone Research – Pinecone Research is well-known for being a professional and reliable survey company. You earn money by completing surveys through the app or website. These market research surveys ask you about different products and services you use. Your feedback helps improve those products and services.

Each Pinecone Research survey pays $3 and takes about 15 minutes to complete. You’ll receive an e-mail whenever you’re eligible for a survey. Eligibility depends on your demographic information. Many users can take 1 to 2 surveys per week, but it varies for each user.

Pinecone Research Signup Bonus – Pinecone Research does not currently offer a signup bonus to new users.

Pinecone Research Referral Bonus – Pinecone Research does not currently offer a referral bonus to users. However, you can learn about the affiliate program through their website.

Pinecone Research Payment Options – Your first payment is made via a paper check in the mail. This confirms your identity and the information you’ve provided. You can receive additional payments through PayPal.

7. Ipsos i-Say

About Ipsos i-Say – Ipsos is one of the world’s largest market research firms. The Ipsos i-Say website and app allow people to take surveys about their opinions on products, services, politics, and more. You receive points for each survey you complete.

Surveys are typically worth 45 to 90 points each, but there are occasionally 100 to 200 point surveys available. If you are disqualified from a survey, you’ll still earn five points. 100 points are equal to $1.00 on average. The exact value depends on the payment option you choose.

Ipsos i-Say offers participation bonuses. When you complete five surveys, you’ll receive 25 bonus points. For 10 surveys, you’ll receive 50 bonus points. This reward system maxes out at 600 points for completing 200 surveys.

Ipsos i-Say Signup Bonus – Ipsos i-Say does not offer a signup bonus at this time.

Ipsos i-Say Referral Bonus – When you refer a new user, you are entered into sweepstakes for $5,000.

Ipsos i-Say Payment Options – Ipsos i-Say pays via PayPal or e-gift card. Some of your gift card options include Amazon, Starbucks, and Target.

Read Our Ipsos i-Say Review

8. MobileXpression

About MobileXpression – MobileXpression is a straightforward survey app. The only task you have to do is complete surveys. However, MobileXpression uses a totally passive method for additional earning. Data collection is continuously performed by the app. This is done for market and Internet research information. Read our MobileXpression view to learn about the security of data collection.

The rewards system for MobileXpression is somewhat different than other survey apps. Each survey is worth a different reward – points, cash, and more. You’ll know the reward before you take a survey, so you can pick and choose which ones you want.

MobileXpression Signup Bonus – Mobile Xpression sends you a free $5 Amazon gift card one week after you register. All you have to do is download the app and let it run for at least one week.

MobileXpression Referral Bonus – There currently isn’t a referral bonus, and this may be because the app is fairly new.

MobileXpression Payment Options – MobileXpression has diverse rewards. If you take surveys for points, you can redeem them for various gift cards. There are also options for cash payments and sweepstakes entries.

Read Our MobileXpression Review

9. Dosh

About Dosh – Dosh is another popular cash back app that simply pays you to shop. You link your credit and debit cards securely through the app. Dosh partners with several different retailers, so you earn cash back when you shop at those places. The list of retailers is very diverse, and there are even some international options.

Dosh pays in the form of Dosh Dollars. One Dosh Dollar is equal to $1. Every retailer will net you a different amount of cash back. For example, let’s say you spent $25 at Starbucks. If the cash back offer was 7%, you’d earn $1.75 in Dosh Dollars. It’s very straightforward, and the app has a strong positive reputation.

Dosh Signup Bonus – You get a $1 signup bonus when you download the app and link your first credit or debit card.

Dosh Referral Bonus – You get a $5 referral bonus when you refer a new user to Dosh. In order to receive your bonus, your referral must link a card and make a purchase. You can also make money by referring businesses, which is explained in our Dosh review.

Dosh Payment Options – Dosh pays via PayPal or direct deposit to your bank account. You can cash out your earnings once your balance is at least $15.

Read Our Dosh Review

10. PointClub

About PointClub – PointClub is a user-friendly survey platform where you get paid to complete market research surveys. There are multiple surveys available every day, so you’ll always have chances to earn money. PointClub surveys are usually worth 200 to 2,000 points each. You’ll also earn 12 points if you’re disqualified from a survey.

One very unique PointClub feature is their level-up system. This 10 level system rewards you for logging in for a consecutive number of days. For example, you’ll reach Level 2 and get a 20% increase on all of your survey earnings. You reach Level 2 by logging in five days in a row. Your level and percentage increases for every five days you consecutively log in.

PointClub Signup Bonus – You get a 5,000 point ($5) signup bonus for joining as a new PointClub user. You can earn 1,500 ($1.50) more bonus points when you complete various registration steps.

PointClub Referral Bonus – PointClub doesn’t currently offer a referral bonus, but you can learn about their affiliate program through their website.

PointClub Payment Options – PointClub pays via PayPal or digital gift cards for Amazon or Tango.

Read Our PointClub Review

11. Zap Surveys

About Zap Surveys – Zap Surveys is another fairly new survey app, but it’s quickly become a popular pick. It has excellent ratings from users, and the app is user-friendly. The surveys collect consumer opinions for market research.

Zap Surveys is an app-only platform, and you sign up using Facebook or your e-mail address. The company states that each survey pays a minimum of $1. If you’re disqualified from a survey, you can still earn money based on the demographic information you provided.

Zap Surveys Signup Bonus – This isn’t technically a signup bonus, but you get paid $6.25 for completing your first survey. You can do this as soon as you’ve downloaded the app and registered.

Zap Surveys Referral Bonus – Zap Surveys pays $0.15 to $0.50 bonuses depending on the type of referral you make. You earn $0.15 for each individual person you refer. You earn $0.50 when you share Zap Surveys on Facebook and Twitter.

Zap Surveys Payment Options – Zap Surveys pays via PayPal or digital Amazon gift cards. You need a $25 minimum account balance to get paid.

Read Our Zap Surveys Review

12. Nielsen Computer & Mobile Panel

About Nielsen Computer & Mobile Panel – Nielsen Computer & Mobile Panel is a completely passive way to earn money. All you have to do is install the Nielsen app on your phone, tablet, and/or computer. The app collects data when you shop, use your browser, and more. This is done securely, and your anonymous data is used for market research.

Nielsen uses a point-based system to reward users. The amount of money you can earn varies. You’ll get more points if you use the app on multiple devices. The type of device(s) you use and your location are additional factors. Our review of Nielsen Computer & Mobile Panel explains this in more detail.

Points can be used to purchase gift cards. There’s no telling how many points you’ll earn. Some users get $30 per year in points and others get $50. But keep in mind this is 100% passive, so you’re getting free rewards no matter what.

Nielsen Computer & Mobile Panel Signup Bonus – There is no signup bonus listed at this time, but many users report receiving a welcome bonus.

Nielsen Computer & Mobile Panel Referral Bonus – There is no referral bonus listed at this time.

Nielsen Computer & Mobile Panel Payment Options – Nielsen pays you via gift cards, and you have many options to choose from. Gift cards start at $5, which is equal to 805 points. Some of your options include Amazon, Starbucks, and Target.

Read Our Nielsen Computer & Mobile Panel Review

13. TruNow

About TruNow – TruNow is a new receipt scanning app, but it’s very different from others. This app gives you cash back when you get fuel for your car. TruNow partners with various gas stations, so you’ll have to use their partners to earn money. The app is also a tool for locating the lowest gas prices near you. This makes the whole process very easy.

Download the app and make sure to turn on your phone’s location. This allows TruNow to show you where you can get cash back for gas. It typically lists gas stations within a one-mile radius, but you can expand to see more options. Fill up your tank, scan your receipt, and you’ll earn cash back.

The amount of cash back varies. For example, you may earn 2% at one gas station but more at another. You can also get cash back by purchasing certain items. However, this earning option is pretty limited. You’ll likely find one or two items per gas station.

TruNow Signup Bonus – You get a $2 signup bonus with promo code TOF19. The bonus is credited to your account when you scan your first receipt.

TruNow Referral Bonus – You get a $2 referral bonus every time you successfully refer a new user to TruNow. The bonus appears in your account once a referral scans their first receipt.

TruNow Payment Options – TruNow pays via PayPal, or you can use your earnings to get free gas. Our review of TruNow explains the step-by-step process for getting free gas.

Read Our TruNow Review

14. Makeena  

About MakeenaMakeena is another unique receipt scanning app. It works like most of the others, but you earn cash back by purchasing healthy foods and eco-friendly products. Specific foods and products are listed in the app. You simply purchase them, scan your receipt, and get cash back.

Makeena will also pay you to scan your receipts even if you don’t buy their featured products. Locate the ‘Any Receipt Bonus’ in the app, scan your receipt, and you’ll get 50 points. This is one of the many incredibly simple bonus features. Our review discusses additional bonuses.

This app doesn’t restrict your shopping to specific stores. They partner with healthy and environmentally friendly brands. You can buy the brand name products at any retailer that carries them. Each item you buy is worth a certain number of points. For example, 1,000 points could convert to $1 depending upon the brands chosen.

Makeena Referral Bonus – There is currently a 1,000 point ($1) referral bonus that you receive when new Makeena users enter your promo code. Your unique promo code can be found in the app. The referral bonus changes occasionally; it’s previously been $2 and $5.

Makeena Payment Options – Makeena pays you via PayPal or Venmo. You can request payment when your account balance is at least $20.

Read Our Makeena Review

15. Fetch Rewards

About Fetch Rewards – Fetch Rewards is a well-known receipt scanning app. It’s like Ibotta in the sense that you earn cash back for buying specific items. However, with Fetch Rewards, it doesn’t matter where you buy the products. The only downside is that there aren’t as many offers to choose from.

Each product you buy is worth a set amount of points. Products usually range from 250 to 2,000 points per offer. For reference, 1,000 points are equal to $1. So while there aren’t as many products as Ibotta, the pay per item is consistently higher.

Fetch Rewards Signup Bonus – You earn a 1,500 point ($1.50) signup bonus when you sign up and use referral code HH3MN. The bonus is credited to your account when you scan your first receipt.

Fetch Rewards Referral Bonus – You earn a 1,500 point ($1.50) bonus for every successful referral you make. You will find your unique referral code in the app. The people you refer will also get a 1,500 point bonus. You’re awarded your points whenever they scan their first receipt.

Fetch Rewards Payment Options – Fetch Rewards pays via gift cards. Some of your options include VISA digital prepaid cards and digital gift cards for Amazon, Target, and Best Buy

Read Our Fetch Rewards Review

16. MyPoints

About MyPoints – For more than 20 years, MyPoints has offered Internet users different ways to make money online. The main focus used to be earning cash back by shopping, but now it’s similar to other GPT apps. Aside from cash back, you’re rewarded for completing surveys, reading paid e-mails, watching videos, printing coupons, and more.

MyPoints states that every day you can earn up to 500 points watching videos, up to 300 points per survey, 25 points per dollar spent (cash back), and more. Each point doesn’t have a set value; it depends on the payment option you choose.

MyPoints Signup Bonus – MyPoints currently offers a free $10 Amazon gift card to new users. You’re eligible for this gift card when you make one or more qualifying cash back purchases totaling $20. The signup bonus offer may change periodically.

MyPoints Referral Bonus – You can earn a 750 point bonus for every successful referral you make. To earn this bonus, your referrals must make a cash back purchase of $20 or more within 30 days.

MyPoints Payment Options – MyPoints pays via PayPal, or you can choose from a variety of different gift cards. Some popular gift card options include Amazon, WalMart, and Starbucks.

Read Our MyPoints Review

17. InboxDollars

About InboxDollars – InboxDollars is an extremely popular GPT app and website. They’ve been around since 2000 and paid out over $57 million in rewards to date. You can earn money on InboxDollars by taking surveys, reading e-mails, performing web searches, signing up for trial offers, watching videos, shopping online, and more.

There’s no point system with InboxDollars; each task is worth a set amount of money. Quick and simple tasks usually pay between $0.01 to $1.25. Trial offers are the highest paying tasks on InboxDollars and are usually worth several dollars each. There are always thousands of tasks available.

InboxDollars Signup Bonus – You automatically get a $5 signup bonus when you create a new user account.

InboxDollars Referral Bonus – You get 10% of your referral’s earnings for life. This means you’ll always be getting extra money when your referrals are actively using the app or site.

InboxDollars Payment Options – InboxDollars pays via paper check, digital VISA prepaid card, and a variety of other digital gift card options.

Read Our InboxDollars Review

18. YouGov

About YouGov – YouGov is a popular international survey site and app, and it’s pretty unique compared to similar platforms. YouGov surveys are usually about politics, current events, media, entertainment, and similar topics. You simply give your honest opinion, and there are no right or wrong answers. The answers you give are anonymous, and you’re never screened out of surveys.

Each YouGov survey is worth a specific number of points based on the survey’s length. Surveys usually pay 500 to 2,000 points each. Surveys may take up to 20 minutes to complete, but the average time is closer to 7 to 12 minutes. You’ll receive alerts via e-mail or the YouGov app when a survey is available for you.

YouGov Signup Bonus – You’ll receive a 2,000 point signup bonus when you register and fill out your profile.

YouGov Referral Bonus – You’ll receive a 4,000 point bonus for every successful referral you make. Once your referral completes four surveys, your bonus will appear in your account.

YouGov Payment Options – YouGov pays via gift card, and each gift card is worth a different amount of points. For example, you need 35,000 points to redeem for a $15 Amazon gift card.

Read Our YouGov Review

19. SavvyConnect

About SavvyConnect – SavvyConnect is a semi- passive money making app created by SurveySavvy. SurveySavvy is a top international survey platform that was established in 1999. SavvyConnect also offers paid surveys on occasion, but you mainly earn money passively through data collection.

You start by downloading the SavvyConnect app on your smartphone, tablet, and/or computer. You can link one of each device to earn as much as possible. The secure app collects data when you use your Internet browser. Your anonymous data is used to research trends related to search terms, shopping, and more.

SavvyConnect pays you $5 per month for each device you use. This means you can earn up to $15 per month. However, you do have to actively use the Internet on each device. If you don’t use a device for 60 days, you’ll automatically stop earning money for it.

SavvyConnect Signup Bonus – SavvyConnect doesn’t advertise a signup bonus at this time.

SavvyConnect Referral Bonus – SavvyConnect doesn’t advertise a referral bonus at this time.

SavvyConnect Payment Options – SavvyConnect pays via paper check in the mail. You only need a minimum of $1 in your account to request payment.

20. Shoptracker  

About Shoptracker – Shoptracker is an incredibly simple and passive way to earn money. This app is designed to automatically track your Amazon purchases. Your buying habits are recorded to improve products and collect market research data.

You’ll earn $3 for each month that you keep Shoptracker downloaded on your computer and/or mobile device. All you have to do is take an easy 1-2 minute survey once per month. You’re essentially receiving free money just for shopping on Amazon.

Shoptracker Signup Bonus – You’ll receive a $3 signup bonus when you install the app and create a new account. Your bonus will be sent to you in 48 hours or less.

Shoptracker Referral Bonus – Shoptracker does not offer a referral bonus at this time.

Shoptracker Payment Options – Shoptracker pays you each month with a $3 digital VISA prepaid card. You can use this to shop online like you would with a credit or debit card.

Read Our Shoptracker Review

Final Thoughts

If you want to start the year off right, try out some of the best money making apps for 2019. Pick the ones that suit you, and you can immediately begin earning cash and free gift cards. These 20 apps are excellent choices, but there are even more ways to make money online. Read 25+ Best Survey Sites: Get Paid $600/Month Or More From Home to discover some great options.

Earn Free Cash Online: The Survey Junkie survey site is a FREE survey site that pays you to take surveys online. There's absolutely no cost to join, and payouts can be made to either PayPal or for a gift card of your choosing. The best part? Some people are earning at a rate of up to $15 - $20 per hour. It's 100% free to join. We've partnered with Survey Junkie to give you a 25-point sign-up bonus when you register using our link and complete your initial profile information.


  1. Julie Oct 20, 2018
  2. stephen f Feb 15, 2019
  3. Joshua Werner May 22, 2019

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