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How to Make Money and Break the 1%

How to Make Money and Break the 1%
Jennifer Leach Oct 22, 2019
Want to Earn Some Extra Money?

You’re determined.

You’ve decided you want to be rich.

You’ll work hard and do what you need to do but, one thing is clear, you’re going to be wealthy.

This is a decision a lot of people make for themselves and a personal goal I’ve made for myself.


The truth is, while more money can bring more problems, as the song goes, rich people problems are not the same as poor people problems and most folks will want to be in the “rich problems” category.

How can you actually make money and break the 1%?

Let’s take a close look and uncover this.

The One Percent

What does this mean, anyway?

You may have heard the term “breaking the one percent” and scratched your head wondering what it actually meant.

This refers to the top 1% of wealthy people compared to the remaining 99% who earn a median income.

That’s what “the 1%” is.

Eye-opening isn’t it?

It also refers to the 1%, in addition to being the most wealth, but also controlling the world’s flow of money.

The smallest percentage of the population controlling the world’s money.

With such an uneven distribution of power and money, it really seems unfair doesn’t it?

And, when it comes to money, there is even more income equality, in all facets of life.

What Does it Take To Be Part of the 1% Society

If you’re in this elite club, that means by income, an individual’s income is exceeding $300,000, according to this source.

At $300,000/year salary, that means you make a whopping $25,000/month.

And, by net worth, you’ll be valued at over $10.3 Million!

What does it actually take to get there?

Hard work and determination, sure, but to be part of the 1%, you will need a LOT more to hit this goal in your lifetime.

How Do People Reach the 1%?

Want to know how the wealthiest actually make their money?

The money comes from these categories:

  • Wages and salaries
  • Total capital income
  • Capital gains
  • Rent
  • Interest
  • Dividends
  • Profits

Wages and Salaries

If you think about it, there are only so many hours in the day and there’s only one of you, so wages and salaries income can be limited.

Unless, you expand your staff, outsource work and increase your salary due to increased manpower, there are going to be some barriers to this form of income.

When you start to make some of these changes (described above), you start operating as a business, growing your profits.


Profits come from your business.

You provide a product or services, sell to the public and make money.

You have business processes, equipment, tools, technology, and a team backing you here, so this form of income, profits from a business, is unlimited.

Total Capital Income (including capital gains, rent, interest, etc.)

Then, we have total capital income that can come from interest, investments, rent and other sources that fall into this category.

This is also unlimited and makes up one of the largest chunks of income for the 1%.

So, when you’re thinking of replicating this income strategy to make your way to the top 1%, keep these income categories in mind.

The 1% of America

According to the Economic Policy Institute, this means a family should be earning around $421,000 with varying thresholds that differ from state to state.

How Many People Are in the 1%?

Looking at the 2015 tax statistics, around 1.4 million tax returns fall into this bracket.

What’s Considered Rich in the U.S.?

According to a Charles Schwab survey, rich is considered having an average of $2.4 million.

Perks of Being A One Percenter

Why do people want to be in the 1%?

Did you know that when you’re wealthy, many are afforded more opportunities than the poor?

Getting free services, discounts, exposure to luxuries, networking opportunities, and just the ease of accessing basic necessities.

Things that are difficult for the 99%.

Wondering what this means?

Just take a sneak peek at how the life of a one percenter looks like.

And, in this article, you’ll find 6 incredible benefits of being super wealthy, including:

  • Financial freedom
  • Greater opportunities
  • Higher quality of health
  • Education and self development
  • Crisis management

Financial Freedom

Of course, financial independence is on the top of the list.

The uber-rich are afforded the thing most of the general public is seeking, financial freedom.

That means, freedom to travel, buy everything (or almost everything) that you want, the ability to enjoy the luxuries in life, fine food, living in a beautiful neighborhood, access to the best schools for kids and more.

Most of all, peace of mind.

Knowing that if an emergency arises that you will be worry-free in the finances department, because you’ve got it covered.

Exposure to More Opportunities and Options

The more wealthy you are, the great opportunities and options are available to you.

  • Elite clubs
  • Schools
  • Access to material things (clothes, cars, etc.)

Higher Quality Health

The wealthy live longer than the poor.

No surprise there.

Because of their easy access to money, the rich have the ability to eat a more nutritious diet, access to top rated fitness experts, medical facilities, and more.

Education and Self Development Opportunities

Access to world class advisors and educators falls in this category.

Crisis Management

And then lastly, crisis management which means if something troubling may arise in life, the wealthy have financial resources to cope with this burden.

Looking at the Other End of the Spectrum

Thinking about those not in the 1%, how fair is this all, really?

Is it fair that the wealthy live longer than the poor?

And what about access to quality education.

Shouldn’t everyone have the same privileges?

That’s what the Occupy movement is all about.

They want to educate the public about this and make real change happen.

Put down Tinder and smell the roses.

This is the real truth out there, when it comes to one percenters.

Breaking the One Percent

When it comes to breaking the one percent, Occupy is doing their part to help make that happen with Occupy movement.

If we look at the 99%, here’s the reality they face regarding:

  • Financials
  • Number of opportunities
  • Quality of health
  • Education and self development
  • Crisis management

Financial Health Among the 99%

One thing is certain, finances may be an issue for those in the 99%.

With income being uncertain, that means..

  • People aren’t making enough money
  • People aren’t saving
  • People are being stricken with financial emergencies they cannot overcome

First, if people aren’t making enough money, their financial health will be poor.

Not earning enough means struggling in every aspect of life:

  • Shelter
  • Food and water
  • Health
  • Emotional/spiritual
  • Family life

How Many Opportunities Are There Really?

Opportunities are undoubtedly less for the 99%.

This extends to job opportunities, education, community, and other areas.

Health Quality for Median Income Earners

Then, we look at the quality of health for the 99%.

What does this look like?

  • Skipping dentist appointments
  • Not affording healthcare
  • Getting sick from the stress of finances and experiencing more stress because of expensive or nonexistent healthcare options
  • And, more!

Did you know that the U.S. spends substantially more on healthcare than in other wealthy countries?


It’s not because Americans get more care, it’s because the prices are higher.

In fact, the top best countries for healthcare are:

  • Germany
  • Hong Kong
  • Netherlands
  • Switzerland
  • Singapore
  • Luxembourg
  • Japan
  • Sweden

Many other countries citizens lean on the government more for healthcare.

What does this mean?

Free or very inexpensive healthcare costs for their citizens.

USA Today reports that the typical healthcare costs for a family of 4 is over $28,000/year!

With healthcare costs rising above an already expensive level, how can people afford to healthcare?

Education and Self Development

The best schools are the most expensive.

Ivy league institutions like Harvard, Yale, and Stanford are not an option for many of the lower, middle and even upper middle class.

The 99% don’t get afforded the opportunity to improve their education, learning from top schools like these because money is a barrier.

Managing Crisis

Lastly, crisis management.

This means for people stricken with emotional grief, depression, or those who need direction, it’s harder than ever to see coaches, therapists, and other professionals because income makes it out of reach.

Why You’ll Never Be A Millionaire

Can you really make it to the top 1%?


But, it’s a difficult journey and while tons of people have had this goal, many fail.

This is why you will never be a millionaire.

  • You don’t invest (including not investing in yourself)
  • You started too late
  • You don’t save (or you don’t save enough)
  • You don’t have a spending/budget plan
  • You fail to think about taxes

And, these are just a handful of the reasons.

You Don’t Invest

Number 1 is investing.

Investing is one of the biggest chunks of change that the 1% get their income from.

If you are not investing, you’ll never meet your goal of becoming uber-wealthy.

You Started Too Late

Next, you started too late.

Can you become a millionaire at 55?

Maybe but, it’s going to be a lot harder than if you were 25.

You want time on your side.

Regardless of the age you are now, the point of sharing this is, you’ve got to start now and not delay.

If you start too late, you lessen your chances of reaching your goal.

You’re Not Saving

Third, you are not saving.

This is pivotal.

You’ve got to save and you’ve got to save a lot!

Recommended reading: 16 Extreme Ways to Save Money

You’re Not on a Spending Plan

Fourth, is your spending plan, or your budget.

If you are failing to budget, it means you may never be good with money and being good with money contributes to money confidence.

And then, there are the taxes.

You’re Not Tax Planning

Tax prep and tax planning means keeping a close eye to how you’re being taxes.

For example, consider if you get a tax refund at the end of every year.

It sounds good but in reality, you’ve given the government an interest free loan when you could’ve been using that money to grow your savings or paying off high interest credit card debt.

The Occupy Movement

The Occupy movement is one of the most powerful socio-political movements.

It started September 2011.

It was born from the tire and upset that grew over the 1% continuing to grow in power and wealth while the 99% was left behind.

Lobbyists should act morally.

Banks should act morally.

Money should not influence legislative decisions.

This was not/is not the case and there’s economic imbalance.

The Occupy movement used non-violent strategies to make a statement and ensure that their message was heard.

Social media fueled their message and news of their existence spread across the globe.

The Core Goals of The Occupy Movement

They seek to take the money out of politics.

They push for income equality.

They are for the Robin Hood Tax.

They want stricter tax evasion laws.

They want less tax breaks for the rich and more for the middle class.

What Is Their Overall Objective?

The goal is for political and social equality.

And today, the movement is still as alive as ever.

Check out some of their wildest stories.

The Takeaway

The goal is to level the playing field and that’s done through changes in legislation to close those loopholes that the 1% use.

What else can be done?

Share your opinion on what you think can be done. We’d love to hear from you!


Jennifer Leach

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