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SaveUp Pays You To Save Money And Pay Off Your Debt

SaveUp Pays You To Save Money And Pay Off Your Debt
Jason Wuerch Sep 2, 2016
Want to Earn Some Extra Money?

Most rewards programs focus on ways to earn some extra cash in your spare time. SaveUp is a rewards program that helps you focus on saving your money. Not only are you able to get some extra cash for improving your financial well-being, but you’re also able to develop positive financial habits.

What Is SaveUp?

SaveUp is a rewards program that encourages positive financial behavior. They do this by giving you rewards for paying off your debt, contributing to your 401k, paying off your credit card accounts on time, paying off student loans and much more.

This works by linking your existing financial account to the SaveUp network. Although this may sound a bit scary, SaveUp will never track your personal information or any other type of information that could jeopardize your financial accounts. For example, they won’t be able to access your bank account or have access to your credit cards.

The only data they do collect is that of your spending habits, how much you spend, what you’re paying off and the products that you’re buying.

Each time you deposit money or pay down debts, your SaveUp account rewards you with credits that can be exchanged for plays. These plays can then be used to enter weekly drawings, participate in their 2 million dollar jackpot or play to win one of their cash prizes.

Each day your account gets reset to 3 plays just for having an account. However, the more you save, the more credits you can exchange for plays. A great way to earn some extra credits is by watching their videos and taking a short quiz afterwards. Each video rewards you 30 credits.

Is It Worth It?

The prizes they have available are a bit difficult to win

Since SaveUp doesn’t require any extra work past the initial setup and linking your financial accounts, we do consider it worth it. Once you get past this point, all you have to do is spend and save like you normally would and log-in once a day and take a second to play for one of their prizes.

It may be a while before you actually earn anything with SaveUp, but there have been cases in which people have been able to win $5,000 or more.

How Do I Get Started With SaveUp?

Getting an account registered with SaveUp is incredibly simple. In order to ensure that you don’t miss any details, we’re going to break it down in just 4 easy steps.

1. Register.

You can register for a new SaveUp account by clicking this link here. Enter in your email and create a password in order to get started. If you’d like, you can use your Facebook or PayPal account to register.


2. Link accounts.

Once you get your account setup, go ahead and link your financial accounts. All of your password and user information is read-only, so none of your information is actually stored. You can link bank accounts, credit cards, 401ks, mortgages, auto loans and more.

3. Earn credits and plays.

Each time you save money or pay down a certain type of debt, your account earns credits. These credits can be exchanged for plays which can be used to play games and contribute to your overall cash prizes. You can also use plays to enter drawings and participate in their 2 million dollar jackpot.

saveup cash out

4. Play.

Use your plays to try and win cash prizes. Next to each prize, you’ll see how many plays have been put into it by other players as well. Some of these have gotten upwards to 30,000 plays. The more plays you put into a prize, the higher chance you have of winning. Keep in mind that each day your plays will reset to 3.

saveup prizes

What Are Other Rewards Program Like SaveUp?

What’s great about SaveUp is that you can earn credits just by linking you accounts. We’re going to introduce some other programs that also help you save money.

Data Wallet

Data Wallet is a free mobile app that pays you to link your social media accounts. None of your messages or any other personal information will be compromised. They mostly track the pictures you share, how many times you send messages, what comments you leave and more – something most people can already see. Expect to earn anywhere from around $30 – $50 per month, but it can be difficult getting people to actually buy your data. The more accounts you link, the greater chance you have at selling your data.

Click here to read our Data Wallet Guide


I earn an extra $2 – $3 per month using DataCoup. This works in a very similar manner to Data Wallet. Instead of just linking your social media accounts, you can also link your credit cards. The payout is much lower, but you’re almost always guaranteed to get paid. I haven’t touched my account in almost a year, and I recently checked back to find an extra $30 in my account. While it is a small amount, it does add up.

Click here to read our DataCoup Guide


GiftCrush isn’t an app that pays you to link your social media or financial accounts, but it does help you earn a solid, passive income. Earn on average $5 per month just by leaving the app installed on your phone. They give you about $20 every 3 months with a bonus of $1 just by using it for your first full day. The things they track is the length of your phone calls, how many messages you send, what apps you’re using, etc. Again, no personal information such as message content is tracked by them.

Click here to read our GiftCrush Guide

Final Thoughts

If you’re looking for a rewards program that pays you to save or something to help motivate you to save even more, SaveUp is a great program just for that. Use the other apps we mentioned above to earn a more passive income and not put much effort into increasing your overall wealth.

Have you ever used SaveUp? Let us know what your experience is down in the comments below, or feel free to leave any questions. Thanks for reading and happy frugaling!

Jason Wuerch

My name is Jason Wuerch and I'm currently located in Madrid, Spain running a personal finance blog called Frugal For Less. My goal is to help everyone and anyone willing to make and save money through easy and simple ways that don't require much effort. Just because you're frugal doesn't mean you have to give up life's luxuries.

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