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With so much of our finances automated, we often might not realize just how much of our finances we can automate.
Automation might not be everyone’s preference, but there are services out there that can handle negotiating your bills and managing your monthly expenses automatically.
Rather than fighting with your service providers about paying more for your services and not feeling valued for your loyalty, these sites can step in and work on your behalf to lower your monthly bills, meaning you save money and pay a fair price for services such as your phone, cable, and internet bills.
When service promotions end, your bill typically skyrockets, forcing you to try to negotiate with your service provider or pay higher prices for the same services.
These sites can do the negotiating for you, and so much more. Here are the top four sites that negotiate your bills on your behalf.
Using advanced artificial intelligence, Trim is a service that communicates with your service provider on your behalf to lower your bills. Trim primarily works as a chatbot, although it can send and receive emails with your service provider if a chat option is not available.
When you sign up for Trim, saving money and reducing your monthly bills has never been easier. Your purchases are scanned when you link your credit card, debit card, or bank account and are categorized so that you can see where your money is going month over month.
It’s also the leading bill negotiation service out there, working with most major service providers for phone service, cable television, and internet.
Trim monitors your service bills and looks for savings. When it does see a chance to negotiate your bills, you’ll be notified and asked to give Trim permission to negotiate on your behalf.
As soon as you grant permission, the artificial intelligence program will contact your service provider to reduce your bill while keeping the same great service and plan that you already have.
Not only will Trim negotiate your home services, but it can also review your car insurance and alert you when it finds options that provide the same great coverage for less.
You shouldn’t have to pay more for the same service or insurance, and with Trim, you’ll have advanced artificial intelligence on your side to help maximize your savings.
Signing up for Trim is incredibly simple.
All you need to do is sign up with your name and contact information, link your credit or debit card information to track purchases and get alerts when you’re spending more than you should, and upload your service bills so Trim can work on your behalf to lower your bills.
How Does Trim Make Money?
One of the best parts about Trim is that signing up for the service is free and you won’t pay monthly subscription fees or one-time up-front fees. The only time you’ll ever pay Trim is when Trim successfully lowers one or more of your bills.
When Trim lowers your bills, you’re only charged one-third of the total amount saved.
For example, if Trim saves you $120 over the course of the year, Trim would take $40 for successfully lowering your bills, which is a win-win for both you and Trim. You pay less for your services and Trim takes a small portion of the savings.
Simply upload your bills to have Trim review your plan, price, and available options for lowering your bill. Then, Trim’s artificial intelligence contacts your service providers to skillfully negotiate your bills.
Trim will never change your plan or service provider, meaning you don’t have to worry about getting lower-quality services. If Trim can’t successfully negotiate your bills, you don’t pay anything.
Clarity Money is there to help you take back control of your finances. Offering a robust selection of financial services, Clarity Money is a one-stop-shop solution for most, if not all of your financial needs.
First and foremost, Clarity Money can help you track and detect unwanted subscription services that you may not even know you’re paying for.
Using artificial intelligence and machine learning, Clarity Money can automate your savings by canceling your unwanted subscriptions.
Simply link your credit cards, debit cards, and bank accounts and your transactions will be automatically scanned and analyzed.
Access your Clarity Money dashboard to see exactly what services you’re paying for every month.
Want to cancel something? Tap the charge on your dashboard and you can have Clarity Money cancel the subscription for you, making it easier than ever to reduce your monthly expenses.
You won’t have to contact the service provider to cancel, meaning you save time and effort while saving money automatically.
Additional Clarity Money Services
As we mentioned, Clarity Money can do much more than just detect your monthly subscriptions and streamline the cancelation process.
You’ll get efficient financial management tools that help you stay under budget and reduce your spending.
When you link your credit card, debit card, or bank account to Clarity Money to monitor subscriptions, it will also categorize and analyze your spending.
You’ll get real-time reports on where your money is going and what you can do to reduce unnecessary spending.
The app will alert you when you spend too much in a specific category, and Clarity Money will help you set specific spending and saving goals based on your current financial health.
Clarity Money also allows you to open a Marcus Online Savings Account and will partner with you to set a savings goal and automate your savings.
Set your goal and give Clarity Money access to automatically move money into your savings account and meet your goals faster.
Another popular financial management app, Hiatus can help you lower your bills automatically in a wide range of categories.
Focusing on primarily credit-based bills, such as credit cards, car loans, and mortgages, Hiatus automates saving by analyzing your accounts and recommending personalized action plans to help you lower costs and interest rates on your loans.
Hiatus wants to help you optimize your rates through automated artificial intelligence. It doesn’t make sense to constantly monitor rates on credit cards, loans, and mortgages, which is where Hiatus comes in.
Your accounts will be constantly monitored, and if there’s an opportunity for an interest rate reduction or a more competitive price, you’ll be alerted and instructed on how to take advantage of the savings.
In addition to monitoring credit card offers, mortgage rates, and car loan refinancing, Hiatus can also help with student loans, utility bills, and even customized savings plans.
With over half a million users and counting, Hiatus is a fantastic resource for managing your expenses and taking control of your finances.
How Does Hiatus Work?
Hiatus is a simple and straightforward way to reduce your bills and get control of your financial health.
Once you sign up for your free Hiatus account, you’ll simply need to connect your credit cards, debit cards, bank accounts, and service provider accounts. Hiatus uses bank level 256-bit encryption to secure your information.
The intuitive dashboard shows you what you’re paying for every month and allows you to cancel unwanted subscriptions right from the dashboard.
Hiatus also monitors your bills and alerts you if you’re paying too much for a service or a loan based on available options such as a new service plan, provider, or refinancing to a lower interest rate.
Use Hiatus’ one-touch bill negotiator to lower your bills using artificial intelligence.
Finally, track your net worth and get personalized recommendations to help grow your wealth. Hiatus makes it simple to reduce your bills and create a custom plan for your financial success.
The final site on our list is Truebill, another incredible service that can help lower your monthly bills automatically.
Simply download the app, connect your accounts such as your credit card, debit card, bank account, and service accounts, and start taking advantage of Truebill’s powerful financial management tools.
Truebill can help you cancel unwanted subscriptions and will negotiate with service providers on your behalf to lower your bills.
A surprising number of consumers have subscriptions that they don’t even realize they pay for, and Truebill can easily detect those subscriptions, show you how much you pay, and even create a streamlined calendar that shows you what bills are due when.
If you no longer need a subscription, simply let Truebill know and they’ll cancel it for you.
Never overpay for services again by taking advantage of Truebill’s negotiation services. They can negotiate your phone, cable, insurance, and utility bills so you don’t have to.
You can even get a refund through Truebill’s negotiation program when your services go down, meaning you don’t pay for services when they’re not available.
What Else Can Truebill Do?
In addition to helping you detect and cancel unwanted subscriptions, as well as negotiate your bills on your behalf, Truebill offers even more financial tools that you can use when you sign up for an account.
The easy to use dashboard gives you a snapshot of your financial health, showing your account balances, due dates, and personalized financial advice.
Track your spending with Truebill’s app. You’ll see exactly how much money you’re earning and spending, and where exactly your money is going every month.
Set limits and alerts in spending categories to reduce your spending. Automate your savings and allow Truebill to move money into your savings account to meet your savings goals.
Set the amount, frequency, and overall savings target and let Truebill help reach your goals faster.
Are These Sites Worth It?
These four sites alone have helped millions of users reduce their bills through automated negotiation services. Using artificial intelligence programs, these sites negotiate on your behalf to lower your service bills.
There are many consumers out there who lack negotiation skills or simply don’t want to go through the hassle of contacting a service provider to discuss lowering their bills.
When you sign up for any one of these services, you no longer have to worry about getting in touch with your service providers to negotiate your bills.
In addition to these incredible negotiation services, you can get so much more when you sign up for these sites.
Financial management tools, personalized financial advice, and subscription detection services are all available with Trim, Clarity Money, Hiatus, and Truebill.
Whether you’re looking to lower your monthly bills, find tools to help you better manage your money, or both, signing up for any one of these sites is a smart financial decision.
How Much Can I Save?
While savings will vary person to person depending on your current services and service providers, the cost savings that any one of these sites can provide may be significant.
When it comes to negotiating your existing services, users report saving as much as 30% or more on their service bills without having to change plans or change service providers, which is a significant cost reduction over the course of just one year.
Even if the negotiation services can’t lower your service bills, it doesn’t mean you can’t experience real cost savings with other services such as subscription detection and custom financial advice.
Additionally, these sites will continually monitor your service bills and accounts and will alert you when it may be possible to reduce your bills.
Don’t keep paying the same price for the same old service. Let one of these sites handle your bill negotiation for you.
Wrapping It Up
As you can see, there are plenty of ways to take back control of your finances and lower your monthly expenses.
Do you have any experience using these sites, or do you have experience using a bill negotiation site not on the list? Let us know in the comments below!