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20 Ways Moms Can Make Money from Home

20 Ways Moms Can Make Money from Home
Stephanie Ford Aug 5, 2018
Want to Earn Some Extra Money?

The digital age has opened up extraordinary doors for moms wanting to work from home.

Whether it’s roles that allow you to earn a full-time income on your own terms or opportunities to generate some extra cash from the comfort of your couch – there has never been a better time to make money using nothing but your own ingenuity and skills, and a laptop with a stable internet connection.

We’ve compiled a list of some of the methods people are using to make money from home. Most of these don’t have large start-up costs or maintenance costs, so it’s simple to get the ball rolling.

Moreover, a lot of these methods either don’t require experience or allow you to build experience on the job and increase your wage as you go.

If you’re looking for some extra cash whilst your child sleeps or you’re hoping to build a business from home, here are some options for you:

1. Online Surveys

Online surveys don’t have the best reputation for making people money online. They can be valuable, but there is a lot of junk out there, as well as many sites that don’t pay out.

For the sites that do, there isn’t real potential for you earn a full-time income and you’ll likely find yourself doing a cost-benefit analysis on the surveys at some point.

That said, if you do have some time to kill, you can reasonably make an extra $100 or so per month.

All you need for the bulk of these sites is an email address and a computer browser, so there are no upfront costs.

If you’re concerned about email spam from fraudulent sites, it might be worthwhile creating a separate email address to use when you’re signing up for these sites as an additional precaution.

Don’t know where to get started? Here’s a list of some of our favorites:

Check out best survey sites list if you’d like to make some extra cash for your opinions.

2. Freelance

If you have an aptitude for writing, editing, marketing, administration, or design, you’ll be pleased to hear that there is a booming market for short to medium-term freelancers in these fields, amongst others.

There are a number of sites that connect businesses seeking freelancers with freelancers seeking work. Most sites have entry-level positions ranging through to roles requiring experts.

The benefits of this are twofold: first, you can build your experience while you work, and; second, you can easily command a higher salary as your skills grow.

Upwork, Fiverr and Freelancer are the top sites for writing roles and 99Designs is the most popular for creative contracts. You can sign up for these sites for free and start searching for work.

You’ll want a complete and professional profile to attract clients. Also, be sure to read about how their rating systems work. You can lose ratings (and credibility) over things like keeping old contracts open without activity.

You’ll need a computer and a reliable internet service for this type of work, but otherwise there are no other costs to start working.

The websites usually take a portion of the fee for the work that you complete instead, so make sure you consider this when negotiating your fee for the work.

3. Influencing on Instagram

The growing popularity of social media and the impact of social media influencers on consumer habits means that influencers are able to bill clients for advertising their products. Top influencers charge upwards of $25,000 for a single post on Instagram.

Whilst you’re unlikely to be able to make that amount of money in a year, initially, you are likely to be able to get some relevant products for free, plus a modest pay packet for your trouble.

You will need to build a following of at least 1,000 followers. It’s useful if your followers can come from the same demographic or have something in particular in common.

Children might be a good place to start. You will also need to commit to posting regularly, usually daily but at least a few times per week.

It takes a long time (1-2 years on average) to build your influence in a way that allows you to consistently receive money from advertising and it’s highly competitive.

That said, if you’re interested in social media and would be posting anyway, it’s a great way to earn some extra money without any extra effort.

4. Review Apps and/or Websites

A number of websites exist that allow you to get paid to provide feedback about a website or app. The pay for each evaluation and the time investment vary depending on the provider.

As with the online surveys, it’s unlikely that you could generate a full-time income from reviewing websites or apps – but it is possible to make a quick buck or two add up over the course of a month.

You can expect to make about $6-$8 per hour using the MyAppAware app, according to our reviewer. The site pays for referrals and typically has quite a lot of content available for review.

The upfront costs for downloading the apps are refunded – in addition to the payment for the review.  You’ll need a smartphone to complete these reviews.

If you don’t have a smartphone, or don’t like using it, you can review websites via your browser. User Testing has the best reputation and provides $10 per review.

Each review takes about 15-20 minutes and requires you to record your thoughts as you navigate various tasks.  You can find out more in our review.

5. Consulting

Financing, market research, law, web design, project management, SEO and app development are common skills that pave the way for a successful online consulting business.

You’ll benefit from having education and professional experience in the field before you go into consulting.

You don’t need to have the same charisma that coaches (typically) require, but business acumen and good communication skills are also a huge asset.

There are some initial costs involved with setting up a consulting business. You will need to purchase a domain and find a host. You might even have to pay for a web designer to create your page for you if you aren’t computer savvy.

There are also likely to be substantial time outlays, particularly for cold calling or emailing potential clients and general business administration.

It’s unlikely to be an instant money maker, but there are many success stories from digital nomads and stay-at-home professionals who have built successful consulting businesses online.

If you don’t want to go down the path of creating your own website and content, there are websites that allow you to advertise your consulting services via their platform in exchange for a fee.

ClarityMaven Research and Zintro are examples of the higher end consultancy platforms.

6. Paid browsing

Paid browsing isn’t going to make you wealthy, but you can earn a small amount of money or rewards each month just to browse the internet as you usually would.

You aren’t usually required to do anything extra after you’ve registered so it’s a convenient way to make passive income.

Smart Panel pays $5 to those who meet their qualifications and then an additional $5 per month to keep the app installed. The Microsoft Rewards program provides users with points that they can exchange for gift cards.

Qmee pays cash or provides gift cards for users who click on the results shown in the Qmee sidebar after you’ve performed a search via a search engine.

You can also get paid to conduct internet research for companies such as Leapforce and Wonder. It is possible to earn up to $20-$30 per hour if you become a very skilled researcher, however, the pay is usually in the region of $10-$15 per hour.

You don’t need to have any formal qualifications to undertake this type of research, but researching skills that go beyond asking Google to give you the answer plus strong English language skills are a must.

We reviewed Leapforce earlier, so check out our review for some extra insights.

7. Skillshare

Skillshare allows you to make passive income (after the initial work is complete) via recorded ‘lessons’.

You don’t need to be a professional teacher or an expert in your field. You just need to have a skill that would be valuable for others to learn and equipment to record the lesson.

You receive payment for every minute that students spend watching your class and also by student referrals. You receive $10 each time one of your students signs up for a premium account.

You can capitalize on this by building a channel with a variety of classes providing details about different but relevant content. This will obviously require a bit of forethought so that you aren’t consistently covering the same topics in your classes.

Making money this way requires time, attention to detail and some technical know-how but once you’re set up you don’t need to invest huge amounts of time on an ongoing basis.

Average teachers on earn approximately $3,000 per year. Leading teachers earn up to $40,000. The referral scheme for teachers is quite generous – $50 for a referral after the referred teacher publishes their first class.

8. Mechanical Turk

Mechanical Turk is an online crowdsourcing marketplace that connects individuals with businesses who require human intelligence to perform tasks that are beyond the scope of current technologies.

Whilst this may sound fancy, the work is often menial, boring and poorly paid – with the average user earning just $2 an hour and just 4% of users earning more than $7-25 per hour.

That being said, there is potential for individuals to earn in excess of $10 an hour if the right type of work is targeted.

If you’ve got a spare few minutes and you’re hoping to earn some extra cash, it is possible to do so using Mechanical Turk. There are filters that allow you to target the jobs that pay a higher rate and tests that you can take that qualify you for higher paying roles.

You need to be able to write eloquently and quickly in order for the platform to be a worthwhile moneymaker.

You also need to note that there won’t always be higher paying tasks available and the general consensus on the internet is that it is not worthwhile completing the tasks at a lower rate, unless you are satisfied earning around $2 an hour.

9. Medical Transcription

There are plenty of opportunities for workers to earn a decent salary from home working as a medical transcriptionist.

This one will require a bit of training, but fortunately there are an increasing number of low-cost or free training options becoming available.

If you can’t afford the low-cost options and can’t find an employer willing to train you, you can often up-skill for free at local community colleges and agencies.

Entry-level positions usually require the applicant to have computer skills and a background in transcription or high scores on a typing test, but training is provided to applicants who pass the test.

The salary is typically lower for applicants who don’t have formal qualifications, but Payscale estimates the average hourly wage for entry-level positions to be $13.93.

If you don’t have any experience, consider applying for GMR Transcription, M Modal, Net Transcripts and UbiQus. With a bit of experience, consider applying for Precision Transcription or Preferred Transcriptions.

The requirements for each company varies, so don’t despair if you don’t qualify for the first one you look at. You can usually choose to work full-time or part-time and the hours are typically flexible, as long as you return the work within a specific timeframe.

10. Coaching Services

People have been benefiting from coaching for a long time. The benefits of coaching that are frequently touted include increased productivity and performance, as well as improved self-confidence, mood, relationships and work/life balance.

Technology has made it possible for coaches to find and support clients from afar and the life coaching industry has exploded in recent years.

Traditionally, coaching was seen as something for athletes. However, people seek coaches for any number of skills these days. Parenting coaches, finance coaches, life coaches, career coaches and spiritual coaches are all making money online.

You’ll likely need some qualifications to be a successful coach, but experience in the field goes a long way with potential clients too.

Websites such as Life Coach Spotter, Find My Coach and Training Peaks (for triathletes, cyclists, and runners) frequently hire coaches. The payment varies depending on the type of service you provide and the number of clients you take on.

You can also set up your own coaching website. The benefits are that you will receive all of the funds for the coaching – you don’t have to pay any commissions or fees for membership.

This option requires a lot of additional work at the beginning and will require you to pay for the domain and hosting, as well as any insurances that you might require.

11. Teaching a language

You’ve been tasked with teaching your kids a language and there are plenty of other clients out there who would be willing to pay you to teach them.

The huge demand for language teachers is unlikely to go away in the near future.

You have several options for teaching a language online: you can find an employer, you can find a website host, or you can try your luck finding clients for Skype lessons.

Employers find clients for you and pay you per lesson. A lot of the time they already have the resources, programs and lesson plans prepared for you – so whilst the hourly rate might be lower, you also don’t have to spend time outside of class preparing.

Check out Qkids and VIPKid if you’re hoping to find an employer.

Websites like iTalki, VerbalPlanet or Preply allow you to create an online profile and build a client base from visitors to their website.

It’s competitive, but you can set your own rate and your own hours which is an enormous benefit. You also need to bear in mind that these sites don’t provide you with materials for the class, so you’ll need to take time to prepare for each class.


There is plenty of money to be made trading in shares, but it’s not something I’d recommend if you don’t have some experience or guidance and some wiggle room with your cash.

Shares usually take a long time for their value to grow, so if you’re looking for a quick cash injection, this is not an option for you.

Bearing in mind that investing in shares is a gamble, they pay out dividends in the short term and gain value in the longer term. So, if you’re a savvy investor and have time to spare, then researching and investing in shares can be a great way to build your savings for the future.

That said, don’t let your lack of knowledge or lack of savings stop you investing. There is a wealth of information and expertise available online for new investors and investing small amounts of money is all the rage at the moment.

You can check out our blog post detailing 5 Apps That Help You Invest. The first app on this list is Acorn – an app that allows you to invest your spare change. Seriously. The minimum investment is $5.

13. Other investments

You can use the money that you have saved to make more money by taking advantage of the various other financial products on the market today.

You’ll need to bear in mind that, generally, if an investment opportunity seems too good to be true – it probably is. You’ll also need to consider your risk profile before you make any investments.

Riskier investments tend to have a better rate on the return, but if the investment doesn’t pan out then you’ll lose your money. You’ll need to decide (or consult with a professional) whether that’s something that you can live with.

At the safe end of the spectrum, high-yield savings accounts and term deposits pay higher amounts of interest than regular checking accounts.

There are often fees or penalties associated with removing funds from the accounts, but you aren’t likely to lose money by investing in these accounts.

At the other end of the spectrum lie investments like cryptocurrencies, peer-to-peer lending, REIT’s and currency trading. You can find out more in our blog posts about Ways to Invest with $500 or Less and 12 More Uncommon Investments.

14. Travel Agent

If you love to travel, you could consider working as a home-based travel agent. There are a bunch of companies that hire remote travel consultants and customer service representatives.

Many of these positions come with the potential to access discount travel, so if you do travel – this will be a big money saver for you.

The job is customer-service orientated and commission-based so you’ll need to be comfortable with and adept at pushing sales.

Experience in the travel sales industry will broaden your opportunities, but those with limited to no experience are not precluded from working from home.

Your best bet if you don’t have previous experience is to join a host travel agent where you will benefit from their marketing, insurance, commissions, pricing training programs.

There are often fees for commencing these programs ranging from (approximately) $100-$700.

You can start your search for roles at Flexjobs. The site allows you to filter search results so you can search exclusively for full-time or part-time roles, or any number of other options.

The average annual salary for a full-time travel agent is in the region of $27,000-$37,000.

15. Start a blog

Starting a blog requires passion, determination, a small cash outlay and your time. Blogs work best when you work with something you are passionate about and when the content is consistent.

So, if you’re passionate about both raising a baby on a budget and luxury handbags and you want to blog about both – you should consider starting two blogs. The traffic visiting the budget baby site is unlikely to be interested in luxury handbags and vice versa.

Getting started with a blog has never been easier. When you use our link for Bluehost, you get a discount on hosting for only $3.95 per month and a free domain your first year. That’s under $50 to maintain your site your first year of blogging.

You can make money from your blog in a number of ways. You can sell private ads, use Google AdSense to place banners on your site, include links to affiliate sites, sell digital products, sell physical products or sell memberships.

You’re really only limited by your creativity when it comes to making money from the blog.

Bear in mind that simply starting a blog won’t make you rich.

You need to create quality content consistently to drive traffic. It is time-consuming and, unless you’re in a position to contract freelancers or hire employees to create content for you, you’ll need to work on the blog content on an ongoing basis.

You can find some helpful advice in our article outlining 7 Detailed Steps To Start A Successful Personal Finance Blog.

16. Sell some of your old stuff

America has more self-storage facilities than McDonald’s. What’s more is that the stuff contained in the self-storage facilities is often worth less than the annual cost of renting the space.

Getting rid of the stuff means that you’ll save on the rental costs whilst also having made some money from the sales.

There are many ways to get rid of your old stuff. Craigslist (check out our article about making money from free stuff using Craigslist), eBay and Gumtree are popular, but there are a bunch of niche apps and websites and more are popping up every day.

Carousell is a popular app for buying and selling lightly used clothing and accessories and ThredUP achieves the same thing on your browser.

ThredUP initially was solely for the resale of lightly used baby products, so if your little ones have outgrown some clothing that is otherwise perfectly fine, you can sell them via the ThredUP marketplace. You can sell your old electronics to Gazelle (check out our review).

Be sure to adequately describe the item and take photos of any defects. You want the person buying the product to be fully aware of any issues with the product.

You’ll hurt your chances of selling products in the future if you have a reputation for being a dodgy seller.

17. Art and photography

If you have any artistic ability, then there is potential for you to make some money from your work.

Art is unlikely to make you wealthy overnight, but if you build a client base and a decent social media following, then there is no reason that you can’t bring in an extra few thousand dollars a year from your creative endeavors.

Selling your art is the first port of call for artists. The advent of social media and sales platforms means that you no longer have to ‘be discovered’ by a gallery or the like to sell your art.

You can use websites like Shopify, Etsy, eBay, Society6Zazzle and even Amazon to sell your works. Each has different commissions or fees associated with the sales so be sure to read the terms and conditions.

You can also use Instagram, Facebook or other social media sites to post images of your art and wait for interested buyers to contact you.

You’ll need to build up a decent following on social media to succeed, but word-of-mouth is powerful and, over time, you should be able to increase your following if you post creative and interesting content with appropriate hashtags.

18. Podcasting

Plenty of comedians use their kids for inspiration for content and there’s no reason that you can’t do the same via podcasting. The number of motherhood podcasts is on the rise with hosts talking about anything from spiritual guidance to parenthood tips.

Much like blogging, podcasting requires you to invest your time and perhaps some money in equipment. You’ll need some technical know-how or the ability it finance outsourcing the editing, uploading and other post-production tasks.

Again, this is not an instant money maker. It usually takes well over a year before you will start to bring in money from the show, but you’ll be building your experience and expertise during that time.

You can make money from podcasts by inserting paid ads into the show, via Patreon or by using the show to sell your own product.

Much like with social media influencing, if you can demonstrate that you have a number of dedicated followers within a specific demographic, you are likely to be able to find companies willing to pay for advertisement within your show.

19. Social Media Management

You’ll need to invest a bit of time up-skilling if you don’t already have experience in this sphere, but there are plenty of free courses and resources available online.

You’re best off specializing on one or two specific social media platforms so that you can market yourself as an expert.

It’s also wise to test your approaches on your own social media accounts to find out what works and what doesn’t before trying anything experimental with new clients.

You’ll likely need to offer to do some work for free or at a discounted rate to gain your first few clients. Consider it an investment in a testimonial or positive feedback so that you can grow your client base later on.

If you want to grow your own business, it’s possible to find clients via Facebook (do yourself a favor and use a Facebook business page), Instagram (again, a business account) or via your own website.

Be sure to display your client testimonials and case studies prominently on these pages. You can also join the Social Bakers marketplace so that clients can find you.

20. Rent Out Your Spare Space

If you’ve got some spare space, why not make money using it? Airbnb allows you to rent a room to travelers who need a place to stay. Sometimes the stay will be just a night or two, sometimes it will be longer term.

You’ve got discretion to say no to the booking if they’re asking for something that isn’t convenient for you.

Airbnb protects the renter from damage with their insurance scheme and listing your property is free. They’ll take a fee each time the traveler books, so the amount that you set per night is typically the amount that you’ll receive.

The travelers leave reviews, so be honest about your listing. Don’t underestimate how far some perks (like shampoo, fresh towels and linen, and a good atmosphere) will take you.

The platform is usually pretty competitive so bad reviews will kill your listing pretty quickly.

Finally, check the legality of Airbnb in your area. Fines from local councils will be expensive so it’s not worth it if you’re government doesn’t agree with the platform.

Final Thoughts

We hope you’ve enjoyed this list of 20 ways moms can make money from home. If you see something that’s not on the list and should be, let us know in the comments below. Thanks for reading and happy frugaling!

Stephanie Ford

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