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10 Ways To Make Money Online With Paypal and Without Investment

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Want to Make Extra Money Now?

If you’re into the idea of making money with zero investment online, you’ve probably considered PayPal as your primary method of payment.

PayPal is one of the most preferred ways to get paid online because of its fast and secure mode of operations.

It’s very convenient as compared to waiting for a mailed check.

PayPal has dominated the scene of the online transaction as far as sending and receiving money is concerned.

This payment gateway has been a favorite among businesses and individuals alike since the expansion of the dot com bubble.

The eBay-owned company is among the most successful online eCommerce marketplace online.

Many people are not aware of how easy it is to earn money online using PayPal. Some are small tasks, while most are passive income methods.

This post will focus on how you can make money with PayPal with no investment while helping you pick out legitimate sites and programs to earn money from. These can be helpful, especially when you need to make money fast:

Table of Contents

1. Share Your Opinion with Different Survey Companies

If you have a couple of minutes to spare during the day (or night) and you like airing out your views, you can get paid to do it online.

There are different survey platforms online in which you can do so and receive your payment in gift cards or cash rewards via PayPal.

The following are some of the best survey sites to get started on right now:

Survey Junkie

This paid online survey program is probably the easiest way to make money online at the moment. If you fully commit your time and effort on filling out surveys and completing specific tasks, they send your way, you can easily make anywhere between $5 – $50 every single day.

Survey Junkie is free to join. Any amount above $10 you make will be sent directly to your PayPal account.


Like Survey Junkie, Swagbucks rewards members with points as soon as you complete any task they send you.

The tasks include searching the web, watching videos, taking surveys, completing offers and doing your shopping online.

The moment you accumulate enough Swagbucks points (otherwise known as SBs), you can redeem them for gift cards and cash rewards.


MyPoints primarily pays you to complete paid surveys online. You also get paid to watch commercials or videos, read emails, shop online, use their engine to search for stuff online among many other tasks. Points you accumulate on MyPoints can be traded in for gift cards and cash.

Of course, your earnings will be cashed out via PayPal. The minimum points you need to have before you cash out is 4550, which is equivalent to $25.

Ipsos I-say

On Ipsos I-say, you can get personal invitations via email for new surveys from different companies. In a month, you can get as many as eight invitations. As you get paid to fill out surveys, you also get paid to take part in focus group discussions, test products and refer friends.

For every survey you complete, you earn a point. When cashing out with PayPal, one point equates to 0.98 cents.

Other reputable online survey programs you should join include Opinion Outpost, MySurvey, iPoll, and Toluna.

For all these sites, you can work from anywhere provided you have a functional PayPal account, laptop, internet connection and a passion of airing out your opinion on various goods and services.

2. Download Free Grocery Saving Apps

Is it really possible to make money while saving it at the same time? Well, you’ll never know unless you give it a shot.

There are tons of apps you can use to save money on groceries. Ibotta is one of those apps that you should be having on your phone right now.

Before stepping into the store, open the Ibotta app and tap on the store you want to shop at. Next, browse through all the available offers the store has to offer.

Ibotta has well over 300 store partners, including Walmart, Target, Costco, Publix, Albertson’s, Walgreen’s and Sam’s Club.

Offers you’re entitled to dwell solely on products (hundreds of them) that you can add to your Ibotta account. From there, you can go on with your shopping as you normally do.

When you finish shopping, scan the receipt of your barcode onto your phone. Alternatively, you can simply scan the receipt and send it to the Ibotta team for verification. Your Ibotta account will then be credited based on how much you set aside from the offers.

The money you receive from ibotta can be transferred directly to your PayPal once you reach the minimum transfer threshold of $20.

When you sign up, you receive a cash bonus for doing simple tasks including referring friends and signing up.

You can withdraw the extra cash after you’ve made just enough for withdrawal. With grocery apps, you can save big on groceries without having to print out or clip coupons.

Here are a few of our other favorite receipt scanning apps:

You can check out our full list of receipt scanning apps that pay.

3. Get Started as a Freelance Writer

If you have a passion for writing; why not make money from it? Experienced freelance writers are getting paid via PayPal to write blog posts, white papers, eBooks, as well as B2B or B2C copywriting.

While you can use popular freelancer platforms such as Fiverr, you can keep up to approximately 20% of what you make from job boards.

That easily translates to less money in your account, considering not all clients place their jobs on job boards.

To be a freelance writer, you don’t need a writing background or a good command of the English language.

While these may come in handy at some point, you can make money writing about what you’re passionate about the most.

As easy as most bloggers make it seem, launching your freelance career is more than just signing up on ‘bid to write’ sites, taking gigs from job boards and write your way to the bank.

Freelance writing requires a load of hard work and a couple of lean times before you strike it rich. Here are a few strategies you can use to build your freelance writing career:

  • Pick the right niche for you. Identify the suitable niche that you excel in the most. Of course, you’ll gain more as you write more; for now, choose one or two topic areas that you feel are current and on demand.
  • Use WordPress to create your site. Look up other freelancers’ websites and borrow a thing or two from them. Your site should be in sync with your writing niche, details your background and puts your portfolio out there.
  • Your samples should be impressive. They should also be directly related to your niche. Put them up on your site’s portfolio page, as well as other places such as Medium and LinkedIn Pulse. Your samples could also appear on other blogs as guest samples.
  • Begin pitching to companies and individuals via email. Do your research on the best place to send your pitch. You should be prepared for no replies or outright rejections.

Take the Earn More Writing course for more in-depth information on how to boost your writing career from where it is right now.

4. Become an Affiliate Marketer

You have the best chance of making PayPal money as an affiliate marketer if you have a blog or a website.

Each time a purchase is completed after the referral link on your marketing platform, you get compensated with a small commission.

Affiliate marketing is among the easiest and most cost-effective ways of marketing since you don’t have to come up with a product or worry about how to sell it.

All that’s required from you is to activate a linked connection of the buyer to the seller and get money on your PayPal account as a commission. Most online companies that put domain services or shoes up for sale offer affiliate programs.

You can make money as an affiliate marketing through these three main payment terms: Pay Per Click (PPC), Pay Per Sale (PPS), Pay Per Sale (PPL).

By signing up for any of these programs, you get a unique tracking link. This link will be used each time you try to market it on your blog or website.

One mistake you can make as an affiliate marketer is to promote every product and register it using alternate affiliate programs. You won’t deeply rely on them because the end result would be rather disappointing.

Instead, try as much as you can to attract your intended traffic. Do this by combining graphics, ad copy as well as a link on Google AdSense and other paid services. This simple move will get paid regardless of whether the visitor on your site buys the product or not.

5. Apply for an Online Virtual Assistant Job

Being a virtual assistant is another legitimate way to make cash online with PayPal. There are various positions associated with being a virtual assistant.

For instance, you can manage a website by making sure it’s optimized for search engines, supervise social media networking, or manage e-mail accounts.

Clients may have different needs and they may, therefore, bring on board part-time or full-time VAs. You can also decide to open your own virtual assistant business. In the beginning, you’ll be required to do a massive amount of research.

The research you do should dwell on how you want your VA site to look, how you should present yourself and decide on the services you want to offer.

It’s also important to know how to manage your clients and find out the tools you need to deliver your work virtually.

Every virtual assistant has their own individual skills and they should comfortably fit into your business to suit its wants, needs, and circumstances. It’s up to you to see how your individual skills will apply to your business and how to make it better.

If you’re social media savvy, for instance, you may want to consider managing Facebook groups or tweets for your favorite blog.

If you find an opening for a VA, prove your worth to the blog or website you want to work for. It’s possible to earn more than $10,000 per month when working as a virtual assistant.

6. Transcribe Audio or Video Files Online

Even if you have no background in transcription, it’s possible to get money into your PayPal account by turning audio or video files to text format.

If you’re a beginner, you’re in luck considering transcription is among the fastest-growing employment ventures today.

There are also numerous online transcription companies you can join at any time. As a transcriptionist, you can get extra cash transcribing anything from YouTube videos to legal depositions.

Transcriptionists are hired regularly by companies in the entertainment, media, medical and legal industries.

Their goal is to have their files in different formats for them to be used in various ways. Every field in transcription has its own benefits.

Choosing to work on a variety of projects will bring you enough business that will enable you to plan a flexible schedule for yourself. The more companies are impressed with your work, the more work they will send you.

Though you can become a transcriptionist with no form of training whatsoever, it’s essential that you join a training program to teach you what you need to know.

From there, you can learn various facets of the business that will be beneficial to you as a transcriptionist.

A transcriptionist typically makes 5 to 7 cents per word, based on the level of their skill. You get to decide what you earn.

You can earn 10 hours a week or 50 hours a week and the time you put in the job will determine what eventually lands into your PayPal account by the end of the month.

7. Work as an Online Translator

You should consider signing up for a translator job if you’re fluent in more than one language. As the name suggests, translators translate different media in the form of audio, video or text from one language to another.

There are loads of sites where you can get linked to companies and individual clients who offer translation work and pay via PayPal.

The best thing about translation work is that you can take it up either on a part-time or freelance basis.

This kind of work can easily fit into your schedule – regardless of the time of day., Unbabel, CastingWords, TranscribeMe, Quicktate, Scribe, and Tethras are a few of the sites where you can find plenty of translation work to do on your own spare time.

All of these sites are 100% legit, pay via PayPal and have different cash-out amounts and times of withdrawal.

With transcription work, there’s no telling how much you can make. It will also depend on the client or company you work with. On average, you stand to earn amounts ranging from $7 to $25 per hour.

One thing is for sure: if you’re a ninja on the keyboard and your typing speed is better than most typists, this job is definitely for you.

Your job will be to listen to audio files such as an interview and transcribe the entire file as you hear it. The moment you do that, send it to your manager or client and get paid via PayPal for your hard work.

8. Teach Languages Online

There are a plethora of educational platforms online where you can teach students of all ages to speak a foreign language – one that you’re conversant with. These websites need teachers to steer the classes with up-to-date teaching guides and methods.

Because these lessons take place in an online classroom, there’s a lot of freedom in terms of your work schedule.

Some companies go as far as ensuring that you meet their standards by evaluating your qualifications.

If you plan on teaching English online, you’re required to have a legitimate TEFL certificate or a qualification of that nature. Some sites may even ask for a degree.

How much you make as an online language teacher will also depend on the company you work for. Based on figures from PayScale, ESL teachers make anywhere from $12.32 to $39.26 per hour. As mentioned earlier, there are tons of sites where you can join to teach languages online.

The following are some of the best sites to get started on right now and get paid via PayPal:

There’s more than one reason why teaching online can turn out to become the ideal job for you. You can use it as a means to make extra cash or just to finance your expensive lifestyle.

You can teach from anywhere, set your own hours/rates and save on commute since you won’t be moving from one point to another.

Ensure you have what you need and plan each of your lessons beforehand and most professionally.

9. Sell Stuff You Don’t Use Anymore Online

Do you have a stack of books in your shelf that is just gathering up dust for no reason? Is your closet bursting with clothes that you rarely put on? (Fun fact: studies show that we regularly wear only about twenty percent of our wardrobe).

Maybe you just upgraded your handset and your last one is stacked up with the rest of your previous ones in the basement.

Whatever the case, it’s highly likely that you need to get rid of old stuff you don’t find useful in one way or another.

An idea worth trying out is putting them up for sale online. The online platform is an excellent place to sell old stuff considering you have the world as your marketplace.

Whatever you don’t find useful or worth having may be of high value and importance to someone else.

How much you raise from selling stuff will rely on whether the online platform you’re using charges a listing fee.

While most require that you pay for a listing, there are a couple of websites that allow you to list the items you want to sell at absolutely no cost.

Those free listing sites may end up taking up a percentage of your profits (5% – 50%) once you’ve made a sale.

Commission fees mostly sit at 20%, more or less. Fortunately, the money you make from selling your old stuff will be sent directly to your PayPal account.

Common platforms to sell your stuff include Gizmogul, Nextworth, Gazelle, Swappa, Yoogi’s Closet and Cash4Books.

10. Join a Rewards Site

Second to filling out online surveys, being part of a rewards website is the easiest way to get free PayPal money fast. It’s a legit way to make extra cash without much hustle online.

Of course, they can’t make you rich, but they will allow you to make fast cash for performing the simplest of tasks including completing offers, answering simple questions and playing games.

Different rewards sites have different rates of payment. A number of them pay in the form of points, which have a higher value once you redeem them. This will make it a little challenging to give the exact figures as far as earnings are involved.

Even on the same platform, how much you can make per task tends to vary a lot. On Swagbucks, you have the potential to earn anywhere around $30 – $125 or more per month. This is based on Swagbucks members’ reports from Reddit.

If you create a free account on various rewards sites and make money on each of them, you can easily rake in hundreds of dollars’ worth of PayPal cash every month.

Save for Swagbucks, you can also sign up on legit reward sites such as InboxDollars, Gift Hunter Club, EarnHoney, or Perk.

A majority of these apps and websites compensate you in points which can be redeemed for cash via your PayPal account.

What Do You Need to Make Money with PayPal?

With the ever-growing number of online programs, making money with PayPal has become an almost effortless venture. The beauty of it is that you don’t have to invest a dime to start earning.

Aside from using PayPal to receive payment from the services you provide, you can also use it to cash out payments from various online programs.

All you need to do is create an account on PayPal either as a merchant or a customer. It’s pretty straightforward and free to sign up as a service provider, employer, buyer or customer.

Whether you provide your services to a client or buy stuff online, there’s every reason to open a PayPal account.

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