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101 Free Money Making Apps To Earn Extra Money (2020)

101 Free Money Making Apps To Earn Extra Money (2020)
Jason Wuerch Feb 5, 2020
Want to Earn Some Extra Money?

Want to earn free cash from your phone and earn it quickly? This list of 101 money making apps allow you to do just that.

By using the apps outlined in this article, you can easily make a few extra thousand dollars per year straight from your smartphone.

This article is quite long, so we’ve decided to get right to it for those who want to skip the long list of reviews.

Here’s a quick shoutout of our top 5 favorites:

  • LifePoints (earn $10 – $12/hour taking survey)
  • Swagbucks ($5 sign-up bonus – great all around short-task app)
  • Ibotta ($10 bonus after you redeem your first offer)
  • TopCashback ($10 sign-up bonus – earn cash back on your online shopping purchases)
  • Drop ($1 bonus when you link your first debit/credit card – earn cash back by making normal in-store purchases)

I’ve categorized this list into the following sections in order to help you quickly decide which money making apps are right for you.

Not only that, but each section also includes a detailed description of how to use the apps and also tips for maximizing your income.

Click on the links below to jump straight to that section.

Don’t have a smartphone?

Not to worry.

The majority of the apps on this list also have a desktop version so you can access them from any web browser.

Keep in mind that most of these apps only work in the US.

Furthermore, the majority of the apps on this list work for both iPhone and Android devices.

You can also purchase this article in eBook format on Amazon. With that said, let’s dive right in.

A. Receipt Scanning Apps

Receipt Scanning Apps were originally designed to pay you for taking a picture of your grocery receipt using your phone. Yet as of recently they’ve expanded to more than just groceries.

Now you can earn cash back on alcohol, electronics, online purchases, and even prescriptions. The type of receipt scanning app determines how you earn cash. From what I’ve seen, there are 4 different types of receipt scanning apps:

  1. Get paid to purchase specific items at specific stores. These receipt scanning apps require you to purchase specific offers at specific stores. If you don’t match both of these aspects with your receipt, you won’t receive cash back.
  2. Earn cash back as long as your item appears on the receipt. These receipt scanning apps don’t care where you make your purchase. As long as the product appears on the app, you’re going to get paid. Most of the receipt scanning apps are of this type.
  3. You earn cash back as long as you shop at a certain store. These apps only care about where you buy something, but it doesn’t matter what you buy.
  4. Earn cash back for having a receipt. These receipt scanning apps are the easiest to get paid for. It doesn’t matter what you buy or where you buy it. You receive cash back based on the total purchase price of your receipt.
How To Scan Your Receipt

When you do take a picture of your receipt, it’s important to keep your hand steady and keep the receipt on a flat surface. If the image comes out blurry, there’s a good chance the the receipt isn’t readable and your account won’t receive credit.

The great thing about receipt scanning apps? They can be deal-stacked, meaning you can use the same receipt for multiple apps to double or even triple your cash back amount.

Furthermore, be sure to include as much information on the receipt as you can when taking a picture. In order to avoid not having the correct information, we suggest simply taking a picture of the entire receipt to avoid any confusion.

For those interested to hear more details on receipt scanning apps, check out our top 10 list for apps that pay you to scan receipts.

101 Free Money Making Apps To Earn Extra Money

1. Ibotta

  • Registration Bonus: $10 after claiming your first offer
  • Join Ibotta

Ibotta is one of the highest-paying and best receipt scanning apps on the market. Earn cash back on your grocery receipts by taking pictures of specific products at specific stores. Receive a $10 bonus when you sign up and scan your first receipt.

Although you’re required to match both the product and the store, with Ibotta you don’t have much to worry about. There are plenty of offers available and they’re always adding more. You’ll soon find that you’ll be able to earn cash back from almost any common-name store.

Ibotta was originally intended to give you cash back for just groceries, but they’ve expanded. Now you can earn cash back on electronics, alcohol, dining out, shopping through other apps, and much more. Earn anywhere from $.25 to $5 in cash back per offer.

Read our Ibotta Review

2. Shopkick

Shopkick was originally created to give you rewards for walking in stores. Turn on your location on your phone and when you walk into their partner retailers you can earn points. These points can be exchanged for gift cards or cash prizes.

Shopkick since then has expanded greatly. Now you can earn points for linking your credit cards, shopping online and also scanning receipts.

Keep in mind that when scanning receipts with Shopkick you need to buy a specific product at a specific store. They also have a referral program that gives you a bonus of $.25 cents per referral.

Due to the variety of tasks you can complete with this app, it’s definitely not one you want to pass up.

Read our Shopkick Review

3. Fetch Rewards

Fetch Rewards is an app that’s very similar to Ibotta, but it doesn’t matter where you buy the product. As long as it shows up on your receipt and take a picture of it, you’re bound to get paid.

Since they’re a fairly new app they don’t have many offers available. Yet the cash back amount they offer is quite good compared to the other receipt scanning apps on this list. Expect to earn anywhere between $.25 and $2 per offer. Keep in mind you can scan more than one offer per receipt to increase this amount.

Right now you get a $1.50 sign-up bonus when you use the promo code HH3MN and scan your first receipt. Although the offers are quite limited right now, they are expanding quickly. You only need a minimum of $3 to cash out for a gift card.

4. BerryCart

BerryCart is great for those with specific health needs. If you’re looking for dairy-free, gluten-free, organic or any other type of specificity when it comes to food, this is the best app for you. Earn a $2 bonus when you register scan your first receipt and use the promo code 7xYw14Jb.

Aside from all of their great offers, what I really love about this app is its filtering system. For example, if you’re looking specifically for dairy-free products, you can filter all of their dairy-free offers. They’ll even tell you where you can buy them nearby.

Out of all of the apps that pay you to scan receipts, BerryCart is great for health nuts.

5. Checkout 51

Checkout 51 is one of the oldest receipt scanning apps out there next to Ibotta. Unfortunately, they haven’t expanded much in terms of their available offers. Yet this doesn’t mean you shouldn’t give them a go.

What’s unique about Checkout 51 is that they have quite a few fruit and vegetable offers. This is something that I haven’t seen on many other receipt scanning apps. Even though they don’t offer a registration bonus, you can still find quite a variety of unique offers.

Expect to earn anywhere from $.25 to $5 per offer. New offers are updated and available every Wednesday night. It doesn’t matter where you purchase your product, just as long as it’s on the receipt.

6. SavingStar

SavingStar was originally created to help you link loyalty cards from grocery stores into one account and reap rewards each time you make a purchase. This way you don’t have to constantly be carrying your loyalty cards around. Not only that, but you could also clip coupons electronically that would be automatically applied at checkout.

In addition to this, SavingStar now offers cash back for certain groceries at certain stores, and their payout is one of the highest on this list. The only downside is that they don’t tend to have many offers available.

What I personally like is that you can frequently earn cash back on fruits and vegetables. Unfortunately, there isn’t a sign-up bonus with this app. We suggest checking it out for its other features as well as receipt scanning capabilities.

7. MobiSave

MobiSave doesn’t have as many offers as its two counterparts mentioned above, but they’re quickly expanding. Earn a $1 bonus on sign-up when you scan your first receipt.

This app doesn’t care where you purchase the product, just as long as it shows up on your receipt. Expect to earn anywhere from $.10 cents to a few dollars per offer.

One unique thing about MobiSave is that they have a lot of offers that I don’t typically find with other receipt scanning apps. Earn cash back on baby items, prescriptions, beauty and health products.

8. ReceiptPal

ReceiptPal is similar to Yaarlo in the sense that they pay you no matter what you buy or where you buy it. Each receipt earns you a specific amount of points that be exchanged for gift cards or to enter a drawing.

The downside of ReceiptPal is that the payout of this app is quite low. You’re going to have to scan a lot of receipts before you’re able to cash out. Is it worth it? If you’re comparing it to other apps on this list, probably not. But it’s a great one for deal stacking.

Unfortunately, there’s no sign-up bonus as of yet. Keep in mind that sometimes they don’t accept new users.

9. Receipt Hog

Receipt Hog also pays you without worrying about what you buy or where you buy it. Like ReceiptPal, you receive a certain amount of points, or “spins” each time you scan a receipt.

Each spin can be used to play one round of hog slots. The payout is much better than ReceiptPal, and you should be able to cash out fairly quickly provided that you scan enough receipts.

There isn’t a sign-up bonus, but sometimes they have short surveys to earn extra points or spins. Keep in mind that they sometimes don’t accept new users. If this is the case, check back in a couple of weeks to see if you can join.

10. PunchCard

PunchCard is one of the newer receipt scanning apps on the market, and they’re definitely worth giving a go. They have some great offers. They’re currently partnered with a lot of popular retailers such as Subway, Target, and many other stores.

Not only that, but you’ll also find a lot of mom and pop locations you can earn cash back from with this app. Although you won’t earn as much as with Ibotta or Checkout 51, many of their partner stores won’t be found on other apps.

This is the only app on this list that cares about where you buy a product, but not what you buy. Unfortunately, at the time of this writing they don’t include a sign-up bonus.

11. Shopmium

Update: Shopmium is now part of the network. Earn discounts by clipping electronic coupons.

Shopmium is great for some of those more uncommon grocery items. For example, you might find cash back offers for beef jerky or 5-hour energy.

Use referral code KKKFFCEX to get an offer for a free Lindt candy bar. Like most of the apps on this list, you get paid for a specific product and it doesn’t matter where you buy it.

For those of you interested, Shopmium also has a French version since it was originally developed in France.

12. Walmart Savings Catcher

Don’t you hate it when you buy something only to find out that you could’ve bought it somewhere else for a much cheaper price? This is where the Walmart Savings Catcher comes in.

Scan your receipt with this app after any Walmart purchase and Walmart will check competing retailers nearby for a better price on any one of your products. If a store has a cheaper price, they’ll reward you the difference in Walmart gift cards.

Even if you don’t know if your product is found somewhere else at a better price, you might as well scan your receipt anyways. It could just so happen that they find a cheaper deal without you knowing about it.

B. Survey Apps

Survey apps are a great way to make some extra cash on the side. I personally make around $300 – $400 per month in extra income just by using roughly 10 of these apps.

With so many survey apps claiming you can make hundreds within a short amount of time, it’s difficult to determine what’s scam or legit. That’s why we’ve sorted through them for you.

All of the apps on this list are ones that I’ve personally used. They’ve all paid me on time and have paid me the correct amount.

The reason survey apps are able to pay you is because they use the information that you submit by selling it as market research. Companies take this data and use it to improve products and services that consumers like you and I use on a daily basis.

Use Multiple Survey Apps

I highly suggest using multiple apps. This is because there’s usually a limited amount of surveys on each app. By having multiple apps in your arsenal, you’re able to rotate between them and always have a way to make some extra cash.

Furthermore, even if a survey app has a lot of surveys, the amount of high-paying ones is most likely limited. For example, PointClub is one of my favorite survey apps, but I’m not going to participate in all of their surveys.

This is because PointClub has a limited amount of high-paying surveys at a time. I might take a few that pay at a rate of $10 – $15 per hour. Once these run out, I’ll go to the next app and repeat the same process. Eventually I’ll come back to PointClub at a later time and see if there are new, high-paying surveys that I can take.

Let’s get started with some of the best survey apps out there.

13. Ipsos

What I love about Ipsos is that they always tell you how long surveys are going to take. Furthermore, most of their surveys are actually much shorter than they say. I can make roughly $8 – $10 per hour with Ipsos as long as I stick to higher-paying surveys.

Each time you take a survey you’re also automatically entered in a prize drawing. Win cool prizes such as an MP3 player, gift cards and more.

Ipsos also rewards you for taking a lot of surveys. For example, when you take your first 5 surveys you’re automatically given 5 points. The more surveys you take, the higher up their rewards ladder you’ll move. Points can be redeemed for a gift card of your choosing.

14. Pinecone Research

With Pinecone Research, you always know how much you’re going to earn. They pay at a flat rate of $3 per survey and typically take anywhere from 10 – 15 minutes to complete.

Most of the surveys cater to your demographics as well as products that you frequently use. As a result, I find the surveys a bit more interesting than with most survey apps.

The only downside with Pinecone Research is the amount of surveys they have available. While I can sometimes receive one or two a week, there have been periods in which I’ve only received one or two a month.

Sign-up for email notifications to find out when a new survey is available. Cash out once you reach a minimum of $10 for gift cards, physical prizes or direct deposits to PayPal.

15. YouGov

YouGov is great for those who are interested in politics. Get paid to take surveys and polls regarding current events. You get a $2 bonus for registering as a new user, and most surveys tend to be short.

YouGov acts more like a community than the other survey apps on this list. Once you complete a questionnaire, you instantly know how other people answered the same question. This gives you further insight as to what the general public thinks when it comes to political issues.

The minimum payment threshold is set at $5, and I can usually reach this amount quite quickly. The $2 sign-up bonus definitely helps with this.

The only downside with this money making app is that sometimes it can take weeks before you receive your payments.

YouGov has a great referral program. Each time you refer a friend, you both receive a $2 bonus.

16. MySurvey

If you’re looking for short surveys at a decent payout rate, MySurvey is the perfect money making app for you. MySurvey always tells you how much you’re going to make and how long each survey will take before you actually start.

The more surveys you take with MySurvey, the more you’ll be rewarded. They reward frequent survey takers with more surveys and also higher-paying ones.

What I really like about MySurvey is their poll system. Answer a daily question and receive a couple of points for it.

MySurvey is available in the US, Australia and the UK. Points can be exchanged for gift cards, direct deposits to PayPal and also charitable donations to UNICEF.

17. Toluna Opinions

  • Registration Bonus: $2

Toluna Opinions is great for those who want cash fast. All payouts are made immediately after you request them. You need a minimum of $20 in your account to cash out for either direct deposits to PayPal or for gift cards. You also get a $2 bonus as a new user.

The surveys are a bit higher-paying with Toluna, which is great since you don’t have to weed out the lower-paying ones. Expect to earn anywhere from $1 – $5 per survey, and each one taking roughly 5 – 20 minutes each.

What I also like about Toluna Opinions is that they are great about telling you whether you’re ineligible for a survey a not. I usually find this out just answering the first question of a survey.

18. PointClub

PointClub is one of my favorite survey apps for multiple reasons. To start off, they immediately give you a $5 bonus for signing-up as a new user.

Not only that, but out of all of the apps on this list, I find that they tend to have some of the best hourly rates when it comes to taking surveys.

They also have a bonus program. For ever 5 days that you log-in consecutively, you get a 10% bonus of all of your survey earnings. You can keep increasing this amount until you reach a maximum bonus of 100%. However, if you forget to log-in for one day, your bonus will reset back to zero.

With the bonus applied, I usually earn at a rate of $10 – $15 per hour with the high-paying surveys. The surveys are also very easy to complete, and are typically more enjoyable than other survey apps on this list.

Unfortunately, this one is only available for Android users. If you still want to give PointClub a try without an Android phone, you can always take surveys using their desktop version.

You need a minimum of $25 in your account to cash out for either gift cards or direct deposits to PayPal.

19. QuickThoughts

QuickThoughts is known for more than just surveys, but we thought we’d put them under this section since the payout rate per survey is so high. The only downside is that there aren’t that many available. Expect to quickly earn an extra $30 taking surveys with this money making app.

QuickThoughts also gives you an opportunity to earn cash by completing small tasks in your area. Get paid to report prices in local supermarkets or scan barcodes on store shelves.

The larger your city, the more tasks you are likely to have. This is definitely one money making app you don’t want to pass up. Overall, I commend this app for its easy-to-user interface and functionality.

20. NiceQuest

The great thing about NiceQuest is that when you register you’re given a 40 shell bonus, and you only need 45 shells to cash out for your first $5 Fandango gift card. You’re given 6 shells for completing your first survey, so you can claim this gift card within literally 5 minutes of your time.

The surveys with NiceQuest typically have great payout rates. With NiceQuest, there are plenty of prizes to choose from, and this includes physical prizes as well as gift cards. Unfortunately, at this time there’s no cash out option directly to PayPal.

This is definitely one survey money making app that you want to add to your list. For those who want to spend less shells in chance of earning greater rewards, they also have drawings for items such as MacBook computers.

21. MySoapBox

If you’re looking for a mobile app with high-paying surveys, then you can’t go wrong with MySoapBox. They don’t bother with lower-paying surveys as they know their users won’t be interested in them. The only downside is that there aren’t many surveys available.

Since they don’t offer that many surveys, I highly suggest signing-up for their email notifications. Your first time cashing out you need a minimum balance of $25. The $2 sign-up bonus definitely helps in reaching this amount a bit more quickly. After you cash out for the first time, you only need a minimum of $1.

What I’ve noticed is that with MySoapBox the surveys are typically longer due to their high payout rate. While it may seem like a downside, it’s a great way to prevent burnout. In other words, there’s no need to be constantly searching for new surveys.

Each time you refer a friend using your referral link, you get a $1 bonus and your friend receives $2.

22. GlobalTestMarket

GlobalTestMarket stands out on this list due to the fact that they’re available to multiple countries across the globe. It doesn’t matter what country you’re in; as long as you have internet access, you’re more than likely going to be able to eligible to take surveys.

Some users have reported difficulties with registering. If this is the case for you, simply wait a few hours or refresh the page. In 2014 they awarded over 32 million USD in prizes to their members.

They have a long-standing reputation and pay out in both gift cards and PayPal deposits. What I also like about GlobalTestMarket is that you usually know within the first couple of questions whether you’re eligible to continue a survey or not. Many survey sites drag you halfway through a survey only to tell you that you can’t continue.

23. Valued Opinions

  • Registration Bonus: None

Valued Opinions is great for their high payout rate, as you can earn anywhere between $1 – $5 per survey. The best part? They always tell you how long a survey will take before you actually take it.

You’re awarded in points each time you take a survey. These points can be exchanged for gift cards to popular retailers such as Best Buy and Macy’s. Valued Opinions states that they can take up to 48 hours to deliver, but generally I receive rewards within 24 hours.

From my personal experience, surveys tend to take around 10 – 20 minutes each to complete. Earn more with the Valued Opinions badge system. The more surveys you take, the higher you will move up in ranking, and thus earn more per survey.

24. Zap Surveys

Zap Surveys is quickly becoming one of the best survey apps out there. Why? Although they don’t have as many surveys as other apps, the surveys they do have are always worth your time.

Typically you’ll receive a survey with a high payout that takes a short amount of time to complete. Not only that, but they guarantee you’ll get $6 for your first survey!

Zap Surveys is quickly making its way up this list as one of the best survey apps out there – highly recommended.

Read our full Zap Surveys Review

25. ShopTracker

If you love shopping on Amazon, then you might as well receive cash for it. ShopTracker works a little bit differently than most survey apps. Instead of getting paid to take surveys, you earn cash by allowing the app to track your Amazon purchases.

When you sign-up, you automatically get a $3 bonus after taking a short 3 – 5 question survey and linking your Amazon account. Once this is complete, leave the app installed on your phone and take a short survey at the end of each month about your Amazon shopping experience.

You earn $3 at the end of each survey, and all payments are made in the form of Visa gift cards. These gift cards can either be used online or in stores.

C. Online Shopping Portal Apps

Online shopping portals are websites that are partnered with thousands of retailers across the internet and place all of their affiliate links of the retailers onto one site. This means that if you click on one of these links and make a purchase at a specific retailer, they earn a commission.

Instead of keeping this commission for themselves, they give it back to you in the form of cash back. The amount of cash back you receive depends on the portal and also the store you’re shop at.

Sound confusing? It’s a bit difficult to understand how shopping portals work at first, so that’s why I suggest reading our full portal guide. Here’s a quick example of using one of the more popular shopping portals, Ebates.

  1. Sign-up for the free shopping portal here and enter in your name and email. Most portals give you a $10 registration bonus, and Ebates is no different.
  2. Use their search bar to search for the retailer you wish to shop at. Let’s use Sephora as an example
  3. You’ll be told how much cash back you can earn at each retailer. For Sephora, it says that we can earn 8% cash back on all items. Keep in mind there are sometimes exceptions to this; more often than not you won’t earn cash back for purchasing gift cards.
  4. Click on the “Shop Now” link to be redirected to the retailer’s page. The cash back portal will automatically keep track of your purchase.
  5. Within 30 days, receive the amount of cash back in your account. However, it usually arrives much sooner than this. Depending on the portal, you can redeem your cash back for gift cards or direct deposits to PayPal.

Hopefully that cleared things up a bit. Let’s go ahead and get into some of our favorite shopping portals. Keep in mind that although all of these portals have mobile apps, you can just as well use their website.

26. TopCashback

  • Registration Bonus: $10

TopCashback is by far one of my favorite shopping portals. They typically give you the best cash back rates compared to any other portal out there. Not only that, but you get a $10 bonus for registering as a new user and an additional $10 when you refer a friend.

They also frequently have specials in which they increase their cash back amounts. This often occurs during the holidays or during special occasions.

My favorite part about TopCashBack is that when you choose to redeem for gift cards instead of PayPal you get a 3% bonus added to your total withdrawal amount.

27. Ebates

  • Registration Bonus: $10

Ebates give you a free $10 gift card of your choice when you sign-up for a new account. While Ebates doesn’t typically have as high of cash back rates as their competitor TopCashback, you’ll still find a few stores that have better offers.

The best cash back rates for this portal is usually found around the holidays. You’ll usually find that they often promote special deals, such as double cash back, often beating out any of the other shopping portals.

What I personally love about the Ebates app is their great referral programs. Refer one friend and receive $5. However, refer 2 friends and get a bonus of $25, and 3 friends for a total bonus of $75.

28. BeFrugal

  • Registration Bonus: $10

BeFrugal is on par with TopCashback in terms of cash back rates. In fact, if you’re looking for the highest overall return, we recommend going with one of these two.

When you sign-up for BeFrugal, you get a $10 bonus and an additional $15 bonus when you refer a friend. Like any other portal on this list, you’ll find that the best deals usually occur around the holidays season.

Similar to TopCashback, BeFrugal also gives you a 3% bonus when you choose to redeem for Amazon gift cards instead of PayPal.

29. ShopAtHome

  • Registration Bonus$10

We don’t find ShopAtHome to be anything special when it comes to looking at shopping portals. However, we find it worth it to sign-up since they do give you a $10 registration bonus.

One thing that I’ve noticed with this ShopAtHome is that you’ll find a lot of stores on here that other shopping portals don’t have.

Not only that, but for more unique stores, ShopAtHome tends to have the highest cash back rates. It’s definitely a great portal to add to your list.

30. Extrabux

  • Registration Bonus: $5

On par with all of the other portals on this list, Extrabux also gives you a welcome bonus. You get $5 for free as a new user.

While the rates aren’t typically as high as the other portals on this list, sometimes you’ll find special deals that beat out the rest.

Extrabux isn’t technically considered a mobile app, but we still included it since you can install it as a browser extension in your browser. The big difference? Their referral program. Earn 5% of your friends’ total savings.

31. Jet

Out of all of the shopping portal apps on the list, Jet by far has the highest amount of cash back on this list. Then why don’t we recommend it in our #1 spot?

This is because the cash back you receive can only be toward future purchases on This website was originally created to be a direct competitor with Amazon. Knowing this, you’ll often find great prices.

Take a look around on the site and see if you think you’d be willing to buy something. If that’s the case, it might be worth using their portal to earn Jet Dollars.

32. Discover Deals

Discover Deals doesn’t have that many stores available, but the ones that they do have are often found to have great rates. The downside? You need to apply for a Discover card to have access to this portal.

Some stores you can get as much as 40% off. Due to their high cash back rates and their great cash back rates as a credit card, we can’t recommend this credit card enough.

Not only that, but with this card you get 5% cash back on categories that rotate quarterly and 1% on all other purchases. Your first year you get double the amount of all your cash back, meaning you can earn anywhere from 2% – 10% back.

D. Small Task Apps

Small task apps allow you to earn cash through a wide range of activities. This typically includes the following:

  • Take surveys
  • Watch videos
  • Complete free-trial offers
  • Partake in polls
  • Play games
  • Shop online
  • Clip coupons
  • Refer friends
  • Surf the web
  • Read emails

I typically find small task apps great for variety. If you get bored of participating in one type of activity, you can always switch to another. For those stuck on deciding which task to complete, I usually find that watching videos is one of the easier ones.a

A lot of these activities are things you most likely already complete on a daily basis, such as surfing the web or reading emails. While most of these apps ask you to complete tasks directly from your phone, there are a few that ask you to go out to local retailers and gather information.

As with all of the other apps mentioned on this list, take note of how much you’re earning and also their payout structure. Most of the small task apps pay in both gift cards and direct deposits to PayPal.

For those looking for more information on short task apps or sites, feel free to read our list of the top 50 short task sites.

33. Swagbucks

Swagbucks is by far one of my favorite small task apps out there, and it’s probably one of the most well-known. Their sign-up bonus tends to change quite a bit. As of recently, I’ve seen it fluctuate anywhere between $.50 cents and $5.

Swagbucks comes with a great referral bonus. For any friend that you convince to sign-up using your referral link, you earn 10% of their earnings for life.

One of the most popular ways to earn cash with Swagbucks is by watching videos. The best part is that you don’t have to hit next to watch the following video. In a sense, you’re earning a passive income since all you to do is kick back and watch your screen.

When it comes to taking surveys, I usually find that I can earn a quick $5 within 30 minutes. If you’re looking for fun, go ahead and play one of their games.

34. InboxDollars

The thing that immediately stands out for me regarding InboxDollars is the fact that they give you a $5 sign-up bonus right off the bat.

Not only that, but this is one of the few small apps that pays you to read emails. All you have to do is open them and skim through them. Take a few seconds of your day to earn a bit of extra money.

In comparison to other small task apps on this list, all of the other tasks are more or less the same. They also give you a 10% bonus on all referrals for life. The $5 sign-up bonus is definitely a great way to convince your friends to sign-up.

Apart from reading emails, the tasks that I recommend are watching videos and taking surveys. They don’t come out with many high-paying surveys, but when they do they tend to pay somewhat well. As for watching videos, this task is great for lazy days.

35. EarningStation

EarningStation is top on the list when it comes to registration bonuses. Automatically earn a $10 bonus when you sign-up for 5 of their partner sites. This usually takes under 10 minutes to complete.

I typically find the best way to earn with EarningStation is by watching videos and taking surveys. The payout rate doesn’t tend to be as high as Swagbucks or InboxDollars, but it can definitely help when you run out of surveys or videos on these sites.

What I really love about EarningStation is their excellent referral program, as it’s definitely one of the best on this list. You get 10% of their earnings for life, plus an additional $5 when your friends earn their first $5. You only need a minimum of $1 to cash out to either PayPal or for Amazon gift cards.

36. CashCrate

CashCrate is quickly becoming one of the more popular small task money paying apps due to their great payout rate. You get a $1 sign-up bonus when you join. With this money making app, most of the cash is earned through watching videos and taking surveys.

Increase your earnings by referring your friends. Each time a friend signs-up using your referral link, you earn a bonus of $.20 cents and they get $1.

For those that are looking for highest potential earnings, CashCrate has surveys that have payouts that range anywhere between a few cents and $30. However, the ones that pay this amount are quite rare.

37. ClickWorker

ClickWorker is the black sheep of the small task apps. The tasks they have you complete differ substantially. Get paid to evaluate search engine results and complete other tasks on the internet.

ClickWorker is a bit strict about who they let into their program, and their great payout rate helps back this up. You must be a native English speaker, and in order to prove this you need to take a small assessment.

Expect to earn anywhere from $10 – $20 per hour. There are a lot of small-paying tasks with this app, but there are plenty of high-paying tasks to go along with it. Earn an additional $5 when you refer a friend.

38. GrabPoints

The great thing about GrabPoints is that I can usually earn $5 rather quickly as a new user. Earn cash downloading apps, watching videos and taking short polls and surveys. GrabPoints gives you a $1 registration bonus.

The majority of the cash is going to made by downloading other apps. This requires you to install the app and open it at least once. In order to ensure that my account gets credited with the proper amount of points, I try and leave the app open for at least a minimum of 30 seconds. From there you can uninstall the app and keep your earnings.

Expect to earn anywhere between $.50 cents and $2 downloading apps with GrabPoints, which is great considering that this process doesn’t take a lot of time. However, there are only so few apps to go around. I tend to check back once a week for new offers. If you’re looking for other tasks to complete, watching videos is the second best way to earn cash with this app.

Refer a friend and you both get $1 bonus as soon as your friend reaches 1,000 points in earnings.

39. GiftHulk

  • Registration Bonus: $.25 cent

I typically find that I can earn at least a few dollars each day with a small amount of time on GiftHulk. This is assuming I only complete the tasks with the highest payout rates.

There isn’t a large sign-up bonus associated with GiftHulk, and you only get $.60 cents each time you refer a friend. However, it’s still a great app to keep in the back of your head in case you run out of tasks on other small task apps.

Keep in mind that each task you complete awards you with a certain amount of Hulk Coins. These coins can be exchanged for deposits to PayPal or for a gift card of your choosing. To make the most of your earnings, focus on the apps, offer wall, and GiftHulk TV sections.

40. Points2Shop

As the name implies, Points2Shop pays you to shop online. When you shop through one of their affiliate links, you earn cash back, much like the shopping portals mentioned above.

However, there are many other ways to earn with this money making app, which is why we consider it a small task app.

Earn cash watching videos, playing games, shopping online, completing surveys, downloading apps and more. Refer friends for a $.50 cent bonus plus a percentage of their total earnings.

41. MyPoints

MyPoints is one of the apps with the highest sign-up bonus on this list. When you make your first qualifying purchase online and get cash back, you get your first $10 bonus.

This app is very similar to Points2Shop, in which it was originally created as a cash back portal but has added additional tasks. Earn money watching videos, shopping online, playing games, taking surveys and more.

They also have an excellent referral program. For each friend you refer, you get $.25 cents plus $10 when they make their first $20. Not only that, but you also get 10% of all of the points that they earn – definitely the best referral program on this list!

42. CashPirate

CashPirate is another great money making small task app. Get paid to download apps, take surveys and watch videos.

Get a $.50 cent sign-up bonus when you sign-up using the promo code XZQBIU. If you want to make the most of your time, stick to watching videos and downloading apps.

Expect to easily earn around $3 – $4 within your first 15 minutes with CashPirate, but don’t expect to earn at this rate 100% of the time. I find that I can usually eat least earn $1 a day.

43. Instant Rewards

Instant Rewards works by dividing their tasks into different categories, labeled tasks 1, tasks 2, tasks 3 and tasks 4. The simplest tasks are found in the tasks 1 category, with the highest-earning tasks in tasks 3.

Watching videos with this small task money making app can net you about $2 per hour. While it isn’t much, it’s a lazy way to earn some extra cash.

When it comes to surveys, expect to earn around $.30 cents for a minute of your time. The payout is great, but you can only take a maximum of 2 surveys per day.

44. Spare5

Spare5 was created so that people could easily make money on the go without using much of their phone data. The micro-tasks that they provide are incredibly simple. For example, get paid to take a short survey about your life for an extra $.20 cents.

The great thing about Spare5 is that you’re automatically paid to PayPal, and there’s no minimum payout. This means that even with as little as $.01 cent in your account, you’re still going to get paid the following Friday.

Expect to earn a a rate of around $10 – $15 per hour. You can get paid to complete other tasks, but most of the time you’re earning money completing surveys.

45. App Karma

App Karma pays you to watch videos, complete daily check-ins, download apps and take quizzes. Each time you complete a task, you earn points that can be exchanged for gift cards or direct deposits to PayPal.

We suggest mostly focusing on downloading apps, since this is where most of the money is made. To complete these tasks, simply download the app and open it. Once your account is credited, you can delete the app.

App Karma has a very generous referral bonus. For each friend that you refer, you get 30% of their earnings.

E. Mystery Shopping Apps

The main difference between mystery shopping apps and the others on this list is that mystery shopping apps require you to leave your home.

Most of the tasks found on these apps tend to take a bit longer due to their payout rate, typically ranging anywhere between $2 – $20 per task. While they don’t usually come with a sign-up bonus, spending a lot of time on these apps can be well worth it.

Keep in mind that mystery shopping apps are going to be more effective in larger cities. However, if you live in a small town, you still might be able to complete a few tasks here and there for some extra cash.

Complete Your Tasks Quickly

The best advice I can give when using mystery shopping apps is to complete the tasks as quickly as possible. Sometimes the tasks are only available for a short time. Not only that, but they often limit the amount of users.

46. EasyShift

EasyShift is a money making app that pays you to eat, shop and explore the city that you’re currently in. The larger the city, the more likely you’re going to have chances at earning cash.

EasyShift works by assigning you “shifts” in the area around you. This typically includes talking taking a photo of a menu or a certain dish and taking a small survey afterward. Most of the time these tasks take just under a few minutes.

There’s no sign-up bonus, but the payout is quite high compared to other apps that pay. The great thing about EasyShift is that once you complete a task, they award you within 48 hours to your PayPal account. Expect most tasks to pay at least a few dollars, with a maximum payout of $12 per task.

47. GigWalk

  • Registration Bonus: None

Similar to EasyShift, GigWalk pays you to complete local tasks in your area. The tasks you complete usually include taking surveys, taking a photo, checking prices or some other sort of mystery shopping tasks.

The earnings potential for GigWalk is a bit higher than its counterpart EasyShift, in which you can get paid up to $20 per task. However, in exchange most tasks tend to take a bit longer. I personally prefer this since I can focus on one task at a time.

There’s no registration bonus with this money making app, but it’s definitely worth it. It gets you out of the house and it tends to pay quite well. For those living in smaller cities, it’s going to be a bit difficult to find many gigs, but I suggest at least trying.

48. Field Agent

Field Agent is one of the more popular mystery shopping apps out there with the potential to earn up to a maximum of $12 per task. Like the other two mentioned already, get paid to take photos and fill-out surveys. You’ll find that most tasks require you to go to a grocery store.

Again, tasks are going to be a bit more time-consuming than the other apps on this list, but you can earn a lot more. With Field Agent, they always give you an estimation of approximately how long a task should take. This is especially useful for managing your time and determining whether a task is worth it or not.

Some users report making up to $100 per day using Field Agent. Keep in mind that this usually only occurs in larger cities. There’s no minimum payout rate and you can cash out to PayPal at any time.

49. iPoll

  • Registration Bonus: $5

iPoll is another free money making app that pays you to complete tasks in your local area. The tasks tend to branch out a more, allowing you to complete small tasks at your local bank, convenience stores, retailers and more. Get a $5 bonus as a new user.

You need a minimum of $10 in your account before you can cash out. The cash you earn can be exchanged for magazines, books, gift cards, direct deposits to PayPal and other physical prizes.

I’ve been able to earn roughly $80 with this app alone in the past three months. While most tasks don’t require you to purchase anything, they do pay you back if this is a requirement. What makes this app especially unique is that you may be asked to shoot a short video or record some audiog..

F. Passive Income Apps

Passive income apps is by far my favorite category when it comes to apps that pay. This is because you don’t have to do anything much other than registration and cashing out.

The great thing about these apps is that they can be stacked with one another. This means that you can easily install two or three different apps to double or triple your earnings. The more you install, the more you earn.

Passive income apps typically work by collecting data about how you use your smartphone such as what apps you have installed and how long you typically talk on the phone. Keep in mind that all data is sent encrypted and anonymously, making it incredibly difficult to track any information back to you.

50. Nielsen Consumer & Mobile Panel

Nielsen Computer & Mobile Panel comes at a close third on our passive income apps list. Although the payout isn’t as high, you can install the app on multiple devices; doubling, tripling or even quadrupling your income.

The amount of devices you can install the app on depends on your location. They accept a specific number of devices from any given area. Once they reach this amount, they stop taking on new users. Therefore, if you live in an area that’s no longer accepting new users, it’s best to try back in about a month or two.

For every device you have, expect to earn up to $50/year in passive income. You can also install the app on desktop devices, but keep in mind that you won’t earn cash this way. If you decide to go the desktop route, you’ll be entered in monthly drawings to earn up to $1,000 at a time.

It’s difficult to determine exactly when you’ll be able to cash out and when you’ll receive cash. From my personal experience they pay about once or twice a month. Points can be exchanged for both cash and gift cards.

51. Smart Panel

The Smart Panel app starts off great by giving you a $5 bonus. You’ll need to first determine your eligibility by taking a short survey. As long as you have a smartphone, you shouldn’t have any troubles getting approved.

Smart Panel gives you bonuses along the way for keeping the app installed. For example, leave it installed for 1 year to earn a total of $110, but leave it installed for 2 years for a total of $230.

Users report a 1% – 5% reduction in battery life and data usage of anywhere between 2MB – 5MB per month. In short, the drag in phone performance is almost negligible. Before you can cash out for that $5 bonus, you must leave the app installed for a minimum of 30 days.

52. Digital Reflection Panel

Digital Reflection Panel is a little bit more than just an app. Earn cash by installing an internet meter on your at-home wireless router. Although it sounds complicated, most people complete the process in about 5 minutes. There’s also have a full-on tech support team in case you get stuck.

Once you install the app on your first smartphone and register your device, you receive a $50 bonus. Keep in mind that it takes an additional month to actually process this bonus.

Leave the app installed and the internet meter running to earn $170/year. They also give bonuses every few months, so you actually have the potential to earn a bit more. The more devices you have registered, the more likely you are to increase this amount.

53. SavvyConnect

  • Registration Bonus: None

SavvyConnect is a branch off of the popular survey site Survey Savvy. For every month that you leave the app installed, you can earn up to $5/month for a total of $60/year. Install the app on a maximum of 3 devices to earn a total of $180/year.

When you become a member of SavvyConnect, you’ll be given exclusive access to the higher-paying surveys on the SurveySavvy website. Simply complete your profile to get these surveys sent to your inbox.

One of the best ways to earn with SavvyConnect is to invite your friends. For each friend that you invite that completes their first project, you earn anywhere between $5 – $15. And it doesn’t stop there. For any friends that your friends refer, you can earn anywhere between $2 – $6. Unfortunately, they only pay by check.

54. MobileXpression

MobileXpression gives you a $5 Amazon gift card within your first few weeks of signing-up as a new member. In total, expect to only earn around $20 per year with this app. While it’s not much, you literally don’t have to do anything except leave it running in the background on your phone.

I haven’t noticed any slowdown on my phone on this app. Aside from earning cash prizes, you’ll also be awarded tokens that can be used to enter cash drawings.

The one downside about MobileXpression is that they require you to install a VPN to your phone. Keep in mind that certain rewards apps may suspend you if they find out if you’re using a VPN.

This is quickly becoming one of my favorite money making apps due to its passivity.

55. Mobile Performance Meter

What I’ve found with the Mobile Performance Meter is that it doesn’t tend to work on cheap smartphones. For those that have an iPhone or a Samsung, you shouldn’t have any problems installing this app.

This money making app can be run on multiple accounts per household, but you can only have one phone per account. By leaving the app installed continuously you should be able to earn roughly $6 per month or $72 per year.

This app is currently only available for Android phones. Points can be exchanged for a gift card of your choosing.

56. Media Insiders Panel

The Media Insiders app is supported on iOS, Android and Kindle Fire HD devices. They collect data by tracking which ads you watch, your social media activity as well as what web pages you visit.

The app can be installed on a maximum of 3 devices, with each device earning $2 per month. In total, you can earn $6 per month or $72 per year. You can increase your earnings a bit further with the use of the VPN. However, as mentioned above, other rewards apps on your phone might not permit the use of a VPN.

Keep in mind that you will need to wait a minimum of 48 hours after signing-up before your account is verified. When active, you’ll notice a green check and a statement that states that your phones are currently earning cash.

57. The Panel App

The Panel App – not to be confused with Smart Panel – doesn’t pay much as other passive income apps. However, it’s so barebones that you won’t even notice it on your phone. Expect to earn about $1 per month for a total of $12 per year.

What I particularly like about the Panel App is their referral program. Most passive income apps don’t give you any sort of rewards for convincing your friends to sign-up. Earn 10% of your friends’ points and an additional 5% of any points that their friends earn.

You need a minimum of $5 in your account before you can cash out, so you’ll need to wait 5 months before you receive any type of compensation. If you wait until you earn 15,000 points, you can cash out for $25 – a much better deal.

There’s also the option of earning additional cash through surveys. However, the payout is so low that I don’t even consider this as an option.

58. Data Wallet

Data Wallet works by tracking how you use your social media accounts. The one downside is that you have to collect enough data before Data Wallet actually buys it from you. The more accounts you link, the greater the chance you have.

I’ve personally never been able to get them to buy it from me since I didn’t link all of my accounts. Yet if you can get it to work for you, it’s definitely worth it. You have the potential of earning up to $150 per year with this passive income money making app.

At the time of this writing, the app is only available to iOS users without any expectation to expand to the Android platform.

59. Sweatcoin

  • Registration Bonus: None

Want to get paid to get fit? Now you can with the Sweatcoin app. Each time you walk, Sweatcoin pays you a certain amount of points that can be exchanged for physical prizes such as iPhone chargers and sunglasses.

Keep in mind that you must turn on your location in order for Sweatcoin to determine whether you’re moving or not. Refer a friend an earn a bonus of 5 Sweatcoins.

I don’t have a lot of personal experience with this app since it’s fairly recent. However, I’ve heard some pretty good reviews, especially since it’s incredibly easy to use.

60. Cross Media Panel

Cross Media Panel works by paying you to share your browsing data. This program works on desktop as well as mobile devices.

Each time you register a device, you get a bonus of $2, for a maximum sign-up bonus of $6. The app can be installed on one tablet, one mobile device and one desktop device.

For each device that you have registered, you can earn a total of $1 per week. With all 3 devices using this money making app, that calculates out to a total of $12/month in passive income. You need a minimum of $25 to cash out for a gift card of your choosing.

61. BitMaker

BitMaker is a money making app that’s only available for Android devices. Earn cash by simply leaving the app open on your phone. Since you don’t have to do anything, you’re essentially earning passive income.

A great way to earn with this app is to leave it open when you’re charging your phone or when you’re sleeping. Instead of earning directly with cash, you earn in BitCoin or Satoshi (a smaller unit of BitCoin).

When you enter the promo code KIEV9L you get a 2,500 Satoshi bonus. You also get the same amount when you refer a friend.

G. Lock Screen Apps

We can’t say that lock screen apps are completely passive, but pretty close to it. With these apps installed, you get paid each time you unlock your phone. Since it’s something you already do on a daily basis, not much additional work has to go into it.

Each time you unlock your phone, an add will appear. You can swipe in one direction to make the ad disappear and be redirected to your home screen. Swipe in the other direction to engage in the add. For the majority of the lock screen apps, you’ll be rewarded whether you engage in the ad or notIn other words, use your phone like you normally would and get paid.

It’s quite difficult to determine exactly how much you can earn with lock screen apps. Each app has their own unique algorithm, and unlocking your phone more won’t necessarily result in more cash each time you unlock your phone.For this reason, I suggest using your phone like you normally would.

The one downside about these apps? At the time of this writing, they’re only available for Android devices. Sorry iPhone users.

Stack Lock Screen Apps For Extra Cash

If you have just one lock screen app installed, you can install more to increase your earnings. Yet keep in mind or each app installed, you’ll have to swipe right or left just that many more times.

While it does take a few extra seconds to reach your home screen, the earnings will add up that much more quickly. Let’s get right into our list. To get more information on these apps, feel free to read the post on the top 7 lock screen apps that pay.

62. ScreenLift

When it comes to lockscreen apps, ScreenLift is literally one of the most efficient and easiest to use out there. In short, here’s how it works:

  • Install the app on your phone.
  • Each time you unlock your phone, an app appears. Whether you engage in the app or not, you still get points.
  • Cash out when you reach a minimum amount of points.

The goal of ScreenLift is to give you money for doing the least amount of extra work possible. By spending an extra second to swipe right on the ad that appears, you earn a bit of extra cash.

Although the payout isn’t much (maybe around $10 – $15 per month), you’re basically earning free money for no extra work.

63. Adme

Adme is by far one of the best money making lock screen apps I’ve been using due to its high payout. You start off with a $1 bonus when you use the promo code bNALpS6gKV.

I find that I can earn anywhere between $10 – $20 per month with Adme, averaging roughly $.02 cents per swipe. Payments are made directly to your PayPal account, and you need a minimum of $10 to cash out.

As mentioned above, you get paid whether you engage with an ad or not. This is one of the lock screen apps that probably pays the most consistently.

64. Slidejoy

If you’ve been around lock screen apps for a while, then you’ve probably heard of Slidejoy. They’re one of the most popular ones out there. Expect to earn around $5 – $20 per month using this app.

This is one of the apps that pays you whether you decide to engage with an ad or not. The one huge difference between Slidejoy and other apps like this is that it’s incredibly difficult to determine when they pay you for unlocking your screen.

You need a minimum of $2 to cash out for direct deposits to PayPal or for a gift card of your choosing. When you refer a friend, both you and your friend both get a bonus of 100 points.  New users get a $.25 sign-up bonus.

65. Perk Screen

Perk Screen has a long-standing reputation due to their parent company, Perk TV.

The lock screen app isn’t the greatest earner, but it can be a nice addition to your perk collection since all of the points go to the same account. For example, if you earn points with the Perk TV, points from both accounts will be automatically joined into one account.

Refer your friends for a $.50 cent bonus. Don’t expect to make more than $5 – $10 per month with this lock screen app.

66. Fronto

Fronto is one of the most popular lock screen apps out there, and you get a $1 bonus when you register as a new user using promo code GyCZTE.

What makes this app a bit different than the rest is that you only get paid when you engage with ads. If you swipe ads away 100% of the time, you won’t earn a dime.

What I personally love about Fronto is that they provide other ways to earn money aside from unlocking your screen. You can also earn cash downloading apps to your phone.

Combining both the tasks of unlocking your phone screen and downloading apps can net you a result of around $20 per month. Points can be exchanged for popular gift card retailers, and referring a friend gets both you and your friend a $1 bonus.

67. S’more

With S’more, you earn $.10 cents per day whether you engage with the ads or not. As long as the app is installed on your phone, you’ll receive $3 at the end of the month.

The downside? You can’t earn any more than this am. This is much less than what you’d typically earn with other lock screen apps. However, it’s great for those who don’t utilize their phone that much since it’s not dependent on phone use.

At the moment they do not have a referral program, but they do have a survey program to earn some extra cash.

68. Whaff Locker

Whaff Locker is a lock screen app that tells you how much you’re going to earn and when you’re going to earn it. Each time you engage with an add, $.03 cents is added to your account. Don’t engage with an ad? Then you don’t earn any money.

The one downside is that the payout isn’t as high as other apps, and they don’t payout as frequently. They do have other offers to earn some extra cash such as taking a survey or downloading apps.

Use bonus code BQ17924 to earn a bonus of $.30 cents when you sign-up. When you refer a friend, both you and your friend get a bonus of $.30 cents.

69. MooCash

MooCash is another lock screen money making app that only pays you if you engage in ads. The sign-up bonus is basically negligible at just $.02 cents (20 points), but you get $.30 points each time you refer a friend. You need a minimum of $5 in your account to cash out for PayPal or for gift cards to popular retailers.

When it comes to earnings, MooCash is definitely at the bottom of the list . No matter how many times I seem to unlock my screen, I can’t seem to earn more than $3 – $5 per month at most. If you’re going to choose just one lock screen app, this one should be last on your list.

H. Robo-Advisor Apps

Want to invest your savings but lack the financial knowledge? Robo-advisor apps give you a way to invest with small amounts of money and without any sort of investment background. They guide you every step of the way, and most only require $5 to get started.

Common Characteristics

Each of these apps works a little bit differently, but there are some common characteristics found among them:

  • They advise you on what to invest in – For the most part, robo-advisor apps are all automated for you. They take your savings and invest it across a wide array of stocks and other securities to diversify your portfolio and help you earn the most for your dollar without too much risk.
  • Backed by financial expertise – Most of these apps help you invest based off of recommendations from financial experts and investment management companies with strong reputations. With the Acorns App for example, Nobel Prize in Economics winner Dr. Harry Markowitzs helped contribute to developing these portfolios.
  • Only need $5 to invest Most of these apps require only $5 to get started. In fact, most give a $5 sign-up bonus, meaning you don’t need to pay anything to start investing.
  • Wide range of portfolio choices – Depending on your risk level, you can choose anywhere from a conservative portfolio to an aggressive portfolio. Not sure which portfolio to invest in? They’ll help you.
  • No commissions – All of the trades you make are 100% commission free, while most brokerage firms charge as much as $10 per trade.
  • Little or no fees – Most of these apps require a very minimal fee, such as $1 per month in exchange for them advising you. If you invest $5,000 or more, you will instead be charged .025% of the total in your account. Some apps are 100% free no matter how much you invest.
  • Not tax-advantaged – Unfortunately, the majority of these apps do not offer a tax-advantaged account such as an IRA or Roth IRA. There are a few exceptions to this, which we will mention below.
Getting Started

Since most of these investment advisor apps cost only $1 per month and most give you a $5 bonus to get started, you might as well try them for 5 months since you essentially get those months free. If you don’t like them, you can cancel your accounts at any time at no cost.

Keep in mind that all of these apps do require your social security number, as with all brokerage firms. You will be sent a tax statement each year based on your gains or loses.

The one thing that these apps don’t have, however, is the ability to trade options.

70. Acorns App

The Acorns App is by far one of my favorites when it comes to robo-advisor apps. This is due to their spare change feature. When you link your credit card to your Acorns account, each time you make a purchase the total is rounded-up to the nearest dollar. The difference that was rounded-up is automatically invested in your Acorns account. This means you can invest with as little as a few cents at a time.

You get a $5 bonus for registering as a new user. While most robo-advisor apps charge a $1 fee per month, Acorns gives college students a membership at no cost for a maximum of 4 years.

Acorns advises you based on your risk level, giving you the choice to invest anywhere from a very conservative portfolio to an extremely aggressive portfolio. They give you plenty of guidance on which one to choose and will even suggest you one based on your net worth and other financial factors. Each time you refer a friend, you get a bonus of $5 up to a maximum of $100.

71. WiseBanyan

  • Registration Bonus: $20

The great thing about WiseBanyan? It’s the only robo-advisor app on this list that comes at a $0 management fee. Not only that, but it also has the highest registration bonus at $20, but only when you sign-up using someone else’s referral link.

WiseBanyan is also the only app on this list that supports Roth and traditional IRA accounts. You’ll find additional features that they have that other apps don’t have such as optional tax-loss harvesting.

It would seem that WiseBanyan trumps all of the other apps. However, there is a bit of a learning curve. Refer a friend and you and your friend earn a bonus of $20.

72. Clink

  • Registration Bonus: $5

The Clink app was originally created in order to give millennials an easy way to invest. Like most of the apps on the list, you’re getting an individual brokerage account that isn’t tax-advantaged. For iOS users, there’s an extra layer of security when you log-in that requires your fingerprint.

When you register with Clink you’re automatically granted a $5 registration bonus. They also have the option to automatically deposit a fixed-dollar amount over a certain period of time. For example, you can automatically have your bank deposit $5 per week.

What I love about Clink (similar to Acorns) is that you can also link your credit card. Choose a percentage of your spending and set it aside for investing. For example, you can choose to have 10% of the total spent on dining out go toward your Clink account. They’re currently 100% free, but this may change in the near future. With Clink you can only register via your Facebook account.

73. Betterment

  • Registration Bonus: None

Betterment is another investment advisor app that allows you to invest using tax-loss harvesting. This feature isn’t found on most other robo-investing apps.

Like the other robo-advisor apps, Betterment chooses a portfolio based on your income and risk level. Keep in mind that Betterment charges a 0.25% annual fee of your total investment amount. At $5,000, this is only $1.

Like the other apps, there’s no commission fees and no transfer fees. Betterment also allows you to open up your 401k and IRA accounts with them. Google is even using it for their employees. From what I’ve read, Betterment is one of the better robe-advisor apps out there.

74. Wealthfront

  • Registration Bonus: None

The great thing about Wealthfront is that you get your first 10k managed for free. Each time you refer a friend, you get an additional 5k managed at no extra cost.

Wealthfront does a great job of finding the right portfolio based on your risk level. As with all of these apps, you don’t pay any commissions or any sort of trading fees.

Wealthfront also allows you to open a 401k, Traditional IRA or Roth IRA. Take advantage of their tax-loss harvesting feature, in which they estimate you can save an extra 1.55% each year. Keep in mind that you need a minimum of $500 to invest with Wealthfront.

I. Video Watching Apps

There are quite a few money apps that primarily focus on paying you to watch videos. While you can also earn cash watching videos with most of the small task apps mentioned above, the apps listed here usually pay a bit more for this specific task.

What Should I Look For In Video Watching Apps

The best thing to do when choosing a video watching money making app is to try and earn a passive income. Some of these apps play videos non-stop, meaning you don’t have to press a button in order to make the next one play. In short, you can start the app and leave it running without the need to do anything.

However, most of these apps are not like this, meaning you will have to be someone active. We’ll be sure to note if you need to be attentive to your phone or not.

Want to learn more? Check out 15 apps that pay you to watch videos.

75. Perk TV

Perk TV has been featured multiple times on Frugal For Less, mostly because it’s such a great earner. However, Perk TV has been constantly changing their earnings structure, and unfortunately for the worse.

Where you could once leave the app running 24/7 for a complete passive income, now you’re required to press a button every 1 – 2 hours to show that you’re actually watching videos.

With that said, you can still earn some decent cash. If you install the app on a maximum of 5 devices, expect to earn around $50 – $75 per month with Perk. It used to be the case that you could earn $150 or more, but these days are far from over.

76. EarnHoney

When it comes to video watching apps, EarnHoney reigns at the top of the list. They’ve continuously increased in popularity due to the fact that you can make $90/month or more.

The best part? It’s completely passive, meaning you can just let the phone run and let videos play endlessly. Even though this is the case, I suggest checking-up on the app once in a while to make sure it hasn’t frozen. This will happen if you leave the app running for days at a time.

EarnHoney gets even better. When you refer a friend, you get 10% of all of their earnings. This is a great way for you and your friends to earn some extra cash.

77. CheckPoints

CheckPoints is one of the oldest video watching apps. They have a strong reputation, and they pay you for watching videos endlessly without the need to click on another button to play the next video. That’s right – another passive income video app.

The downside? There’s a limit to the amount of videos that you can watch each day. For that reason, expect to only earn around $15 – $20 per month.

You can earn some extra cash with some other tasks such as completing short surveys or doing a daily check-in. However, if you want to make the most of your time, we suggest just sticking with videos.

78. App Trailers

App Trailers is one of the best video rewards apps out there. While it’s not passive (meaning you have to click to view the next video), most videos are short and easy to watch.

You can select to watch either video trailers for up-and-coming apps or for new movie releases. We suggest sticking to video trailers since they tend to be shorter and all videos pay the same amount at 5 points each.

The best part about App Trailers? There’s no limit to the amount you can earn, so you could essentially earn all day if you wanted to. 10 points is equal to 1 cent.

79. Viggle

Viggle is great for those who enjoy watching television or listening to music. This money making app accesses your microphone and pays you when it detects that you’re doing one of these two activities.

When the “V” symbol appears on the app, that means that the app is detecting some sort of audio and you’re earning cash.

In between each TV show, ads will play to help you earn even more cash. The rewards are a little bit different than most of the apps on this list. Cash out for physical prizes such as t-shirts and water bottles.

J. Miscellaneous Apps

These are money making apps that don’t fall into any of the previous categories.

80. Drop

Drop is by far one of the easiest ways to earn money on this list. Simply link your credit card or debit card to your phone and earn cash back at specific retailers.

When you sign-up with Drop, you’re asked to pick 5 retailers in which you want to earn cash back at. Each time you make a purchase using your linked card you earn points.

These points can be exchanged for a gift card of your choosing. The best part about this app is that once you set it up, there’s almost no work on your part other than cashing out.

You can also earn bonuses through specific offers such as a bonus of $80 for signing-up with one of their partnered credit cards. Use promo code frugal4less to earn a $1 bonus when you link your credit/debit card.

81. Digit

  • Registration Bonus: None

While the goal of Digit is to help you save money, you can actually earn some extra cash with this money earning app. Digit makes savings easy.

They analyze your savings or checking account and tell you where you can save money. Without you even noticing, they slowly stash away spare money into your Digit savings account that’s FDIC insured up to $250,000.

The best part? They give you 1% interest on all of your savings. While this may seem low, it’s actually higher than the interest rates of most banks at this moment. Refer your friends and receive an additional $5 bonus.

82. GymPact

GymPact is the only money making app on this list that pays you to exercise. However, they take away your money if you forget. The whole purpose of GymPact is to help you be determined to get in shape. Set your own exercise goals by committing to a specific diet and workout plan.

You can make a maximum of $7 per week depending on the plan that you commit to. However, keep in mind that if you miss a goal you can lose the same amount of money. That’s why this app is only for those who are serious about their exercise goals. Even if you a complete a target and forget to track it in the app, you’ll still lose money.

Deleting the app does not make you exempt from paying, so be sure to cancel your account if you want to opt-out of paying.

83. DayWorks

Simply put, DayWorks helps employees and employers connect. Whether you’re looking for workers or you’re looking for work in your local area, you can register with the DayWorks app in hopes of either making or saving money. The app is available in both English and Spanish.

For workers, create a listing with your available skills and your hourly rate. If employers in your area need a task done, they might reach out to you. Do a great job to keep earning positive reviews so that future employers reach out to you.

For employers, search for workers in your area that are looking for jobs. Be a nice employer to have workers leave good reviews on your part so that future workers are willing to work with you again. Keep in mind that for both parties wages are negotiable.

84. YooLotto

The original intent of YooLotto was to pay you for scanning your lotto tickets whether they were winners or not. If they are winners, they tell you how much you’ve earned and give you the cash.

YooLotto has expanded to other types of tasks that can help you make money. In fact, the best way to earn money with YooLotto is by watching videos. Keep in mind that you don’t have to click a “next” button to play a succeeding video, meaning you can let the app run automatically while still earning money.

This is a great passive income money making video app. Other tasks that you can complete to earn cash include playing games, referring friends, and participating in the YooLotto mobile lottery game. Use promo code 49R0RE to get the sign-up bonus.

85. Paribus

Don’t you hate it when you buy something only to find out it goes on sale shortly after? Paribus will work with you to help give you back the difference in price.

By linking your online shopping accounts with your Paribus account, they help keep track of your purchases. If something goes on sale within a month of purchase, they contact the store for you on your behalf and ask for refund.

Paribus is 100% free to use.

 86. TaskRabbit

  • Registration Bonus: None

TaskRabbit merely serves as a tool to help you find work in your area. Help others complete tasks such as delivering groceries, building furniture from IKEA, waiting in line and more.

Keep in mind that all those who wish to work as task workers must complete a background check. The amount you earn per task depends on how much the person who’s looking for help is willing to pay.

TaskRabbit is available in 19 major cities across the US.

87. Qmee

Want to get paid to surf the we? No matter what search engine you use – google, yahoo, or Amazon – Qmee pays you based on what you search for.

Qmee has partnered with thousands of retailers across the web. Each time you make a search query, they check to see if one of their retail partners has an ad related to what your searching for. If there’s a match, ad appears and you get paid to click on it.

What’s great about Qmee is that you always know how much you’re getting paid each time you click on an ad at anywhere from $.03 to $.07 cents per click. Qmee now offers surveys for extra cash, and you get $1 each time you refer a friend.

88. Job Spotter

The Job Spotter app pays you to take picture of help wanted signs in your area. Each time you submit an eligible picture, you earn 50 points, and you need a minimum of 100 points to cash out for $1.

Job Spotter was created in order to help people know where help is needed. You can also use the app to find out where people have taken pictures so that you can apply for jobs at these same places.

You most likely won’t be making a lot due to the sheer fact that there aren’t that many help wanted signs around. However, the work you have to do is minimal, so you’re actually earning at a great rate.

89. Seashells

The Seashells app was designed to help you save money. When you link your credit card with this app, each time you make a purchase, Seashells automatically rounds your purchase up to the nearest dollar. The difference goes into your Seashells account.

The money that’s in your account can be used to purchased gift cards through the app at a discount. The gift cards are all from popular retailers, and sometimes you can get up to 15% off.

When you register, you get a $2 bonus. Each time you refer a friend that links their card, you get an additional $2 bonus.

90. Perk Browser

Perk Browser is part of the Perk App series. With the Perk Browser app, you can earn cash just by surfing the web directly from your smartphone.

In order to earn cash, all you have to do is download the perk browser and make searches from it. You can exchange the points that you earn for gift cards or for gift cards.

Even if you’re not interested in earning money with the Perk Browser, I suggest checking them out solely for their ad blocker. If you earn with one or more Perk apps, all of your points go toward the same account.

91. Bing Search

Bing Search is another money making app that pays you to surf the web. Each time you surf the web, you have a chance of earning points that can be exchanged for gift cards.

You can also earn cash on your desktop by installing their browser toolbar. We estimate that you can earn about $20 – $25 a month. While it’s not much, surfing the web is something you’d probably be doing anyhow.

You can cash out once your account reaches 525 points for a $5 gift card. Refer your friends to earn points more quickly.

92. NiceTalk

NiceTalk is a money making app that pays you to teach English. This app was was originally created in order to help Chinese students learn English.

The only requirement to join is to be a fluent English speaker. Expect to earn $10 for every hour that you teach.

What I really love about this app is that they pay you by the minute. This means that if you only want to do a short 15-minute lesson, you’re still going to get paid 15 minutes. Use promo code RU3N2Ra to get the $10 bonus upon registration.

 93. Qriket

Qriket pays you for playing a simple game – spinning a wheel. Select from two different colors, yellow or blue. If the wheel lands on the color that you choose, earn as much as $1 per spin.

The reason Qriket is able to pay you is because after each spin a 30 second video ad will play. This is one of the best apps that can help you earn free cash in a short amount of time.

Want to earn even more cash quickly? Bet with other players from across the world. Choose how much you’re wiling to gamble and try and guess the correct color. However, if your opponent wins, they win what you bet and you lose that same amount.

94. SkimaTalk

SkimaTalk is another app that pays you to teach English to students across the world. Expect to earn up to $15 per hour, but unlikee NiceTalk, you don’t get paid per minute – only per completed hour.

Be sure to create a sound classroom environment to receive positive reviews and attract more students. Don’t show up for a class and you’ll receive a penalty. If you do cancel, just be sure to give enough notice.

If you want to earn even more cash teaching English, use these 5 apps and turn them all on at the same time. This way you’ll constantly be receiving offers to teach new classes.

95. AppMan

AppMan pays you specifically for downloading new apps and trying them out. Start off with a high $5 sign-up bonus.

When you download an app, all you have to do is open it. Once your credits are showing in your account, you can delete the app from your phone. Exchange your points for gift cards to popular retailers such as Amazon.

You can easily earn $5 – $10 within your first 15 – 20 minutes on the app since it comes with so many initial offers. After that, you might be able to make $1 – $2 per day depending on how many apps they have to offer.

96. 1Q

1Q is one of the simplest money making apps out there. Earn $.50 cents each time you send answer one question – that’s it. Companies ask you these questions in order to gain market data to help improve their products and services.

Unfortunately, you probably won’t receive that many questions since this is such a high payout for the amount of effort you’re actually putting into the app. You might get one question every 2 months, or even less than that.

Be sure to setup notifications to remind you of new questions. If you don’t, a question could pass you by; you definitely don’t want this to happen since there are so few of them.

97. WowApp

WowApp is a free messaging app that pays you to use it. All you have to do is talk to your friends like you normally would, and WowApp rewards you for it. Get paid to share photos and videos just like you would with any other messaging app.

It would be great if we could convince everyone to start using this app. That way we could get paid for the thousands of messages we send each month.

The payout is quite low, but it’s better than nothing since you’re essentially not putting any extra work into it. Expect to only earn a few cents at a time.

98. Honey

Honey is a browser extension that helps you search for coupon codes automatically. When you go to checkout at any retailer, Honey searches through a wide database of coupon codes and checks if you can receive a discount on your purchases.

If one of these codes matches with your purchase, the code is automatically applied. Expect to get one or two promotional discounts when you have this app turned on.

99. ProductTube

ProductTube is a money making app that pays you for making short videos. Get a $5 bonus when you complete your first video, and earn up to $50 per hour. Be sure to use promo code WUERC9172 to get the bonus.

The videos you make are usually centered around a specific product that you’ve purchased. You’ll most likely be asked to shoot a video regarding what you think about the product and how you used it.

If you make a really great video, ProductTube may ask you to make another one and give you more money for it. Make sure that the video is clear and is audible. Cash out for Amazon gift cards and other prizes.

100. FreeMyApps

FreeMyApps is very similar to AppMan – earn cash for installing and trying out new apps. For iPhone users, this is a web-based platform that works only in the Safari browsers. Android users can download their app to their phone.

Each time you download an app, expect to earn anywhere from 36 to 150 points. Every 3 points is worth one cent, so you’ll be making anywhere from $.12 to $.50 cents per download.

You can easily make an extra $10 – $15 per month if you check back roughly once a week. Earn more cash by entering in their sweepstakes or by referring your friends.

101. GasBuddy

GasBuddy was originally intended to help you save money on gas, but you can earn money with it as well. GasBuddy helps you find the cheapest gas station in your area. All you have to do is type in your zip code.

Earn points with GasBuddy by entering in correct gas prices near you. The more prices you type in, the more chances you have to win one of their prize drawings.

Even if you don’t use this app to make money, it’s still a great way to save money on gas.

5 Bonus Money Making Websites

We realize that apps often make updates and change their payout rates, often in an instant. In order to compensate for any outdated information, we went ahead and added some money making websites as a bonus.

These websites can all be accessed from your smartphone browser or directly from your computer. Let’s take a look at my 5 favorites.

102. FusionCash

If you’re looking for a quick way to earn cash, FusionCash is where it’s at. We put together a guide of how to earn $25 within your first 30 minutes in the site. Keep in mind that this amount may take a few days before it reaches your account. Also take into account that you can usually only earn this quickly as a new user.

The great thing about FusionCash is their unique ways to make money. Not only can you earn cash taking surveys and filling out free-trial offers, but you can also get paid to listen to the radio and make phone calls, an option that you most likely won’t find with other small task apps.

FusionCash gives you a $1 bonus when you refer a friend and $5 after your friend cashes out for the first time. You also get a $5 bonus just for signing-up as a new user.

103. Springboard America

Springboard America is one of my favorite money making survey sites. While they don’t give a sign-up bonus, they have an excellent payout rate.

You do need a minimum of $50 to cash out, but some of their surveys pay up to this amount alone. It usually doesn’t take long to reach this amount.

I often find that I can at least earn at a rate at around $15 per hour provided that I stick to the higher-paying surveys. This is definitely a survey site that you want to add to your list.

104. Vindale Research

Vindale Research is another top survey sited to their great payout rate. When I run out of high-paying surveys from Springboard America, this is where I usually go next.

The great thing about Vindale Research is that there’s usually an abundant amount of surveys available. In fact, some surveys you can even take multiple times per day.

Expect to earn around $12/hour on average. Earn up to $5 in extra cash when you refer a friend, and get a $2 bonus just for signing-up.

105. Panda Research

  • Registration Bonus: $3

Panda Research starts off great with a $3 sign-up bonus. Not only can you earn money taking surveys with Panda Research, but you can also earn cash for completing other tasks such as reading emails and clipping coupons.

The great thing about Panda Research is that they pay you automatically the 1st and the 15th of every month provided that you have the minimum balance in your account.

Don’t like taking surveys? Stick to reading emails. All you’re required to do is to open them and you get paid.

106. Creations Rewards

  • Registration Bonus: $5

Creations Rewards is one of my new favorite small task sites. You’re automatically granted a $5 bonus when you earn your first $5 within 60 days of registration.

Like most small task sites, earn cash watching videos, taking surveys and completing free-trial offers. A lot of their tasks pay you pretty well, and some of these can be completed easily on a daily basis.

You only need a minimum of $5 to cash out for a gift card of your choice. Earn even more cash by referring your friends and get 10% of all of their earnings for life.

What Should I Look For In Money Making Apps?

Here’s a short list of things I always look for before signing up for any sort of money making app:

  • How do they pay? Most apps have a wide variety of payment methods. However, I’ve run into a few that only have one form of payment. For example, some apps only pay in physical products and don’t give out any sort of cash awards. If they give away rewards that you’re never going to use, you should probably turn away and look for an app that’s more worth your time.
  • When do they pay? Most apps typically pay within a couple of weeks or less. However, there are some that only pay once a month. Depending on how patient you are, this might or might not be an issue.
  • How much do they pay? How much you can potentially earn is probably the most important single factor when looking at money making apps. Keep in mind that you may need to try an app for a while before you can calculate any sort of hourly rate.
  • Free registration. In most cases, you should never have to pay to use a money app. If at any time you run across an app that asks for your payment information, it’s most likely a scam. All of the apps on this list are 100 percent free.
  • Can you refer friends? Some of the easiest ways to earn extra cash with apps is by making a quick post to Facebook or Twitter with your referral link

Final Thoughts

This is an incredibly long list of money making apps. Take your time to go through each one of them. While it’s impossible to use them all, there should be a good portion that you can use to make some extra cash. You can also purchase this article in eBook format on Amazon.

See a money making app that’s not on this list and should be? Feel free to let us know in the comments down below. Thanks for reading and happy money making!

Paribus compensates us when you sign up for Paribus using the links we provided.

Jason Wuerch

My name is Jason Wuerch and I'm currently located in Madrid, Spain running a personal finance blog called Frugal For Less. My goal is to help everyone and anyone willing to make and save money through easy and simple ways that don't require much effort. Just because you're frugal doesn't mean you have to give up life's luxuries.

Comments (21)

Really nice post. Using apps are a great way to earn money, I personally use them. If you get so many apps, you can make a lot of money. I love Qmee but I didn’t know that they had an app. Thanks fore the post. I found many apps I have never seen before. Thanks!

Hi Matt, I’m really glad you enjoyed the article! When I first discovered Qmee I was thrilled to learn that I could earn some quick cash for just surfing the web. Let me know if there are any other apps that you particularly like.

Taskrabbit is NOT free. They charge you $20 to register as a tasker. I just tried it. Got my profile almost completely filled out then I reached a point where i could not continue without giving my credit card details and agreeing to pay a non-refundable $20 registration fee with no guarantees of ever getting a job assigned to me. I closed the page without finishing.

The best app for me is CashMachine, the yellow one.

They pay very fast, and the minimum payout is 1 dollar.

This is really helpful, I haven’t heard of many of these! It’s the best way to make money while in school. I use another app called Observa that pays well when there are jobs around. Worth checking that one out too. Thanks again for the list!

Hi Jason
Thanks for showing this page. I had heard of taking online surveys for making cash but I’d not of the category of Robo Advisor Apps before. Wouldn’t you need to know about the fundamentals of investing to use these apps or literally it is investing on autopilot? Also out of the 3, which one would you recommend to get started with?

Best Regards,

I have found an easier way to make it online. There is a legit company, very easy to do and completely free and no risk. They sell CBD and will give you a free website. No cost and all you have to do is share your link to generate traffic. You get commission on any product sold on your personal site. Anyone can do this and product is high quality so sells itself and is backed by a 60day money back guarantee. There is no risk and no cost ever that I have encountered so far.

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