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Spendee Review: Scam Or Legit Expense Tracking App?

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We all need a little help getting our finances in order, and with so many fantastic finance apps out there, there’s no reason why we all can’t start getting our budgets on track this year.

One of the most popular financial management apps available today is Spendee, a full-service finance app that gives you all the financial tools and resources you need to be successful.

Focusing on ease of use, a wide range of features, and tiered memberships, Spendee is changing the way that consumers manage their money and track their expenses.

In our thorough Spendee review, we’ll show you why Spendee is one of the most popular budgeting apps available today by discussing features, pricing, and how you can use Spendee to take control of your financial health.

Table of Contents

An Introduction to Spendee

Spendee was created to help everyday consumers make smart decisions about their money.

What was originally an expense-tracking app has developed into a robust, full-service financial management tool used by millions of people around the world.

While managing your money is certainly important, it doesn’t have to be a stressful experience.

With simple, straightforward tools and resources, the team at Spendee has created a platform that lets you succeed financially.

Connect your accounts at over 2,000 banks across the world in just seconds, and start the journey toward financial success. No matter what you need in your next financial app, Spendee is a great option.

Spendee gives you a complete picture of your overall financial health, allowing you to make sound financial decisions when it comes to spending, saving, and investing your money.

How Does Spendee Work?

Spendee is a comprehensive financial dashboard right on your phone, giving you insights into where your money is going each and every month.

With a wide range of intuitive financial tools, you can make the most of Spendee and get control of your finances. You can easily track your cash flow by linking your bank accounts to your Spendee account.

When you connect your bank accounts, all of your incoming and outgoing transactions are automatically imported into Spendee, meaning you get an instant overview of your cash flow month over month.

In addition to linking your bank accounts, you can link your crypto wallets and you can manually enter your expenses to keep an accurate record of your finances.

Once your accounts are linked, you can review real-time reports detailing your finances, from monthly spending to your historical cash flow trends.

With one tap, you can view an incoming versus outgoing cash diagram to see if you’re spending more than you’re making.

Spendee lets you set specific budgets for all of your spending categories, such as entertainment, travel, and bills.

These budgets will alert you if you’re reaching the top of your budget or if you go over, which makes it easier to manage your money and make adjustments to your spending if necessary.

Spendee breaks down your budget into a daily allowance as well, so you know exactly how much you can spend on any given day to stay on budget for the month.

You can link your Spendee account to multiple users, which is particularly useful for families and roommates.

Since Spendee is an international app, you can even choose your specific currency to make money management that much easier.

What Can Spendee Do for You?

Spendee provides a streamlined approach to financial management, and the entire experience of using the Spendee app is simply enjoyable.

Compatible with hundreds of banks across the world, you can get your financial accounts connected in just seconds.

You can save your financial accounts on the app for continual updates to track and monitor your incoming and outgoing transactions.

As soon as you link your accounts, Spendee will analyze your spending and provide you with a detailed snapshot of your account.

You can track expenses and income, spending categories, and budgets all from your phone, making it easy to stay on top of your finances at any time.

Multiple Currencies

No matter where you are in the world, you can use Spendee to track your earnings and expenses throughout the month. Spendee supports hundreds of currencies, and you can switch your default currency at any time.

In addition to viewing and tracking your finances in multiple currencies, Spendee updates currency exchange information daily, meaning you get the latest information on exchange rates.

Signing Up for Spendee

Signing up for Spendee is incredibly simple, and it takes just a few minutes to register, link your accounts, and start using the Spendee app.

When you sign up for Spendee, you’ll just need to enter your name and email address to get started.

Then you’ll have the opportunity to enter some additional personal information, customize your account, and link your external financial accounts.

The more accounts that you do link, the more accurate the financial dashboard will be.

Since some of Spendee’s suggestions are based on your personal financial profile, the more information you connect to Spendee, the more accurate the suggestions will be.

We do understand that some people can be very hesitant to link sensitive information to any website, and for good reason.

If you’re not careful, you could end up being the victim of an online scam, which could be devastating for your finances.

Being cautious online is definitely important, but we are here to tell you that Spendee is a completely safe and legitimate financial management site, meaning there isn’t risk when you link your financial accounts to Spendee.

Spendee uses bank-level encryption to keep your personal information safe and secure at all times.

You can delete your Spendee account at any time, and if you do, all of your stored data is automatically deleted from Spendee servers.


Spendee has three price tiers that provide various financial features.

We like that there are multiple subscription options because consumers that don’t feel they need all the features aren’t forced to pay them.

There are other financial management apps out there that use a “one size fits all” pricing approach, so it’s nice to see that Spendee has multiple pricing options.

Spendee is currently offering a 7 day free trial for the Premium plan, which unlocks all of Spendee’s fantastic features.

If you don’t want to pay for the service, Spendee’s Basic plan is completely free.

This plan gives you a basic overview of your finances and allows you to connect your bank account to review and monitor your cash flow.

You’ll also have the ability to set up one budget and one cash wallet, but you can’t share the wallet with other users.

The basic plan is ideal for anyone looking for a general overview of their finances to simply track and monitor.

For those that need more features, there are two additional plans to choose from – Spendee Plus and Spendee Premium.

Spendee Plus includes all of the features of the Basic plan, and allows you to use an unlimited number of cash wallets and an unlimited number of budgets.

You can also share cash wallets across multiple users, making it great for families and roommates that want to create a strict budget for the household.

Spendee Plus is just $1.99 per month, or if you pay annually, you’ll pay just $14.99 per year.

Spendee Premium offers the most features, making it a great option for anyone looking for a full-service financial management platform.

You’ll get all the great features and benefits that come with Spendee Plus, and you’ll also get automatic transaction categorization and the ability to connect all of your bank and financial accounts, allowing you to analyze and track your finances in one simple dashboard.

If you’re interested in the Spendee Premium plan, you’ll pay just $2.99 for the monthly subscription, or just $22.99 if you pay on an annual basis, which is a huge cost savings compared to the monthly option.

Customer Support

Spendee has a growing database of in-depth knowledge and support articles that you can browse right on the support page.

The page is broken up into multiple categories   Features, Payments and Billing, and Security, to name a few.

Spendee also has a dedicated support team to help you with your questions and concerns.

You can contact the support team directly via email on the About Us page, or you can submit a message in the contact form on that same page.

In addition to a support team that handles and resolves questions quickly, Spendee takes it a step further and gives you the direct emails of some of Spendee’s top executives.

You can email virtually anyone on the executive team, and Spendee even lists the CEO’s email on the About Us page.

There aren’t many companies out there that openly give out executive email addresses, so it’s nice to see that Spendee is open and transparent when it comes to communication and support.

Comparing Similar Sites

With so many budgeting and finance apps available on both Android and iOS devices, it can be difficult to decide which one is right for you.

When compared to other finance and budget apps, it’s clear that Spendee is a high-quality, easy to use app that virtually anyone can use.

It rivals top personal finance apps such as Mint and Personal Capital.

Taking a look at Spendee’s features compared to Mint’s, they go head to head and both offer an impressive lineup of financial tools.

In both apps, you’ll be able to connect your accounts, get detailed reports, view spending in specific categories, and create a personalized financial action plan based on your saving and spending habits.

The same goes for Personal Capital – both Spendee and Personal Capital offer very similar, insightful financial tools right within the app, which is why Spendee is such a great choice for anyone looking for a new financial app to get them on track with their budgeting and spending.

Why Spendee Is a Solid Choice

If you’re looking for a solid app that can help you manage virtually every aspect of your finances, consider downloading Spendee today.

When it comes to understanding your expenses and creating a simple, straightforward budget, Spendee has the tools that you need to get your finances back on track.

From spending categories and analysis to automatic updates and syncing with your financial accounts, Spendee is quickly becoming a top app for users around the world who are looking for help with their finances.

What once was only available in specific locations is now available around the world – Spendee’s insightful financial tools are available in hundreds of currencies, making the app a success on a global scale.

Offering multiple subscription options and a wide range of features in each price plan, Spendee is an app for everyone.

Do you use Spendee to track your finances? Let us know about your experience in the comments below!

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